Royal Bank of Canada
TSX:RY
Balance Sheet
Balance Sheet Decomposition
Royal Bank of Canada
Royal Bank of Canada
Balance Sheet
Royal Bank of Canada
| Oct-2002 | Oct-2003 | Oct-2004 | Oct-2005 | Oct-2006 | Oct-2007 | Oct-2008 | Oct-2009 | Oct-2010 | Oct-2011 | Oct-2012 | Oct-2013 | Oct-2014 | Oct-2015 | Oct-2016 | Oct-2017 | Oct-2018 | Oct-2019 | Oct-2020 | Oct-2021 | Oct-2022 | Oct-2023 | Oct-2024 | Oct-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
169 258
|
170 394
|
170 916
|
190 416
|
208 530
|
237 936
|
289 540
|
280 963
|
273 006
|
347 530
|
378 244
|
408 850
|
435 229
|
472 223
|
521 604
|
542 617
|
576 818
|
618 856
|
660 992
|
717 575
|
819 965
|
852 773
|
981 380
|
1 042 422
|
|
| Investments |
187 489
|
210 767
|
228 356
|
256 113
|
302 906
|
334 088
|
386 738
|
340 478
|
385 529
|
269 846
|
390 589
|
400 888
|
449 363
|
536 912
|
587 710
|
593 125
|
673 673
|
749 221
|
831 368
|
859 169
|
989 751
|
1 044 181
|
1 072 063
|
1 172 316
|
|
| PP&E Net |
1 653
|
1 670
|
1 738
|
1 708
|
1 818
|
2 131
|
2 471
|
2 367
|
2 139
|
2 490
|
2 691
|
2 636
|
2 684
|
2 728
|
2 836
|
2 670
|
2 832
|
3 191
|
7 934
|
7 424
|
7 214
|
6 749
|
6 852
|
6 819
|
|
| PP&E Gross |
1 653
|
1 670
|
0
|
1 708
|
1 818
|
2 131
|
2 471
|
2 367
|
2 139
|
2 490
|
2 691
|
2 636
|
2 684
|
2 728
|
2 836
|
2 670
|
2 832
|
3 191
|
7 934
|
7 424
|
7 214
|
6 749
|
6 852
|
6 819
|
|
| Accumulated Depreciation |
2 656
|
2 806
|
0
|
3 162
|
3 428
|
3 810
|
3 709
|
3 886
|
3 707
|
3 811
|
3 668
|
3 959
|
3 726
|
4 121
|
4 450
|
4 778
|
5 206
|
5 672
|
6 718
|
7 677
|
5 205
|
6 085
|
7 077
|
7 684
|
|
| Intangible Assets |
665
|
580
|
521
|
409
|
642
|
628
|
2 042
|
2 033
|
1 710
|
2 115
|
2 686
|
2 777
|
2 775
|
2 814
|
4 648
|
4 507
|
4 687
|
4 674
|
4 752
|
4 471
|
6 083
|
5 903
|
7 798
|
7 402
|
|
| Goodwill |
5 004
|
4 587
|
4 280
|
4 203
|
4 304
|
4 752
|
9 977
|
8 368
|
6 660
|
7 610
|
7 485
|
8 332
|
8 647
|
9 289
|
11 156
|
10 977
|
11 137
|
11 236
|
11 302
|
10 854
|
12 277
|
12 594
|
19 286
|
19 405
|
|
| Long-Term Investments |
0
|
0
|
0
|
0
|
0
|
0
|
1 156
|
637
|
171
|
142
|
125
|
247
|
295
|
360
|
616
|
690
|
686
|
652
|
652
|
654
|
711
|
501
|
835
|
829
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
2 457
|
263
|
82
|
0
|
2 257
|
2 754
|
37 173
|
29 357
|
2 756
|
1 950
|
2 520
|
2 317
|
2 827
|
1 732
|
2 101
|
2 136
|
2 722
|
4 651
|
4 803
|
8 504
|
7 958
|
8 498
|
|
| Other Assets |
16 117
|
17 601
|
19 636
|
17 111
|
19 721
|
22 605
|
31 895
|
19 910
|
20 570
|
133 653
|
39 177
|
31 512
|
35 489
|
48 138
|
49 567
|
47 627
|
52 791
|
31 788
|
32 906
|
32 659
|
37 987
|
44 528
|
54 990
|
60 803
|
|
| Total Assets |
376 956
N/A
|
403 033
+7%
|
426 222
+6%
|
469 521
+10%
|
536 780
+14%
