First Financial Holding Co Ltd
TWSE:2892
Income Statement
Income Statement
First Financial Holding Co Ltd
| Dec-2003 | Mar-2004 | Jun-2004 | Sep-2004 | Dec-2004 | Mar-2005 | Jun-2005 | Sep-2005 | Dec-2005 | Mar-2006 | Jun-2006 | Sep-2006 | Dec-2006 | Mar-2007 | Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
21 858
|
21 884
|
22 108
|
22 034
|
22 060
|
21 904
|
20 547
|
20 999
|
20 185
|
19 904
|
20 731
|
19 889
|
20 683
|
20 867
|
21 119
|
22 044
|
22 392
|
23 228
|
23 956
|
24 432
|
24 730
|
23 157
|
21 017
|
18 789
|
16 941
|
17 066
|
17 933
|
18 952
|
19 530
|
20 099
|
20 800
|
21 468
|
22 083
|
22 978
|
23 807
|
24 513
|
25 067
|
25 242
|
25 317
|
25 496
|
25 932
|
26 497
|
27 153
|
27 824
|
28 278
|
28 396
|
28 372
|
28 335
|
28 452
|
28 616
|
28 735
|
28 721
|
28 801
|
28 917
|
29 346
|
29 774
|
29 993
|
30 104
|
30 165
|
30 236
|
30 268
|
30 185
|
29 906
|
29 770
|
29 604
|
29 770
|
29 671
|
29 912
|
30 483
|
31 107
|
32 259
|
33 261
|
34 588
|
35 697
|
37 309
|
38 296
|
37 969
|
36 742
|
34 824
|
33 354
|
32 525
|
32 350
|
32 284
|
31 579
|
31 234
|
31 397
|
31 815
|
33 095
|
|
| Interest Income |
37 764
|
36 834
|
36 529
|
36 704
|
36 848
|
36 993
|
36 562
|
37 052
|
37 979
|
38 996
|
40 936
|
42 493
|
43 428
|
44 766
|
46 008
|
47 680
|
49 354
|
50 525
|
50 804
|
50 644
|
50 080
|
45 737
|
40 508
|
34 514
|
28 876
|
27 336
|
27 368
|
28 151
|
29 030
|
30 123
|
31 437
|
32 755
|
34 166
|
35 363
|
36 235
|
36 735
|
36 795
|
36 888
|
37 039
|
37 347
|
38 132
|
39 355
|
40 805
|
42 089
|
42 879
|
42 976
|
42 749
|
42 585
|
42 586
|
42 590
|
42 354
|
41 847
|
41 612
|
41 594
|
42 258
|
43 181
|
43 955
|
44 741
|
45 899
|
47 360
|
49 123
|
51 102
|
52 553
|
53 402
|
53 624
|
53 362
|
51 040
|
48 480
|
46 101
|
43 842
|
43 491
|
43 856
|
44 846
|
46 093
|
49 722
|
56 437
|
66 054
|
77 674
|
88 806
|
97 797
|
104 027
|
108 346
|
112 071
|
115 408
|
117 428
|
118 834
|
118 324
|
117 726
|
|
| Interest Expense |
15 906
|
14 950
|
14 421
|
14 670
|
14 788
|
15 089
|
16 014
|
16 053
|
17 794
|
19 091
|
20 205
|
22 604
|
22 746
|
23 899
|
24 889
|
25 636
|
26 963
|
27 296
|
26 847
|
26 211
|
25 351
|
22 580
|
19 491
|
15 725
|
11 936
|
10 270
|
9 435
|
9 199
|
9 500
|
10 024
|
10 637
|
11 287
|
12 083
|
12 385
|
12 428
|
12 222
|
11 728
|
11 647
|
11 722
|
11 852
|
12 199
|
12 858
|
13 652
|
14 263
|
14 602
|
14 579
|
14 376
|
14 250
|
14 133
|
13 974
|
13 620
|
13 125
|
