Asia Commercial Joint Stock Bank
VN:ACB
Income Statement
Income Statement
Asia Commercial Joint Stock Bank
| Jun-2007 | Sep-2007 | Dec-2007 | Mar-2008 | Jun-2008 | Sep-2008 | Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
1 118 317
|
1 223 086
|
1 311 106
|
1 320 864
|
1 766 122
|
1 796 026
|
2 728 257
|
2 689 057
|
2 895 673
|
3 279 491
|
2 800 528
|
3 009 405
|
3 278 702
|
3 683 710
|
4 163 770
|
4 706 901
|
5 392 410
|
5 863 155
|
6 607 558
|
6 950 723
|
7 348 361
|
7 345 195
|
6 870 928
|
6 491 067
|
5 483 268
|
5 116 666
|
4 565 813
|
4 304 479
|
4 593 250
|
4 352 955
|
4 765 633
|
5 100 245
|
5 099 753
|
5 573 630
|
5 883 527
|
6 075 509
|
6 415 227
|
6 600 484
|
6 891 889
|
7 218 386
|
7 531 195
|
8 021 432
|
8 457 754
|
8 922 498
|
9 390 872
|
9 806 901
|
10 362 920
|
10 846 649
|
11 261 391
|
11 721 173
|
12 112 160
|
12 675 064
|
12 884 006
|
13 495 982
|
14 582 123
|
15 802 251
|
17 680 692
|
18 566 202
|
18 944 792
|
19 745 892
|
20 361 895
|
21 873 634
|
23 533 529
|
24 308 011
|
24 947 293
|
25 124 171
|
24 959 570
|
25 465 934
|
26 331 768
|
27 004 027
|
27 794 702
|
27 432 049
|
27 004 391
|
26 892 714
|
26 905 695
|
|
| Interest Income |
3 455 197
|
3 967 368
|
4 538 134
|
5 179 872
|
7 091 259
|
9 134 487
|
10 497 846
|
10 657 131
|
10 108 223
|
9 456 574
|
9 613 889
|
10 658 242
|
11 898 432
|
13 208 229
|
14 960 336
|
17 052 220
|
19 991 962
|
22 964 070
|
25 460 938
|
26 733 861
|
26 734 682
|
24 970 765
|
22 269 055
|
20 063 330
|
17 643 929
|
16 481 080
|
15 384 473
|
14 500 727
|
14 201 850
|
13 874 340
|
13 702 832
|
13 718 418
|
13 530 607
|
13 518 921
|
14 081 792
|
14 417 216
|
15 002 888
|
15 579 777
|
16 448 249
|
17 360 442
|
18 348 352
|
19 399 483
|
20 319 639
|
21 258 209
|
22 060 369
|
22 874 565
|
24 015 362
|
24 964 980
|
25 972 590
|
27 250 142
|
28 317 522
|
29 632 655
|
30 433 517
|
31 078 994
|
31 855 748
|
32 320 032
|
33 360 734
|
33 720 387
|
33 713 810
|
34 452 761
|
35 218 905
|
37 248 436
|
40 698 834
|
44 869 268
|
49 033 352
|
51 737 213
|
52 346 796
|
51 110 111
|
50 001 226
|
49 899 388
|
50 902 749
|
52 242 461
|
54 066 444
|
56 193 781
|
58 755 829
|
|
| Interest Expense |
1 773 941
|
2 744 282
|
3 227 028
|
3 859 008
|
4 279 452
|
6 292 776
|
7 769 589
|
7 968 074
|
7 212 550
|
4 700 270
|
6 813 361
|
7 648 837
|
8 619 730
|
9 524 519
|
10 796 566
|
12 345 319
|
14 599 552
|
17 100 915
|
18 853 380
|
19 783 138
|
19 386 321
|
17 625 570
|
15 398 127
|
13 572 263
|
12 160 661
|
11 364 414
|
10 818 660
|
10 196 248
|
9 608 600
|
9 521 385
|
8 937 199
|
8 618 173
|
8 430 854
|
6 290 707
|
