Vietnam Export Import Commercial Joint Stock Bank
VN:EIB
Income Statement
Income Statement
Vietnam Export Import Commercial Joint Stock Bank
| Dec-2008 | Mar-2009 | Jun-2009 | Sep-2009 | Dec-2009 | Mar-2010 | Jun-2010 | Sep-2010 | Dec-2010 | Mar-2011 | Jun-2011 | Sep-2011 | Dec-2011 | Mar-2012 | Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
1 319 712
|
1 463 799
|
1 568 351
|
1 670 948
|
1 975 308
|
2 037 900
|
2 215 832
|
2 540 900
|
2 882 935
|
3 360 910
|
3 979 798
|
4 625 630
|
5 303 626
|
5 783 688
|
5 940 771
|
5 652 765
|
4 901 459
|
4 239 465
|
3 565 586
|
3 098 369
|
2 736 344
|
2 788 636
|
2 772 088
|
2 789 951
|
2 827 761
|
2 921 384
|
2 852 350
|
3 037 651
|
3 397 690
|
3 423 669
|
3 509 284
|
3 337 025
|
3 082 079
|
2 847 784
|
2 788 828
|
2 671 275
|
2 667 818
|
2 647 757
|
2 799 718
|
3 000 964
|
3 206 895
|
3 368 584
|
3 366 372
|
3 323 036
|
3 220 366
|
3 247 289
|
3 172 164
|
3 250 850
|
3 313 736
|
3 275 427
|
3 499 426
|
3 398 228
|
3 524 302
|
3 951 561
|
4 385 675
|
5 140 216
|
5 591 971
|
4 023 747
|
3 400 561
|
4 597 104
|
4 718 524
|
5 135 841
|
5 802 976
|
5 923 525
|
5 919 880
|
5 877 741
|
5 806 876
|
|
| Interest Income |
4 196 594
|
4 432 131
|
4 474 941
|
4 308 273
|
4 344 177
|
4 658 452
|
5 179 849
|
6 000 810
|
7 544 746
|
10 159 311
|
13 071 296
|
15 829 930
|
17 549 942
|
18 713 870
|
19 010 193
|
18 321 536
|
16 931 873
|
14 944 711
|
13 094 765
|
11 745 827
|
10 902 228
|
10 442 298
|
9 665 339
|
9 058 470
|
8 681 711
|
8 428 363
|
8 317 125
|
8 437 638
|
8 601 184
|
8 447 588
|
8 491 221
|
8 403 031
|
8 310 573
|
8 280 159
|
8 484 855
|
8 657 254
|
8 950 649
|
9 112 458
|
9 331 909
|
9 623 373
|
9 933 493
|
10 283 833
|
10 633 455
|
11 013 474
|
11 305 756
|
11 635 584
|
11 483 656
|
11 206 898
|
10 818 893
|
10 323 943
|
10 327 972
|
10 125 340
|
10 084 491
|
10 316 970
|
10 608 231
|
11 330 242
|
0
|
0
|
0
|
14 699 192
|
6 853 360
|
10 101 524
|
13 448 528
|
13 234 075
|
13 662 552
|
14 285 266
|
14 796 701
|
|
| Interest Expense |
2 876 882
|
2 968 332
|
2 906 590
|
2 637 325
|
2 368 869
|
2 620 552
|
2 964 017
|
3 459 910
|
4 661 811
|
4 884 809
|
9 091 498
|
11 204 300
|
12 246 316
|
12 930 182
|
13 069 422
|
12 668 771
|
12 030 414
|
10 705 246
|
9 529 179
|
8 647 458
|
8 165 884
|
7 653 662
|
6 893 251
|
6 268 519
|
5 853 950
|
5 506 979
|
5 464 775
|
5 399 987
|
5 203 494
|
5 023 919
|
4 981 937
|
5 066 006
|
5 228 494
|
5 432 375
|
5 696 027
|
5 985 979
|
6 282 831
|
6 464 701
|
6 532 191
|
6 622 409
|
6 726 598
|
6 915 249
|
7 267 083
|
7 690 438
|
8 085 390
|
8 388 295
|
8 311 492
|
7 956 048
|
7 505 157
|
7 048 516
|
6 828 546
|
6 727 112
|
6 560 189
|
6 365 409
|
6 222 556
|
6 190 026
|
6 578 208
|
6 346 057
|
7 324 401
|
10 102 088
|
9 468 732
|
8 473 590
|
7 645 552
|
7 310 550
|
7 742 672
|
8 407 525
|
8 989 825
|
|
| Non Interest Income |