12 811
|
12 676
|
12 912
|
13 407
|
13 961
|
14 638
|
15 734
|
17 125
|
18 855
|
20 916
|
22 644
|
23 629
|
24 020
|
23 591
|
21 369
|
18 567
|
15 618
|
12 735
|
11 232
|
10 595
|
10 258
|
10 398
|
12 415
|
18 142
|
28 085
|
40 932
|
53 982
|
64 443
|
71 502
|
75 996
|
79 787
|
83 829
|
86 194
|
87 437
|
86 509
|
84 631
|
|
| Non Interest Income |
27 366
|
34 538
|
34 393
|
18 354
|
14 335
|
6 590
|
2 414
|
12 226
|
11 808
|
10 973
|
10 278
|
11 561
|
12 094
|
12 522
|
13 575
|
14 715
|
14 474
|
17 385
|
19 580
|
21 031
|
20 684
|
15 387
|
13 408
|
9 068
|
9 465
|
13 295
|
12 170
|
14 349
|
13 257
|
13 570
|
12 961
|
12 164
|
9 778
|
9 141
|
8 656
|
10 589
|
17 626
|
14 094
|
13 923
|
14 367
|
21 083
|
19 480
|
24 517
|
27 094
|
28 402
|
29 841
|
29 531
|
28 837
|
25 661
|
24 470
|
23 702
|
23 413
|
23 808
|
25 652
|
26 902
|
28 265
|
30 262
|
34 046
|
37 974
|
39 507
|
36 802
|
37 866
|
37 146
|
37 863
|
41 929
|
37 759
|
37 564
|
37 526
|
36 447
|
41 285
|
40 335
|
38 938
|
36 417
|
35 592
|
34 513
|
38 511
|
37 966
|
44 503
|
49 138
|
48 164
|
48 664
|
53 469
|
54 717
|
59 778
|
58 245
|
58 452
|
60 427
|
61 384
|
|
| Revenue |
49 224
N/A
|
56 422
+15%
|
56 501
+0%
|
40 388
-29%
|
36 395
-10%
|
28 494
-22%
|
22 961
-19%
|
33 225
+45%
|
31 993
-4%
|
30 877
-3%
|
31 009
+0%
|
31 450
+1%
|
32 777
+4%
|
33 389
+2%
|
34 694
+4%
|
36 759
+6%
|
36 866
+0%
|
40 613
+10%
|
43 536
+7%
|
45 463
+4%
|
45 414
0%
|
38 544
-15%
|
34 425
-11%
|
27 857
-19%
|
26 406
-5%
|
30 361
+15%
|
30 103
-1%
|
33 301
+11%
|
32 787
-2%
|
33 669
+3%
|
33 761
+0%
|
33 632
0%
|
31 861
-5%
|
32 119
+1%
|
32 463
+1%
|
35 102
+8%
|
42 693
+22%
|
39 336
-8%
|
39 240
0%
|
39 863
+2%
|
47 015
+18%
|
45 977
-2%
|
51 670
+12%
|
54 918
+6%
|
56 680
+3%
|
58 237
+3%
|
57 903
-1%
|
57 172
-1%
|
54 113
-5%
|
53 086
-2%
|
52 437
-1%
|
52 134
-1%
|
52 609
+1%
|
54 569
+4%
|
56 248
+3%
|
58 039
+3%
|
60 255
+4%
|
64 150
+6%
|
68 139
+6%
|
69 743
+2%
|
67 070
-4%
|
68 051
+1%
|
67 052
-1%
|
67 633
+1%
|
71 533
+6%
|
67 529
-6%
|
67 235
0%
|
67 438
+0%
|
66 930
-1%
|
72 392
+8%
|
72 594
+0%
|
72 199
-1%
|
71 005
-2%
|
71 289
+0%
|
71 822
+1%
|
76 808
+7%
|
75 936
-1%
|
81 246
+7%
|
83 962
+3%
|
81 518
-3%
|
81 189
0%
|
85 819
+6%
|
87 001
+1%
|
91 357
+5%
|
89 480
-2%
|
89 848
+0%
|
92 242
+3%
|
94 479
+2%
|
|
| Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(37 134)
|
(37 097)
|
(35 694)
|
(7 101)
|
(7 130)
|
(6 012)