8 198 265
|
8 467 343
|
8 587 661
|
8 979 293
|
9 556 360
|
10 142 056
|
10 817 157
|
11 378 051
|
11 861 885
|
12 335 711
|
12 669 497
|
13 067 664
|
13 652 442
|
14 118 331
|
14 711 199
|
15 528 969
|
16 205 362
|
16 957 591
|
17 549 511
|
17 583 012
|
17 273 625
|
16 517 781
|
15 680 042
|
15 154 185
|
14 769 018
|
14 706 869
|
14 857 010
|
15 374 802
|
17 165 305
|
20 561 257
|
24 086 059
|
26 613 042
|
27 387 226
|
25 644 177
|
23 669 458
|
22 895 361
|
23 108 047
|
24 810 412
|
27 062 053
|
29 301 067
|
31 850 134
|
|
| Non Interest Income |
978 666
|
1 209 572
|
1 955 105
|
2 234 387
|
0
|
0
|
2 780 206
|
482 960
|
1 165 480
|
1 649 289
|
3 061 712
|
2 165 563
|
1 897 367
|
1 688 388
|
1 826 882
|
1 774 354
|
1 625 623
|
1 679 611
|
3 859 608
|
4 077 573
|
4 166 897
|
4 047 839
|
7 719 870
|
7 542 497
|
7 766 666
|
8 168 091
|
2 043 268
|
2 418 853
|
2 235 730
|
2 068 990
|
1 925 825
|
1 540 014
|
1 400 417
|
1 588 418
|
2 466 558
|
1 883 110
|
2 146 053
|
2 205 399
|
2 462 327
|
2 906 889
|
3 243 485
|
3 156 796
|
3 948 463
|
3 913 806
|
4 070 902
|
4 635 781
|
5 042 585
|
4 675 344
|
4 942 312
|
4 833 511
|
5 234 606
|
5 651 424
|
5 695 924
|
5 781 640
|
5 317 671
|
5 351 323
|
5 759 281
|
6 149 639
|
6 606 179
|
6 751 451
|
6 968 947
|
6 961 961
|
7 494 518
|
7 744 257
|
8 199 964
|
9 661 170
|
10 246 971
|
10 492 331
|
10 443 300
|
9 367 493
|
8 804 363
|
9 003 776
|
10 209 111
|
10 857 297
|
10 146 978
|
|
| Revenue |
2 096 983
N/A
|
2 432 658
+16%
|
3 266 211
+34%
|
3 555 251
+9%
|
1 766 122
-50%
|
1 796 026
+2%
|
5 508 463
+207%
|
3 172 017
-42%
|
4 061 153
+28%
|
4 928 780
+21%
|
5 862 240
+19%
|
5 174 968
-12%
|
5 176 069
+0%
|
5 372 098
+4%
|
5 990 652
+12%
|
6 481 255
+8%
|
7 018 033
+8%
|
7 542 766
+7%
|
10 467 166
+39%
|
11 028 296
+5%
|
11 515 258
+4%
|
11 393 034
-1%
|
14 590 798
+28%
|
14 033 564
-4%
|
13 249 934
-6%
|
13 284 757
+0%
|
6 609 081
-50%
|
6 723 332
+2%
|
6 828 980
+2%
|
6 421 945
-6%
|
6 691 458
+4%
|
6 640 259
-1%
|
6 500 170
-2%
|
7 162 048
+10%
|
8 350 085
+17%
|
7 958 619
-5%
|
8 561 280
+8%
|
8 805 883
+3%
|
9 354 216
+6%
|
10 125 275
+8%
|
10 774 680
+6%
|
11 178 228
+4%
|
12 406 217
+11%
|
12 836 304
+3%
|
13 461 774
+5%
|
14 442 682
+7%
|
15 405 505
+7%
|
15 521 993
+1%
|
16 203 703
+4%
|
16 554 684
+2%
|
17 346 766
+5%
|
18 326 488
+6%
|
18 579 930
+1%
|
19 277 622
+4%
|
19 899 794
+3%
|
21 153 574
+6%
|
23 439 973
+11%
|
24 715 841
+5%
|
25 550 971
+3%
|
26 497 343
+4%
|
27 330 842
+3%
|
28 835 595
+6%
|
31 028 047
+8%
|
32 052 268
+3%
|
33 147 257
+3%
|
34 785 341
+5%
|
35 206 541
+1%
|
35 958 265
+2%
|