|
600 346
+12%
|
723 859
+21%
|
654 989
-10%
|
726 206
+11%
|
793 833
+9%
|
825 100
+4%
|
859 745
+4%
|
940 550
+9%
|
1 074 208
+14%
|
1 180 258
+10%
|
1 212 853
+3%
|
1 334 734
+10%
|
1 428 935
+7%
|
1 624 548
+14%
|
1 706 323
+5%
|
1 917 219
+12%
|
2 006 531
+5%
|
2 171 582
+8%
|
2 325 006
+7%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
2 329
|
1 500
|
1 877
|
3 954
|
7 964
|
4 738
|
4 449
|
3 980
|
4 110
|
4 225
|
5 609
|
4 839
|
6 608
|
8 328
|
12 266
|
9 645
|
9 745
|
11 150
|
|
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
8 163
|
8 498
|
8 656
|
7 924
|
8 609
|
7 707
|
8 330
|
8 037
|
8 078
|
8 973
|
9 296
|
10 912
|
10 331
|
11 518
|
14 010
|
20 025
|
25 007
|
25 358
|
|
| Short-Term Debt |
21 109
|
23 735
|
26 473
|
23 381
|
41 103
|
37 033
|
37 455
|
38 445
|
42 066
|
42 735
|
104 788
|
107 544
|
114 676
|
130 946
|
153 810
|
173 092
|
239 061
|
259 254
|
287 699
|
276 176
|
307 106
|
372 068
|
337 679
|
339 889
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
188
|
110
|
653
|
709
|
2 785
|
|
| Total Deposits |
243 486
|
259 145
|
270 959
|
306 860
|
343 523
|
365 205
|
438 575
|
398 304
|
414 561
|
479 102
|
508 219
|
563 079
|
614 100
|
697 227
|
757 589
|
789 635
|
837 046
|
886 005
|
1 011 885
|
1 100 831
|
1 208 814
|
1 231 687
|
1 409 531
|
1 515 616
|
|
| Other Interest Bearing Liabilities |
27 161
|
28 798
|
31 189
|
39 465
|
47 360
|
56 475
|
38 792
|
50 383
|
53 968
|
7 689
|
9 385
|
9 953
|
11 462
|
13 453
|
12 843
|
16 459
|
15 662
|
18 091
|
18 618
|
19 873
|
17 872
|
21 745
|
35
|
0
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
840
|
2 721
|
929
|
2 172
|
2 244
|
2 507
|
2 818
|
2 727
|
4 039
|
3 736
|
3 553
|
3 769
|
3 820
|
5 025
|
3 992
|
4 937
|
4 521
|
5 158
|
|
| Total Current Liabilities |
21 109
|
23 735
|
26 473
|
23 381
|
41 103
|
37 033
|
48 787
|
51 164
|
53 528
|
56 785
|
123 605
|
122 496
|
130 273
|
145 690
|
170 037
|
190 026
|
257 519
|
278 774
|
308 458
|
301 235
|
337 484
|
407 328
|
377 661
|
384 340
|
|
| Long-Term Debt |
6 614
|
6 243
|
10 416
|
9 567
|
8 486
|
7 635
|
9 531
|
7 856
|
7 408
|
8 749
|
8 515
|
7 443
|
7 859
|
7 362
|
9 762
|
9 265
|
9 131
|
12 216
|
31 041
|
38 348
|
17 377
|
16 825
|
20 438
|
18 084
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
265
|
176
|
170
|
204
|
201
|
989
|
97
|
84
|
82
|
52
|
74
|
439
|
426
|
542
|
484
|
|
| Minority Interest |
1 469
|
2 388
|
58
|
1 944
|
1 775
|
1 483
|
2 371
|
2 071
|
2 256
|
1 761
|
1 761
|
1 795
|
1 813
|
1 798
|
595
|
599
|
94
|
102
|
103
|
95
|
111
|
99
|
103
|
59
|
|
| Other Liabilities |
58 334
|
64 349
|
69 223
|
68 457
|
72 410
|
108 076
|
155 165
|
108 305
|
155 534
|
199 780
|
129 172
|
107 144
|
122 149
|
146 331
|
157 426