|
(5 733)
|
(5 401)
|
(4 334)
|
(4 771)
|
(4 913)
|
(4 512)
|
(4 736)
|
(4 768)
|
(4 861)
|
(5 745)
|
(6 062)
|
(5 524)
|
(4 908)
|
(4 721)
|
(7 130)
|
(7 999)
|
(8 462)
|
(8 716)
|
(10 621)
|
(10 762)
|
(10 415)
|
(9 787)
|
(5 491)
|
(4 978)
|
(5 219)
|
(4 711)
|
(5 347)
|
(4 437)
|
(3 018)
|
(3 607)
|
(4 204)
|
(4 147)
|
(4 049)
|
(3 664)
|
(4 444)
|
(5 203)
|
(6 142)
|
(6 673)
|
3 086
|
5 182
|
5 748
|
6 735
|
21
|
(1 220)
|
(1 994)
|
(2 426)
|
(3 115)
|
(4 616)
|
(4 556)
|
(5 078)
|
(11 331)
|
(14 090)
|
(18 292)
|
(20 313)
|
(16 640)
|
(16 207)
|
(14 647)
|
(14 619)
|
(15 108)
|
(15 367)
|
(13 896)
|
(14 212)
|
(15 218)
|
(14 781)
|
(15 163)
|
(14 259)
|
(12 896)
|
(12 123)
|
(13 796)
|
(16 644)
|
(15 483)
|
(14 585)
|
(12 618)
|
(8 223)
|
(8 611)
|
(8 971)
|
(7 635)
|
(9 019)
|
(8 377)
|
(6 922)
|
(7 566)
|
(8 708)
|
|
| Non Interest Expense |
(30 308)
|
(35 525)
|
(36 090)
|
(20 875)
|
(16 890)
|
(10 919)
|
(6 348)
|
(15 899)
|
(15 250)
|
(14 077)
|
(14 467)
|
(14 989)
|
(14 148)
|
(13 871)
|
(13 330)
|
(13 165)
|
(14 133)
|
(17 644)
|
(21 586)
|
(26 270)
|
(29 127)
|
(23 955)
|
(21 411)
|
(16 107)
|
(12 780)
|
(17 243)
|
(16 680)
|
(18 810)
|
(18 309)
|
(18 526)
|
(17 715)
|
(18 375)
|
(17 309)
|
(17 224)
|
(17 793)
|
(19 598)
|
(26 342)
|
(23 237)
|
(23 226)
|
(23 461)
|
(29 523)
|
(26 998)
|
(30 872)
|
(33 136)
|
(43 283)
|
(46 271)
|
(46 929)
|
(46 529)
|
(35 159)
|
(32 503)
|
(30 782)
|
(29 415)
|
(29 297)
|
(30 019)
|
(30 544)
|
(31 076)
|
(30 775)
|
(31 821)
|
(32 069)
|
(32 017)
|
(29 727)
|
(30 454)
|
(30 592)
|
(30 464)
|
(33 116)
|
(31 021)
|
(31 700)
|
(32 780)
|
(32 091)
|
(35 629)
|
(35 270)
|
(34 465)
|
(34 676)
|
(35 790)
|
(35 180)
|
(36 791)
|
(35 966)
|
(39 819)
|
(42 840)
|
(44 386)
|
(44 316)
|
(48 460)
|
(50 554)
|
(52 540)
|
(49 865)
|
(51 228)
|
(52 816)
|
(53 350)
|
|
| Pre-Tax Income |
(18 219)
N/A
|
(16 201)
+11%
|
(15 284)
+6%
|
12 411
N/A
|
12 375
0%
|
11 562
-7%
|
10 879
-6%
|
11 925
+10%
|
12 410
+4%
|
12 028
-3%
|
11 628
-3%
|
11 948
+3%
|
13 892
+16%
|
14 750
+6%
|
16 503
+12%
|
17 849
+8%
|
16 671
-7%
|
17 446
+5%
|
17 043
-2%
|
14 473
-15%
|
9 156
-37%
|
6 590
-28%
|
4 553
-31%
|
3 036
-33%
|
3 005
-1%
|
2 357
-22%
|
3 008
+28%
|
4 702
+56%
|
8 987
+91%
|
10 164
+13%
|
10 825
+7%
|
10 544
-3%
|
9 206
-13%
|
10 457
+14%
|
11 652
+11%
|
11 899
+2%
|
12 147
+2%
|
11 953
-2%
|
11 965
+0%
|
12 736
+6%
|
13 049
+2%
|
13 773
+6%
|
14 654