36 775 068
+2%
|
36 371 520
-1%
|
36 599 065
+1%
|
36 435 825
0%
|
37 213 502
+2%
|
37 750 011
+1%
|
37 052 673
-2%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
0
|
(44 658)
|
(89 357)
|
(108 883)
|
0
|
0
|
(87 993)
|
(98 404)
|
(175 171)
|
(282 288)
|
(287 444)
|
(206 099)
|
(220 279)
|
(187 957)
|
(227 410)
|
(286 355)
|
(332 622)
|
(349 594)
|
(296 376)
|
(478 194)
|
(386 459)
|
(568 795)
|
(521 391)
|
(465 584)
|
(477 033)
|
(285 127)
|
(854 630)
|
(822 909)
|
(1 076 633)
|
(1 080 105)
|
(879 314)
|
(858 717)
|
(791 594)
|
(1 033 911)
|
(884 455)
|
(870 427)
|
(763 945)
|
(628 112)
|
(1 217 587)
|
(1 591 461)
|
(1 813 588)
|
(2 146 279)
|
(2 565 343)
|
(2 092 028)
|
(2 044 140)
|
(1 734 200)
|
(932 411)
|
(782 744)
|
(582 614)
|
(434 176)
|
(273 821)
|
(382 148)
|
(710 522)
|
(806 052)
|
(941 153)
|
(1 454 248)
|
(2 400 963)
|
(3 059 053)
|
(3 336 109)
|
(2 727 505)
|
(1 073 896)
|
(344 246)
|
(70 814)
|
(329 671)
|
(1 302 928)
|
(1 733 175)
|
(1 804 231)
|
(2 060 434)
|
(1 942 691)
|
(1 780 251)
|
(1 606 285)
|
(1 720 196)
|
(1 595 085)
|
(1 525 778)
|
(3 334 748)
|
|
| Non Interest Expense |
(742 864)
|
(844 042)
|
(1 050 039)
|
(1 165 910)
|
0
|
0
|
(2 859 890)
|
(438 138)
|
(910 271)
|
(1 377 366)
|
(2 736 632)
|
(2 015 243)
|
(2 115 110)
|
(2 318 020)
|
(2 660 994)
|
(2 807 609)
|
(3 230 770)
|
(3 526 758)
|
(5 968 097)
|
(6 108 362)
|
(6 503 421)
|
(7 769 288)
|
(13 026 731)
|
(13 232 882)
|
(12 893 164)
|
(11 894 498)
|
(4 718 891)
|
(4 941 505)
|
(4 931 881)
|
(4 714 841)
|
(4 596 743)
|
(4 525 129)
|
(4 492 836)
|
(4 893 194)
|
(6 151 479)
|
(5 744 056)
|
(6 385 619)
|
(6 709 893)
|
(6 469 603)
|
(6 661 250)
|
(6 860 332)
|
(6 605 173)
|
(7 184 667)
|
(7 192 770)
|
(6 872 588)
|
(7 279 951)
|
(8 084 523)
|
(8 133 871)
|
(8 761 301)
|
(8 947 278)
|
(9 557 009)
|
(10 210 375)
|
(10 156 118)
|
(10 105 481)
|
(9 362 753)
|
(8 924 042)
|
(8 909 956)
|
(9 503 707)
|
(10 216 750)
|
(10 762 040)
|
(11 583 222)
|
(11 958 464)
|
(13 843 025)
|
(13 565 897)
|
(13 769 542)
|
(14 416 658)
|
(13 334 311)
|
(14 094 016)
|
(14 262 766)
|
(14 213 095)
|
(13 986 909)
|
(14 005 463)
|
(14 413 149)
|
(14 481 213)
|
(14 179 149)
|
|
| Pre-Tax Income |
1 271 066
N/A
|
1 490 129
+17%
|
2 126 815
+43%
|
2 226 629
+5%
|
2 287 382
+3%
|
2 262 806
-1%
|
2 560 580
+13%
|
2 510 658
-2%
|
2 850 894
+14%
|
3 144 309
+10%
|
2 838 164
-10%
|
2 953 626
+4%
|
2 840 680
-4%
|
2 866 121
+1%
|
3 102 248
+8%
|
3 387 291
+9%
|
3 454 641
+2%
|
3 666 414
+6%
|
4 202 693
+15%
|
4 441 740
+6%
|
4 625 378
+4%
|
3 054 951
-34%
|
1 042 676
-66%
|
335 098
-68%
|
(120 263)
