Propel Holdings Inc
TSX:PRL
Intrinsic Value
Propel Holdings, Inc. operates as an online financial technology company, which provides lending related services to borrowers, banks, and other institutions. [ Read More ]
The intrinsic value of one
PRL
stock under the Base Case scenario is
42.89
CAD.
Compared to the current market price of 23.77 CAD,
Propel Holdings Inc
is
Undervalued by 45%.
PRL could be a value trap.A value trap occurs when a stock looks inexpensive based on fundamental analysis but fails to reach its intrinsic valuation over time, often due to underlying issues not reflected in quantitative data.
Scrutinize beyond numbers; assess long-term potential.
Propel Holdings Inc's market capitalization is 815.9m CAD.
PRL stock price is 23.77 CAD.
PRL stock price (23.77 CAD) is 45% less than its Intrinsic Value (42.89 CAD).
PRL has positive three-year average ROIC (Return on Invested Capital): 12%. The company is efficient at using invested capital to generate operating income.
PRL has positive Operating Income for the last twelve months.
PRL's ROIC (Return on Invested Capital) for the past 12 months is positive and is equal to 15%.
PRL has positive Net Income for the last twelve months.
PRL's Altman Z-Score is equal to 2.72.
PRL's long-term assets (344m USD) exceed its long-term liabilties (243m USD).
PRL's Revenue has grown by an exceptional 40% over the past 12 months.
PRL's ROE (Return on Equity) for the past 12 months is very high and is equal to 30%.
PRL's short-term assets (58m USD) exceed its short-term liabilties (34m USD).
PRL's Revenue is forecast to grow at a rate of 26% per year over the next 3 years.
PRL has positive three-year average ROE (Return on Equity): 21%. The company is efficient at transforming stockholders' equity into net income.
PRL's D/E (Debt to Equity) is equal to 1.99.
PRL has negative Free Cash Flow for the last twelve months.
PRL has positive Net Debt. This means that the company has more debt (202m USD) than cash and short-term investments (14m USD).
PRL generates enough operating income (61m USD) to cover interest payments on its debt (21m USD).
Valuation Backtest
Propel Holdings Inc
Run backtest to discover the historical profit from buying and selling
PRL
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Propel Holdings Inc
Balance Sheet Decomposition
Propel Holdings Inc
| Current Assets | 58.5m |
| Cash & Short-Term Investments | 13.8m |
| Receivables | 42.8m |
| Other Current Assets | 1.9m |
| Non-Current Assets | 285.8m |
| PP&E | 2.2m |
| Intangibles | 13.4m |
| Other Non-Current Assets | 270.1m |
| Current Liabilities | 33.9m |
| Accounts Payable | 4.3m |
| Accrued Liabilities | 15.1m |
| Short-Term Debt | 2.1m |
| Other Current Liabilities | 12.5m |
| Non-Current Liabilities | 208.8m |
| Long-Term Debt | 199.9m |
| Other Non-Current Liabilities | 8.9m |
Earnings Waterfall
Propel Holdings Inc
|
Revenue
|
316.5m
USD
|
|
Operating Expenses
|
-255.9m
USD
|
|
Operating Income
|
60.6m
USD
|
|
Other Expenses
|
-32.8m
USD
|
|
Net Income
|
27.8m
USD
|
Free Cash Flow Analysis
Propel Holdings Inc
PRL Profitability Score
Profitability Due Diligence
Propel Holdings Inc's profitability score is 51/100. The higher the profitability score, the more profitable the company is.
Score
Propel Holdings Inc's profitability score is 51/100. The higher the profitability score, the more profitable the company is.
PRL Solvency Score
Solvency Due Diligence
Propel Holdings Inc's solvency score is 36/100. The higher the solvency score, the more solvent the company is.
Score
Propel Holdings Inc's solvency score is 36/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
PRL Price Targets Summary
Propel Holdings Inc
According to Wall Street analysts, the average 1-year price target for
PRL
is 24.79 CAD
with a low forecast of 20.2 CAD and a high forecast of 32.55 CAD.
Shareholder Return
PRL Price
Propel Holdings Inc
| Average Annual Return | -7.11% |
| Standard Deviation of Annual Returns | 50.06% |
| Max Drawdown | -55% |
| Market Capitalization | 815.9m CAD |
| Shares Outstanding | 34 330 312 |
| Percentage of Shares Shorted |
N/A
|
Company Profile
Propel Holdings Inc
Country
Industry
Market Cap
Dividend Yield
Description
Propel Holdings, Inc. operates as an online financial technology company, which provides lending related services to borrowers, banks, and other institutions. The company is headquartered in Toronto, Ontario. The company went IPO on 2021-10-19. The firm is focused on providing access to credit to the United States consumers who struggle to access credit from mainstream credit providers. The company provides online financial solutions to underserved consumers. The firm operates under the brands MoneyKey and CreditFresh. Through an online platform Propel brands offer customer service experience, automated customer acquisition strategies, underwriting models, and an industry loan management system. The company offers a range of products such as Unsecured Fully Amortizing Installment Loans and Unsecured Open-Ended Lines of Credit.
Contact
IPO
Employees
Officers
The intrinsic value of one
PRL
stock under the Base Case scenario is
42.89
CAD.
Compared to the current market price of 23.77 CAD,
Propel Holdings Inc
is
Undervalued by 45%.
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