+6%
|
15 109
+3%
|
16 483
+9%
|
17 149
+4%
|
16 723
-2%
|
17 377
+4%
|
18 976
+9%
|
19 361
+2%
|
19 660
+2%
|
20 293
+3%
|
20 198
0%
|
19 935
-1%
|
21 148
+6%
|
21 885
+3%
|
18 148
-17%
|
18 240
+1%
|
17 779
-3%
|
17 413
-2%
|
20 703
+19%
|
21 390
+3%
|
21 813
+2%
|
22 551
+3%
|
23 309
+3%
|
21 140
-9%
|
21 639
+2%
|
20 446
-6%
|
19 620
-4%
|
21 983
+12%
|
22 161
+1%
|
23 474
+6%
|
23 433
0%
|
23 374
0%
|
22 845
-2%
|
23 372
+2%
|
24 487
+5%
|
26 842
+10%
|
28 503
+6%
|
28 909
+1%
|
28 262
-2%
|
28 388
+0%
|
28 812
+1%
|
29 799
+3%
|
31 238
+5%
|
31 698
+1%
|
31 860
+1%
|
32 421
+2%
|
|
| Net Income | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
5 435
|
4 950
|
4 553
|
(2 336)
|
(2 281)
|
(2 334)
|
(2 046)
|
(2 117)
|
(3 627)
|
(3 623)
|
(4 366)
|
(4 519)
|
(3 883)
|
(3 989)
|
(4 356)
|
(4 503)
|
(4 187)
|
(4 490)
|
(3 892)
|
(3 703)
|
(2 079)
|
(1 342)
|
(647)
|
385
|
(316)
|
(346)
|
(772)
|
(1 477)
|
(2 025)
|
(2 120)
|
(1 925)
|
(1 803)
|
(1 735)
|
(1 855)
|
(1 929)
|
(2 115)
|
(1 978)
|
(1 944)
|
(2 114)
|
(2 396)
|
(2 172)
|
(2 211)
|
(1 933)
|
(1 819)
|
(2 405)
|
(2 616)
|
(2 742)
|
(2 987)
|
(3 014)
|
(3 103)
|
(3 059)
|
(2 941)
|
(2 913)
|
(2 747)
|
(3 002)
|
(3 176)
|
(2 716)
|
(2 525)
|
(2 351)
|
(2 473)
|
(3 370)
|
(3 803)
|
(4 134)
|
(4 145)
|
(3 940)
|
(3 643)
|
(3 419)
|
(3 075)
|
(2 812)
|
(3 082)
|
(3 203)
|
(3 522)
|
(3 694)
|
(3 720)
|
(3 783)
|
(3 726)
|
(3 891)
|
(4 560)
|
(4 985)
|
(5 715)
|
(5 801)
|
(5 543)
|
(5 781)
|
(5 556)
|
(5 878)
|
(6 148)
|
(6 283)
|
(6 171)
|
|
| Income from Continuing Operations |
(12 784)
|
(11 251)
|
(10 732)
|
10 073
|
10 094
|
9 226
|
8 832
|
9 807
|
8 783
|
8 405
|
7 262
|
7 429
|
10 009
|
10 761
|
12 147
|
13 346
|
12 485
|
12 956
|
13 151
|
10 770
|
7 077
|
5 248
|
3 905
|
3 420
|
2 689
|
2 010
|
2 236
|
3 225
|
6 962
|
8 044
|
8 900
|
8 741
|
7 471
|
8 602
|
9 723
|
9 783
|
10 169
|
10 008
|
9 850
|
10 340
|
10 877
|
11 562
|
12 721
|
13 289
|
14 078
|
14 532
|
13 981
|
14 391
|
15 962
|
16 259
|
16 601
|
17 352
|
17 284
|
17 188
|
18 146
|
18 709
|
15 432
|
15 715
|
15 428
|
14 940
|
17 332
|
17 587
|
17 679
|
18 406
|
19 369
|
17 497
|
18 220
|
17 370
|
16 808
|
18 899
|
18 956
|
19 951
|
19 739
|
19 654
|
19 062
|
19 646
|
20 596
|
22 282
|
23 519
|
23 194
|
22 461
|
22 846
|
23 031
|
24 242
|
25 359
|
25 550
|
25 576
|
26 250
|
|
| Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
65
|
90
|
133
|
169