N/A
|
1 105 132
N/A
|
1 035 560
-6%
|
958 918
-7%
|
820 466
-14%
|
626 999
-24%
|
1 215 401
+94%
|
1 256 413
+3%
|
1 215 740
-3%
|
1 234 943
+2%
|
1 314 151
+6%
|
1 344 136
+2%
|
1 411 716
+5%
|
1 467 878
+4%
|
1 667 026
+14%
|
1 872 564
+12%
|
2 100 760
+12%
|
2 426 776
+16%
|
2 656 207
+9%
|
3 551 506
+34%
|
4 545 046
+28%
|
5 428 531
+19%
|
6 388 571
+18%
|
6 605 378
+3%
|
6 859 788
+4%
|
7 173 230
+5%
|
7 515 936
+5%
|
7 733 965
+3%
|
7 713 290
0%
|
8 366 089
+8%
|
9 595 888
+15%
|
10 775 284
+12%
|
12 129 054
+13%
|
12 153 081
+0%
|
11 998 112
-1%
|
13 007 798
+8%
|
14 673 724
+13%
|
16 532 885
+13%
|
17 114 208
+4%
|
18 156 700
+6%
|
18 074 787
0%
|
18 635 508
+3%
|
20 067 999
+8%
|
19 803 815
-1%
|
20 569 611
+4%
|
20 378 174
-1%
|
21 005 871
+3%
|
20 710 166
-1%
|
21 205 268
+2%
|
21 743 020
+3%
|
19 538 776
-10%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(246 918)
|
(246 918)
|
(366 807)
|
(387 678)
|
(447 586)
|
(497 487)
|
(349 898)
|
(385 912)
|
(496 962)
|
(592 341)
|
(636 960)
|
(666 288)
|
(668 128)
|
(711 361)
|
(767 454)
|
(854 992)
|
(929 290)
|
(961 079)
|
(994 852)
|
(1 032 863)
|
(1 009 685)
|
(618 590)
|
(258 636)
|
(81 233)
|
13 445
|
(290 457)
|
(209 067)
|
(189 437)
|
(137 458)
|
(80 620)
|
(263 599)
|
(273 915)
|
(266 609)
|
(268 063)
|
(285 919)
|
(286 342)
|
(291 094)
|
(295 377)
|
(341 852)
|
(379 500)
|
(458 467)
|
(571 508)
|
(538 076)
|
(767 055)
|
(944 630)
|
(1 065 490)
|
(1 251 519)
|
(1 246 923)
|
(1 286 503)
|
(1 360 155)
|
(1 505 999)
|
(1 552 864)
|
(1 543 277)
|
(1 670 716)
|
(1 913 065)
|
(2 146 113)
|
(2 433 303)
|
(2 429 287)
|
(2 395 366)
|
(2 600 918)
|
(2 911 931)
|
(3 286 715)
|
(3 426 015)
|
(3 621 013)
|
(3 616 402)
|
(3 726 536)
|
(4 023 266)
|
(3 988 692)
|
(4 151 744)
|
(4 127 491)
|
(4 216 103)
|
(4 147 551)
|
(4 230 084)
|
(4 357 642)
|
(3 914 077)
|
|
| Income from Continuing Operations |
1 024 148
|
1 243 211
|
1 760 008
|
1 838 951
|
1 839 796
|
1 765 319
|
2 210 682
|
2 124 746
|
2 353 932
|
2 551 968
|
2 201 204
|
2 287 338
|
2 172 552
|
2 154 760
|
2 334 794
|
2 532 299
|
2 525 351
|
2 705 335
|
3 207 841
|
3 408 877
|
3 615 693
|
2 436 361
|
784 040
|
253 865
|
(106 818)
|
814 675
|
826 493
|
769 481
|
683 008
|
546 379
|
951 802
|
982 498
|
949 131
|
966 880
|
1 028 232
|
1 057 794
|
1 120 622
|
1 172 501
|
1 325 174
|
1 493 064
|
1 642 293
|
1 855 268
|
2 118 131
|
2 784 451
|
3 600 416
|
4 363 041
|
5 137 052
|
5 358 455
|
5 573 285
|
5 813 075
|
6 009 937
|
6 181 101
|
6 170 013
|
6 695 373
|
7 682 823
|
8 629 171
|
9 695 751
|
9 723 794
|
9 602 746
|
10 406 880
|
11 761 793
|