1 971 828
|
693 026
|
483 761
|
459 400
|
1 245 475
|
678 518
|
568 815
|
641 409
|
3 067 489
|
1 067 901
|
1 168 760
|
1 094 603
|
1 190 176
|
1 031 480
|
940 663
|
922 992
|
1 250 839
|
1 250 321
|
1 269 411
|
1 588 202
|
2 800 695
|
949 539
|
984 174
|
805 189
|
2 635 323
|
826 376
|
958 256
|
933 741
|
2 981 778
|
966 761
|
939 091
|
970 961
|
2 694 225
|
1 153 326
|
1 223 207
|
1 286 645
|
3 424 464
|
3 098 433
|
3 017 878
|
2 939 774
|
4 127 623
|
1 338 182
|
1 538 193
|
1 742 148
|
5 379 900
|
1 822 122
|
1 763 394
|
1 700 757
|
6 564 019
|
1 891 461
|
1 865 839
|
1 748 550
|
9 219 995
|
1 750 795
|
2 097 178
|
2 188 508
|
5 454 237
|
1 819 473
|
2 098 218
|
11 763 178
|
2 953 303
|
3 001 904
|
3 070 822
|
11 428 228
|
4 300 905
|
4 587 630
|
4 503 776
|
|
| Revenue |
3 291 540
N/A
|
2 156 825
-34%
|
2 052 112
-5%
|
2 130 348
+4%
|
3 220 783
+51%
|
2 716 418
-16%
|
2 784 647
+3%
|
3 182 309
+14%
|
5 950 424
+87%
|
4 428 811
-26%
|
5 148 558
+16%
|
5 720 233
+11%
|
6 493 802
+14%
|
6 815 168
+5%
|
6 881 434
+1%
|
6 575 757
-4%
|
6 152 298
-6%
|
5 489 786
-11%
|
4 834 997
-12%
|
4 686 571
-3%
|
5 537 039
+18%
|
3 738 175
-32%
|
3 756 262
+0%
|
3 595 140
-4%
|
5 463 084
+52%
|
3 747 760
-31%
|
3 810 606
+2%
|
3 971 392
+4%
|
6 379 468
+61%
|
4 390 430
-31%
|
4 448 375
+1%
|
4 307 986
-3%
|
5 776 304
+34%
|
4 001 110
-31%
|
4 012 035
+0%
|
3 957 920
-1%
|
6 092 282
+54%
|
5 746 190
-6%
|
5 817 596
+1%
|
5 940 738
+2%
|
7 334 518
+23%
|
4 706 766
-36%
|
4 904 565
+4%
|
5 065 184
+3%
|
8 600 266
+70%
|
5 069 411
-41%
|
4 935 558
-3%
|
4 951 607
+0%
|
9 877 755
+99%
|
5 166 888
-48%
|
5 365 265
+4%
|
5 146 778
-4%
|
12 744 297
+148%
|
5 702 356
-55%
|
6 482 853
+14%
|
7 328 724
+13%
|
11 046 208
+51%
|
5 843 220
-47%
|
5 498 779
-6%
|
16 360 282
+198%
|
7 671 827
-53%
|
8 137 745
+6%
|
8 873 798
+9%
|
17 351 753
+96%
|
10 220 785
-41%
|
10 465 371
+2%
|
10 310 652
-1%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(320 144)
|
(332 079)
|
(292 922)
|
(297 334)
|
(136 888)
|
(98 957)
|
(33 108)
|
(35 400)
|
(265 142)
|
(265 142)
|
(363 935)
|
(388 373)
|
(270 879)
|
(272 091)
|
(266 899)
|
(306 696)
|
(239 307)
|
0
|
(225 933)
|
(219 142)
|
(300 269)
|
(350 269)
|
(391 791)
|
(400 683)
|
(825 299)
|
(775 299)
|
(795 978)
|
(1 043 558)
|
(1 433 987)
|
(1 771 177)
|
(1 928 917)
|
(1 858 705)
|
(1 089 066)
|
(884 920)
|
(686 153)
|
(652 252)
|
(604 576)
|
(623 091)
|
(517 336)
|
(440 137)
|
(723 546)
|
(565 037)
|
(509 037)
|
(501 174)
|
(690 291)
|
(662 163)
|
(953 883)
|
(857 811)
|
(667 377)
|
(1 021 096)
|
(888 270)
|
(902 858)
|
(990 124)
|
(829 819)
|
(837 244)
|
(479 579)
|
(103 590)
|
6 917
|
(459 357)
|
(694 399)
|
(883 806)
|
(926 619)
|
(958 587)
|
(969 072)
|
(814 483)
|
(795 295)
|
(780 808)
|
|
| Non Interest Expense |
(2 002 164)
|
(738 664)
|
(701 899)
|
(775 795)
