Viet Nam International Commercial Joint Stock Bank
VN:VIB
Income Statement
Income Statement
Viet Nam International Commercial Joint Stock Bank
| Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
2 626 238
|
2 723 866
|
2 901 091
|
3 151 236
|
3 455 976
|
3 823 105
|
4 252 790
|
4 627 130
|
4 825 493
|
5 158 136
|
5 486 362
|
5 831 383
|
6 213 215
|
6 627 528
|
6 997 376
|
7 612 270
|
8 496 107
|
9 475 001
|
10 532 670
|
10 977 682
|
11 816 147
|
12 553 653
|
13 293 643
|
14 451 242
|
14 962 555
|
15 750 770
|
16 453 037
|
16 938 305
|
17 360 553
|
17 092 287
|
16 636 019
|
16 374 462
|
16 750 412
|
15 816 140
|
15 839 240
|
15 952 227
|
16 092 160
|
|
| Interest Income |
5 291 791
|
5 911 920
|
6 027 803
|
6 544 143
|
7 252 564
|
7 650 895
|
8 707 761
|
9 494 405
|
10 085 843
|
10 805 969
|
11 629 598
|
12 699 059
|
13 861 218
|
14 958 332
|
15 818 575
|
16 539 700
|
17 437 106
|
18 330 654
|
19 456 993
|
20 100 224
|
20 975 011
|
22 037 666
|
23 345 068
|
25 403 074
|
27 509 339
|
30 545 182
|
33 372 592
|
34 956 658
|
35 567 669
|
34 144 751
|
32 419 781
|
31 773 272
|
32 442 938
|
32 536 164
|
33 564 962
|
34 806 862
|
36 324 009
|
|
| Interest Expense |
2 665 553
|
3 188 054
|
3 264 236
|
3 530 431
|
3 796 588
|
3 965 314
|
4 454 971
|
4 867 275
|
5 260 350
|
5 647 833
|
6 143 236
|
6 867 676
|
7 648 003
|
8 330 804
|
8 821 199
|
8 927 430
|
8 940 999
|
8 855 653
|
8 924 323
|
9 122 542
|
9 158 864
|
9 484 013
|
10 051 425
|
10 951 832
|
12 546 784
|
14 794 412
|
16 919 555
|
18 018 353
|
18 207 116
|
17 052 464
|
15 783 762
|
15 398 810
|
15 692 526
|
16 720 024
|
17 725 722
|
18 854 635
|
20 231 849
|
|
| Non Interest Income |
938 366
|
905 543
|
741 117
|
848 164
|
917 869
|
900 567
|
1 162 749
|
1 253 070
|
1 662 104
|
1 904 811
|
2 150 650
|
2 531 676
|
2 564 649
|
2 744 828
|
3 000 950
|
3 226 896
|
3 362 237
|
3 741 255
|
4 020 959
|
3 718 703
|
3 999 666
|
4 066 573
|
4 245 005
|
4 854 054
|
4 940 231
|
4 953 208
|
4 982 108
|
5 790 253
|
6 333 056
|
6 975 941
|
7 232 889
|
6 535 148
|
5 474 272
|
5 905 065
|
6 120 479
|
6 347 026
|
6 621 564
|
|
| Revenue |
3 564 604
N/A
|
3 629 409
+2%
|
3 642 208
+0%
|
3 999 400
+10%
|
4 373 845
+9%
|
4 723 672
+8%
|
5 415 539
+15%
|
5 880 200
+9%
|
6 487 597
+10%
|
7 062 947
+9%
|
7 637 012
+8%
|
8 363 059
+10%
|
8 777 864
+5%
|
9 372 356
+7%
|
9 998 326
+7%
|
10 839 166
+8%
|
11 858 344
+9%
|
13 216 256
+11%
|
14 553 629
+10%
|
14 696 385
+1%
|
15 815 813
+8%
|
16 620 226
+5%
|
17 538 648
+6%
|
19 305 296
+10%
|
19 902 786
+3%
|
20 703 978
+4%
|
21 435 145
+4%
|
22 728 558
+6%
|
23 693 609
+4%
|
24 068 228
+2%
|
23 868 908
-1%
|
22 909 610
-4%
|
22 224 684
-3%
|
21 721 205
-2%
|
21 959 719
+1%
|
22 299 253
+2%
|
22 713 724
+2%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(606 127)
|
(592 929)
|
(508 917)
|
(591 701)
|
(349 935)
|
(328 608)
|
(362 812)
|
(330 802)
|
(653 487)
|
(714 335)
|
(738 370)
|
(703 012)
|
(632 725)
|
(632 296)
|
(734 225)
|
(773 439)
|
(947 635)
|
(1 125 795)
|
(1 174 260)
|
(1 202 813)
|
(1 598 048)
|
(1 661 287)
|
(1 710 765)
|
(1 609 474)
|
(1 279 609)
|
(1 550 508)
|
(2 047 328)
|
(3 506 472)
|
(4 845 805)
|
(5 123 106)
|
(5 392 839)
|
(4 923 624)
|
(4 353 458)
|
(3 829 302)
|
(3 335 054)
|
(3 337 373)
|
(3 467 019)
|
|
| Non Interest Expense |
(2 256 261)
|
(2 318 602)
|
(2 353 910)