13 246 170
|
13 688 193
|
14 535 687
|
14 458 385
|
14 908 972
|
16 044 733
|
15 815 123
|
16 417 867
|
16 250 683
|
16 789 768
|
16 562 615
|
16 975 184
|
17 385 378
|
15 624 699
|
|
| Income to Minority Interest |
0
|
0
|
(215)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
1 015 538
N/A
|
1 234 601
+22%
|
1 732 396
+40%
|
1 811 339
+5%
|
1 812 184
+0%
|
1 737 707
-4%
|
2 166 182
+25%
|
2 080 246
-4%
|
2 309 432
+11%
|
2 507 468
+9%
|
2 092 810
-17%
|
2 178 944
+4%
|
2 064 158
-5%
|
2 046 366
-1%
|
2 240 110
+9%
|
2 437 615
+9%
|
2 430 667
0%
|
2 610 651
+7%
|
3 076 709
+18%
|
3 277 745
+7%
|
3 484 561
+6%
|
2 305 229
-34%
|
624 284
-73%
|
94 109
-85%
|
(266 574)
N/A
|
654 919
N/A
|
806 423
+23%
|
749 411
-7%
|
642 938
-14%
|
506 309
-21%
|
931 802
+84%
|
942 498
+1%
|
929 131
-1%
|
946 880
+2%
|
1 018 232
+8%
|
1 047 794
+3%
|
1 060 622
+1%
|
1 112 501
+5%
|
1 275 174
+15%
|
1 443 064
+13%
|
1 492 293
+3%
|
1 705 268
+14%
|
1 968 131
+15%
|
2 634 451
+34%
|
3 450 416
+31%
|
4 213 041
+22%
|
4 987 052
+18%
|
5 208 455
+4%
|
5 473 285
+5%
|
5 713 075
+4%
|
5 909 937
+3%
|
6 081 101
+3%
|
6 070 013
0%
|
6 595 373
+9%
|
7 582 823
+15%
|
8 529 171
+12%
|
9 545 751
+12%
|
9 723 794
+2%
|
9 452 746
-3%
|
10 256 880
+9%
|
11 611 793
+13%
|
12 946 170
+11%
|
13 538 193
+5%
|
14 385 687
+6%
|
14 308 385
-1%
|
14 908 972
+4%
|
15 894 733
+7%
|
15 665 123
-1%
|
16 017 867
+2%
|
16 100 683
+1%
|
16 389 768
+2%
|
16 162 615
-1%
|
16 875 184
+4%
|
16 885 378
+0%
|
15 524 699
-8%
|
|
| EPS (Diluted) |
395.76
N/A
|
699.09
+77%
|
805.76
+15%
|
986.56
+22%
|
987.02
+0%
|
946.46
-4%
|
874.16
-8%
|
992.95
+14%
|
1 102.35
+11%
|
987.58
-10%
|
824.26
-17%
|
858.18
+4%
|
812.98
-5%
|
805.97
-1%
|
973.11
+21%
|
884.47
-9%
|
881.95
0%
|
947.26
+7%
|
1 115.96
+18%
|
1 189.31
+7%
|
1 264.35
+6%
|
836.44
-34%
|
226.43
-73%
|
34.14
-85%
|
-99.06
N/A
|
241.75
N/A
|
295.39
+22%
|
276.73
-6%
|
237.15
-14%
|
189.34
-20%
|
347.29
+83%
|
357.68
+3%
|
348.77
-2%
|
359.34
+3%
|
386.42
+8%
|
397.64
+3%
|
402.51
+1%
|
422.2
+5%
|
483.93
+15%
|
547.65
+13%
|
566.33
+3%
|
647.16
+14%
|
746.91
+15%
|
999.79
+34%
|
1 309.45
+31%
|
1 598.87
+22%
|
1 892.61
+18%
|
1 976.64
+4%
|
2 077.14
+5%
|
2 168.14
+4%
|
2 234.38
+3%
|
2 258.95
+1%
|
2 246.48
-1%
|
2 440.92
+9%
|
2 808.45
+15%
|
3 156.61
+12%
|
3 532.84
+12%
|
3 598.73
+2%
|
3 498.42
-3%
|
3 797.43
+9%
|
3 437.28
-9%
|
3 333.19
-3%
|
2 635.65
-21%
|
3 702.86
+40%
|
3 684.79
0%
|
3 337.86
-9%
|
3 094.41
-7%
|
4 033.19
+30%
|
3 172.31
-21%
|
2 846.93
-10%
|
3 190.45
+12%
|
3 144.65
-1%
|
3 287.2
+5%
|
3 287.23
+0%
|
3 022.34
-8%
|
|