|
132 943
|
135 337
|
150 142
|
167 727
|
147 200
|
227 058
|
213 373
|
236 183
|
267 331
|
|
| Total Liabilities |
358 173
N/A
|
384 658
+7%
|
408 318
+6%
|
449 674
+10%
|
514 657
+14%
|
575 907
+12%
|
693 221
+20%
|
618 083
-11%
|
687 255
+11%
|
754 131
+10%
|
780 833
+4%
|
812 080
+4%
|
887 860
+9%
|
1 012 062
+14%
|
1 109 241
+10%
|
1 139 024
+3%
|
1 254 873
+10%
|
1 345 412
+7%
|
1 537 884
+14%
|
1 607 656
+5%
|
1 809 155
+13%
|
1 891 483
+5%
|
2 044 493
+8%
|
2 185 914
+7%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
8 524
|
7 850
|
7 520
|
7 868
|
8 244
|
9 344
|
13 042
|
17 886
|
18 189
|
18 823
|
19 137
|
18 978
|
18 586
|
19 671
|
24 572
|
24 116
|
23 944
|
23 352
|
23 573
|
24 412
|
24 636
|
26 712
|
30 044
|
32 538
|
|
| Retained Earnings |
10 181
|
11 333
|
12 065
|
13 704
|
15 771
|
18 167
|
19 816
|
20 585
|
22 706
|
20 381
|
24 270
|
27 438
|
31 615
|
37 811
|
41 519
|
45 359
|
51 112
|
55 981
|
59 806
|
71 795
|
78 037
|
81 715
|
88 608
|
96 938
|
|
| Additional Paid In Capital |
78
|
85
|
169
|
265
|
292
|
235
|
242
|
246
|
236
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
259
|
419
|
347
|
432
|
315
|
340
|
378
|
12
|
33
|
139
|
88
|
2 357
|
2 516
|
897
|
265
|
|
| Treasury Stock |
0
|
0
|
294
|
216
|
180
|
101
|
104
|
95
|
81
|
8
|
30
|
41
|
71
|
38
|
0
|
0
|
18
|
58
|
129
|
73
|
334
|
231
|
61
|
110
|
|
| Other Equity |
0
|
893
|
1 556
|
1 774
|
2 004
|
3 206
|
2 358
|
1 716
|
2 099
|
231
|
411
|
861
|
1 986
|
4 311
|
4 586
|
3 976
|
4 835
|
4 215
|
3 553
|
2 621
|
8 082
|
9 368
|
9 395
|
9 991
|
|
| Total Equity |
18 783
N/A
|
18 375
-2%
|
17 904
-3%
|
19 847
+11%
|
22 123
+11%
|
24 439
+10%
|
30 638
+25%
|
36 906
+20%
|
38 951
+6%
|
39 702
+2%
|
44 267
+11%
|
47 665
+8%
|
52 690
+11%
|
62 146
+18%
|
71 017
+14%
|
73 829
+4%
|
79 861
+8%
|
83 523
+5%
|
86 664
+4%
|
98 667
+14%
|
108 064
+10%
|
115 048
+6%
|
127 089
+10%
|
139 092
+9%
|
|
| Total Liabilities & Equity |
376 956
N/A
|
403 033
+7%
|
426 222
+6%
|
469 521
+10%
|
536 780
+14%
|
600 346
+12%
|
723 859
+21%
|
654 989
-10%
|
726 206
+11%
|
793 833
+9%
|
825 100
+4%
|
859 745
+4%
|
940 550
+9%
|
1 074 208
+14%
|
1 180 258
+10%
|
1 212 853
+3%
|
1 334 734
+10%
|
1 428 935
+7%
|
1 624 548
+14%
|
1 706 323
+5%
|
1 917 219
+12%
|
2 006 531
+5%
|
2 171 582
+8%
|
2 325 006
+7%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
1 331
|
1 312
|
1 280
|
1 286
|
1 275
|
1 274
|
1 339
|
1 415
|
1 423
|
1 438
|
1 445
|
1 440
|
1 441
|
1 443
|
1 483
|
1 453
|
1 439
|
1 430
|
1 421
|
1 424
|
1 383
|
1 401
|
1 415
|
1 400
|
|
| Preferred Shares Outstanding |
22
|
22
|
22
|
30
|
30
|
82
|
107
|
192
|
193
|
0
|
175
|
174
|
153
|
194
|
253
|
241
|
241
|
227
|
169
|
112
|
107
|
107
|
69
|
47
|
|