|
(2 493 989)
|
(2 618 840)
|
(2 632 192)
|
(2 880 454)
|
(3 046 877)
|
(3 091 540)
|
(3 314 290)
|
(3 486 333)
|
(3 722 696)
|
(4 062 882)
|
(4 392 354)
|
(4 645 625)
|
(4 874 152)
|
(5 107 702)
|
(5 555 863)
|
(5 978 743)
|
(6 376 395)
|
(6 206 753)
|
(6 475 914)
|
(6 747 995)
|
(7 209 480)
|
(8 042 062)
|
(8 157 365)
|
(8 187 754)
|
(8 130 353)
|
(8 143 859)
|
(8 433 147)
|
(8 808 984)
|
(9 003 547)
|
(8 866 924)
|
(8 968 743)
|
(9 209 054)
|
(9 514 432)
|
(10 142 089)
|
|
| Pre-Tax Income |
702 216
N/A
|
717 878
+2%
|
779 381
+9%
|
913 710
+17%
|
1 405 070
+54%
|
1 762 872
+25%
|
2 172 273
+23%
|
2 502 521
+15%
|
2 742 570
+10%
|
3 034 322
+11%
|
3 412 309
+12%
|
3 937 351
+15%
|
4 082 257
+4%
|
4 347 706
+7%
|
4 618 476
+6%
|
5 191 575
+12%
|
5 803 007
+12%
|
6 534 598
+13%
|
7 400 626
+13%
|
7 117 177
-4%
|
8 011 012
+13%
|
8 483 025
+6%
|
9 079 888
+7%
|
10 486 342
+15%
|
10 581 115
+1%
|
10 996 105
+4%
|
11 200 063
+2%
|
11 091 733
-1%
|
10 703 945
-3%
|
10 511 975
-2%
|
9 667 085
-8%
|
8 982 439
-7%
|
9 004 302
+0%
|
8 923 160
-1%
|
9 415 611
+6%
|
9 447 448
+0%
|
9 104 616
-4%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(140 484)
|
(141 339)
|
(155 811)
|
(182 021)
|
(280 791)
|
(351 692)
|
(433 615)
|
(500 443)
|
(548 649)
|
(607 104)
|
(682 747)
|
(787 743)
|
(815 855)
|
(868 840)
|
(923 057)
|
(1 037 300)
|
(1 160 673)
|
(1 306 301)
|
(1 479 470)
|
(1 422 852)
|
(1 601 262)
|
(1 696 351)
|
(1 815 688)
|
(2 096 788)
|
(2 112 348)
|
(2 195 359)
|
(2 236 225)
|
(2 214 399)
|
(2 140 892)
|
(2 102 890)
|
(1 933 438)
|
(1 796 522)
|
(1 799 832)
|
(1 783 369)
|
(1 882 313)
|
(1 888 810)
|
(1 819 186)
|
|
| Income from Continuing Operations |
561 732
|
576 539
|
623 570
|
731 689
|
1 124 279
|
1 411 180
|
1 738 658
|
2 002 078
|
2 193 921
|
2 427 218
|
2 729 562
|
3 149 608
|
3 266 402
|
3 478 866
|
3 695 419
|
4 154 275
|
4 642 334
|
5 228 297
|
5 921 156
|
5 694 325
|
6 409 750
|
6 786 674
|
7 264 200
|
8 389 554
|
8 468 767
|
8 800 746
|
8 963 838
|
8 877 334
|
8 563 053
|
8 409 085
|
7 733 647
|
7 185 917
|
7 204 470
|
7 139 791
|
7 533 298
|
7 558 638
|
7 285 430
|
|
| Net Income (Common) |
561 732
N/A
|
576 539
+3%
|
623 571
+8%
|
731 689
+17%
|
1 105 168
+51%
|
1 392 069
+26%
|
1 719 547
+24%
|
1 982 967
+15%
|
2 147 752
+8%
|
2 314 330
+8%
|
2 616 674
+13%
|
3 036 720
+16%
|
3 199 683
+5%
|
3 478 866
+9%
|
3 597 254
+3%
|
4 056 110
+13%
|
4 544 170
+12%
|
5 037 378
+11%
|
5 828 205
+16%
|
5 601 374
-4%
|
6 316 796
+13%
|
6 686 475
+6%
|
7 164 198
+7%
|
8 289 552
+16%
|
8 368 767
+1%
|
8 690 029
+4%
|
8 853 121
+2%
|
8 766 617
-1%
|
8 452 336
-4%
|
8 409 085
-1%
|
7 633 647
-9%
|
7 085 917
-7%
|
7 104 470
+0%
|
7 039 791
-1%
|
7 533 298
+7%
|
7 558 638
+0%
|
7 285 430
-4%
|
|
| EPS (Diluted) |
389.83
N/A
|
353.92
-9%
|
378.61
+7%
|
449.16
+19%
|
681.78
+52%
|
908.66
+33%
|
1 122.41
+24%
|
1 279.33
+14%
|
1 341.5
+5%
|
1 505.74
+12%
|
1 695.83
+13%
|
3 427.44
+102%
|
2 318.61
-32%
|
2 240.09
-3%
|
2 316.32
+3%
|
2 611.79
+13%
|
2 926.05
+12%
|
3 243.64
+11%
|
3 852.08
+19%
|
3 516.24
-9%
|
4 067.47
+16%
|
3 188.97
-22%
|
3 416.81
+7%
|
3 277.52
-4%
|
2 976.91
-9%
|
3 435.85
+15%
|
3 489.86
+2%
|
3 454.53
-1%
|
2 498.02
-28%
|
2 833.18
+13%
|
2 571.92
-9%
|
2 087.22
-19%
|
2 092.1
+0%
|
2 072.83
-1%
|
2 218.14
+7%
|
2 210.39
0%
|
2 140.25
-3%
|
|