|
314
|
341
|
290
|
245
|
90
|
44
|
72
|
85
|
70
|
81
|
101
|
117
|
131
|
93
|
112
|
68
|
57
|
73
|
(8)
|
(3)
|
12
|
23
|
42
|
46
|
7
|
2
|
9
|
35
|
44
|
68
|
69
|
71
|
72
|
78
|
70
|
69
|
51
|
19
|
22
|
10
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
(12 784)
N/A
|
(11 251)
+12%
|
(10 732)
+5%
|
10 241
N/A
|
10 298
+1%
|
9 430
-8%
|
9 036
-4%
|
15 235
+69%
|
14 175
-7%
|
14 445
+2%
|
13 307
-8%
|
8 082
-39%
|
10 662
+32%
|
10 766
+1%
|
12 147
+13%
|
13 346
+10%
|
12 550
-6%
|
13 046
+4%
|
13 283
+2%
|
10 938
-18%
|
7 391
-32%
|
5 588
-24%
|
4 195
-25%
|
3 665
-13%
|
2 779
-24%
|
2 054
-26%
|
2 308
+12%
|
3 310
+43%
|
7 032
+112%
|
8 125
+16%
|
9 001
+11%
|
8 858
-2%
|
7 602
-14%
|
8 696
+14%
|
9 836
+13%
|
9 852
+0%
|
10 226
+4%
|
10 081
-1%
|
9 842
-2%
|
10 337
+5%
|
10 889
+5%
|
11 584
+6%
|
12 763
+10%
|
13 335
+4%
|
14 085
+6%
|
14 535
+3%
|
13 990
-4%
|
14 426
+3%
|
16 006
+11%
|
16 327
+2%
|
16 670
+2%
|
17 423
+5%
|
17 356
0%
|
17 266
-1%
|
18 216
+6%
|
18 778
+3%
|
15 483
-18%
|
15 735
+2%
|
15 451
-2%
|
14 951
-3%
|
17 332
+16%
|
17 587
+1%
|
17 679
+1%
|
18 406
+4%
|
19 369
+5%
|
17 497
-10%
|
18 220
+4%
|
17 370
-5%
|
16 808
-3%
|
18 899
+12%
|
18 956
+0%
|
19 951
+5%
|
19 739
-1%
|
19 654
0%
|
19 062
-3%
|
19 646
+3%
|
20 596
+5%
|
22 282
+8%
|
23 519
+6%
|
23 194
-1%
|
22 461
-3%
|
22 846
+2%
|
23 031
+1%
|
24 242
+5%
|
25 359
+5%
|
25 550
+1%
|
25 576
+0%
|
26 250
+3%
|
|
| EPS (Diluted) |
-1.26
N/A
|
-0.99
+21%
|
-0.94
+5%
|
0.9
N/A
|
0.9
N/A
|
0.83
-8%
|
0.83
N/A
|
1.22
+47%
|
1.24
+2%
|
1.27
+2%
|
1.17
-8%
|
0.73
-38%
|
0.93
+27%
|
0.94
+1%
|
1.06
+13%
|
1.17
+10%
|
1.1
-6%
|
1.17
+6%
|
1.16
-1%
|
0.92
-21%
|
0.65
-29%
|
0.49
-25%
|
0.36
-27%
|
0.32
-11%
|
0.24
-25%
|
0.2
-17%
|
0.2
N/A
|
0.29
+45%
|
0.6
+107%
|
0.7
+17%
|
0.79
+13%
|
0.77
-3%
|
0.64
-17%
|
0.68
+6%
|
0.77
+13%
|
0.72
-6%
|
0.75
+4%
|
0.79
+5%
|
0.77
-3%
|
0.81
+5%
|
0.85
+5%
|
0.91
+7%
|
1
+10%
|
1.05
+5%
|
1.11
+6%
|
1.14
+3%
|
1.1
-4%
|
1.15
+5%
|
1.23
+7%
|
1.13
-8%
|
1.15
+2%
|
1.21
+5%
|
1.2
-1%
|
1.2
N/A
|
1.26
+5%
|
1.3
+3%
|
1.07
-18%
|
1.09
+2%
|
1.06
-3%
|
1.03
-3%
|
1.2
+17%
|
1.22
+2%
|
1.22
N/A
|
1.28
+5%
|
1.34
+5%
|
1.21
-10%
|
1.26
+4%
|
1.2
-5%
|
1.16
-3%
|
1.31
+13%
|
1.31
N/A
|
1.38
+5%
|
1.37
-1%
|
1.36
-1%
|
1.29
-5%
|
1.36
+5%
|
1.43
+5%
|
1.54
+8%
|
1.63
+6%
|
1.61
-1%
|
1.56
-3%
|
1.58
+1%
|
1.55
-2%
|
1.7
+10%
|
1.76
+4%
|
1.78
+1%
|
1.73
-3%
|
1.82
+5%
|
|