|
(1 551 144)
|
(1 051 020)
|
(1 118 580)
|
(1 176 866)
|
(3 307 634)
|
(1 351 169)
|
(1 636 208)
|
(1 863 589)
|
(2 166 630)
|
(2 314 765)
|
(2 363 801)
|
(2 466 123)
|
(3 061 994)
|
(3 033 490)
|
(2 879 101)
|
(2 899 056)
|
(4 408 902)
|
(2 504 652)
|
(2 628 284)
|
(2 574 949)
|
(4 284 161)
|
(2 525 598)
|
(2 757 725)
|
(2 843 113)
|
(4 884 659)
|
(3 065 968)
|
(2 946 380)
|
(2 863 996)
|
(4 296 608)
|
(2 585 620)
|
(2 617 316)
|
(2 660 405)
|
(4 470 127)
|
(3 715 847)
|
(3 758 197)
|
(3 803 515)
|
(5 783 844)
|
(3 524 329)
|
(3 727 526)
|
(3 770 397)
|
(6 814 726)
|
(3 204 780)
|
(3 097 189)
|
(2 997 891)
|
(7 870 852)
|
(3 049 695)
|
(3 134 702)
|
(3 041 715)
|
(10 549 107)
|
(3 072 579)
|
(3 092 374)
|
(3 429 622)
|
(7 233 552)
|
(3 509 260)
|
(3 669 643)
|
(12 946 257)
|
(4 278 028)
|
(4 422 407)
|
(4 529 779)
|
(12 194 264)
|
(5 047 279)
|
(5 467 430)
|
(5 670 761)
|
|
| Pre-Tax Income |
969 232
N/A
|
1 086 082
+12%
|
1 057 291
-3%
|
1 057 219
0%
|
1 532 751
+45%
|
1 566 441
+2%
|
1 632 959
+4%
|
1 970 043
+21%
|
2 377 648
+21%
|
2 812 500
+18%
|
3 148 415
+12%
|
3 468 271
+10%
|
4 056 293
+17%
|
4 228 312
+4%
|
4 250 734
+1%
|
3 802 938
-11%
|
2 850 997
-25%
|
2 218 201
-22%
|
1 729 963
-22%
|
1 568 373
-9%
|
827 868
-47%
|
883 254
+7%
|
736 187
-17%
|
619 508
-16%
|
353 624
-43%
|
446 863
+26%
|
256 903
-43%
|
84 721
-67%
|
60 822
-28%
|
(446 715)
N/A
|
(426 922)
+4%
|
(414 715)
+3%
|
390 630
N/A
|
530 570
+36%
|
708 566
+34%
|
645 263
-9%
|
1 017 579
+58%
|
1 407 252
+38%
|
1 542 063
+10%
|
1 697 086
+10%
|
827 128
-51%
|
617 400
-25%
|
668 002
+8%
|
793 613
+19%
|
1 095 249
+38%
|
1 202 468
+10%
|
884 486
-26%
|
1 095 905
+24%
|
1 339 526
+22%
|
1 096 097
-18%
|
1 342 293
+22%
|
1 202 205
-10%
|
1 205 066
+0%
|
1 799 958
+49%
|
2 553 235
+42%
|
3 419 523
+34%
|
3 709 066
+8%
|
2 340 877
-37%
|
1 369 779
-41%
|
2 719 626
+99%
|
2 509 993
-8%
|
2 788 719
+11%
|
3 385 432
+21%
|
4 188 417
+24%
|
4 359 023
+4%
|
4 202 646
-4%
|
3 859 083
-8%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(258 218)
|
(258 218)
|
(366 149)
|
(327 324)
|
(400 288)
|
(487 809)
|
(505 023)
|
(587 355)
|
(563 009)
|
(773 126)
|
(784 998)
|
(868 051)
|
(1 017 429)
|
(1 057 575)
|
(1 062 070)
|
(956 436)
|
(712 342)
|
(559 551)
|
(421 327)
|
(375 512)
|
(169 162)
|
(170 535)
|
(143 796)
|
(106 427)
|
(12 712)
|
(36 746)
|
11 082
|
47 723
|
(20 828)
|
95 553
|
85 555
|
88 252
|
(81 698)
|
(109 167)
|
(133 789)
|
(120 294)
|
(194 749)
|
(276 380)
|
(308 414)
|
(342 043)
|
(166 538)
|
(120 763)
|
(134 201)
|
(157 873)
|
(229 117)
|
(250 795)
|
(187 929)
|
(241 087)
|
(269 345)
|
(219 857)
|
(268 286)
|
(228 880)
|
(239 629)
|
(359 421)
|
(514 006)
|
(686 190)
|
(763 314)
|
(491 122)
|
(301 758)
|
(554 527)
|
(513 764)
|
(572 270)
|
(689 583)
|
(861 613)
|
(900 981)
|
(881 198)
|
(814 158)
|
|
| Income from Continuing Operations |
711 014
|
827 864
|
691 142
|
729 895
|
1 132 463
|
1 078 632
|
1 127 936
|
1 382 688
|
1 814 639
|
2 039 374
|
2 363 417
|
2 600 220
|
3 038 864
|
3 170 737
|
3 188 664
|
2 846 502
|
2 138 655
|
1 658 650
|
1 308 636
|
1 192 861
|
658 706
|
712 719
|
592 391
|
513 081
|
340 912
|
410 117
|
267 985
|
132 444
|
39 994
|
(351 162)
|
(341 367)
|
(326 463)
|
308 932
|
421 403
|
574 777
|
524 969
|
822 830
|
1 130 872
|
1 233 649
|
1 355 043
|
660 590
|
496 637
|
533 801
|
635 740
|
866 132
|
951 673
|
696 557
|
854 818
|
1 070 181
|
876 240
|
1 074 007
|
973 325
|
965 437
|
1 440 537
|
2 039 229
|
2 733 333
|
2 945 752
|
1 849 755
|
1 068 021
|
2 165 099
|
1 996 229
|
2 216 449
|
2 695 849
|
3 326 804
|
3 458 042
|
3 321 448
|
3 044 925
|
|
| Net Income (Common) |
711 014
N/A
|
827 864
+16%
|
691 142
-17%
|
729 895
+6%
|
1 132 463
+55%
|
1 078 632
-5%
|
1 127 936
+5%
|
1 382 688
+23%
|
1 814 639
+31%
|
2 039 374
+12%
|
2 363 417
+16%
|
2 600 220
+10%
|
3 038 864
+17%
|
3 170 737
+4%
|
3 188 664
+1%
|
2 846 502
-11%
|
2 138 655
-25%
|
1 658 650
-22%
|
1 308 636
-21%
|
1 192 861
-9%
|
658 706
-45%
|
712 719
+8%
|
592 391
-17%
|
513 081
-13%
|
340 912
-34%
|
410 117
+20%
|
267 985
-35%
|
132 444
-51%
|
39 994
-70%
|
(351 162)
N/A
|
(341 367)
+3%
|
(326 463)
+4%
|
308 932
N/A
|
421 403
+36%
|
574 777
+36%
|
524 969
-9%
|
822 830
+57%
|
1 130 872
+37%
|
1 233 649
+9%
|
1 355 043
+10%
|
660 590
-51%
|
496 637
-25%
|
533 801
+7%
|
635 740
+19%
|
866 132
+36%
|
951 673
+10%
|
696 557
-27%
|
854 818
+23%
|
1 070 181
+25%
|
876 240
-18%
|
1 074 007
+23%
|
973 325
-9%
|
965 437
-1%
|
1 440 537
+49%
|
2 039 229
+42%
|
2 733 333
+34%
|
2 945 752
+8%
|
1 849 755
-37%
|
1 068 021
-42%
|
2 015 099
+89%
|
1 996 229
-1%
|
2 216 449
+11%
|
2 695 849
+22%
|
3 326 804
+23%
|
3 458 042
+4%
|
3 321 448
-4%
|
3 044 925
-8%
|
|
| EPS (Diluted) |
749.22
N/A
|
816.43
+9%
|
674.28
-17%
|
590.52
-12%
|
916.23
+55%
|
872.67
-5%
|
912.56
+5%
|
1 118.67
+23%
|
1 468.15
+31%
|
1 649.97
+12%
|
1 912.14
+16%
|
2 103.73
+10%
|
2 458.62
+17%
|
2 565.32
+4%
|
2 579.82
+1%
|
2 302.99
-11%
|
1 730.3
-25%
|
1 341.94
-22%
|
1 058.76
-21%
|
965.09
-9%
|
532.93
-45%
|
579.91
+9%
|
481.61
-17%
|
417.47
-13%
|
277.16
-34%
|
333.69
+20%
|
218.05
-35%
|
107.76
-51%
|
32.53
-70%
|
-285.72
N/A
|
-277.75
+3%
|
-265.63
+4%
|
251.36
N/A
|
342.88
+36%
|
467.67
+36%
|
427.15
-9%
|
669.51
+57%
|
920.15
+37%
|
1 003.78
+9%
|
1 102.55
+10%
|
537.5
-51%
|
404.09
-25%
|
434.33
+7%
|
517.28
+19%
|
704.17
+36%
|
774.34
+10%
|
566.76
-27%
|
695.53
+23%
|
870.77
+25%
|
712.96
-18%
|
873.88
+23%
|
791.96
-9%
|
785.54
-1%
|
1 171.71
+49%
|
1 658.68
+42%
|
1 852.69
+12%
|
1 581.41
-15%
|
1 062.54
-33%
|
613.5
-42%
|
1 081.8
+76%
|
1 071.67
-1%
|
1 189.89
+11%
|
1 447.26
+22%
|
1 785.99
+23%
|
1 856.45
+4%
|
1 781.48
-4%
|
1 634.66
-8%
|
|