BAWAG Group AG
VSE:BG
Income Statement
Income Statement
BAWAG Group AG
| Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||
| Net Interest Income |
692
|
711
|
726
|
726
|
722
|
728
|
735
|
736
|
732
|
743
|
749
|
769
|
793
|
805
|
811
|
828
|
841
|
448
|
916
|
930
|
938
|
969
|
1 021
|
1 130
|
1 230
|
1 263
|
1 312
|
1 594
|
2 054
|
|
| Interest Income |
1 100
|
1 109
|
1 098
|
1 079
|
1 062
|
1 052
|
1 050
|
1 047
|
1 029
|
1 043
|
1 051
|
1 064
|
1 093
|
1 107
|
1 124
|
1 144
|
1 150
|
561
|
1 117
|
1 123
|
1 146
|
1 202
|
1 325
|
1 917
|
2 652
|
3 358
|
3 101
|
3 094
|
3 554
|
|
| Interest Expense |
408
|
398
|
372
|
353
|
339
|
324
|
315
|
311
|
297
|
300
|
301
|
296
|
300
|
302
|
313
|
316
|
310
|
114
|
200
|
193
|
207
|
234
|
304
|
788
|
1 422
|
2 107
|
1 789
|
1 500
|
0
|
|
| Non Interest Income |
342
|
361
|
336
|
329
|
374
|
351
|
356
|
367
|
303
|
360
|
364
|
386
|
605
|
541
|
567
|
572
|
462
|
253
|
492
|
512
|
609
|
676
|
496
|
536
|
501
|
515
|
611
|
715
|
1 155
|
|
| Revenue |
1 033
N/A
|
1 072
+4%
|
1 062
-1%
|
1 054
-1%
|
1 096
+4%
|
1 080
-2%
|
1 092
+1%
|
1 103
+1%
|
1 036
-6%
|
1 102
+6%
|
1 113
+1%
|
1 155
+4%
|
1 399
+21%
|
1 346
-4%
|
1 378
+2%
|
1 400
+2%
|
1 303
-7%
|
701
-46%
|
1 409
+101%
|
1 442
+2%
|
1 548
+7%
|
1 645
+6%
|
1 517
-8%
|
1 666
+10%
|
1 731
+4%
|
1 777
+3%
|
1 923
+8%
|
2 309
+20%
|
3 209
+39%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||
| Loan Loss Provision |
(74)
|
(67)
|
(62)
|
(57)
|
(46)
|
(46)
|
(40)
|
(40)
|
(43)
|
(45)
|
(54)
|
(62)
|
(62)
|
(67)
|
(56)
|
(50)
|
(45)
|
(66)
|
(115)
|
(116)
|
(113)
|
(95)
|
(119)
|
(110)
|
(91)
|
(106)
|
(78)
|
(130)
|
(183)
|
|
| Non Interest Expense |
(614)
|
(618)
|
(612)
|
(612)
|
(602)
|
(609)
|
(607)
|
(587)
|
(532)
|
(597)
|
(595)
|
(622)
|
(836)
|
(784)
|
(801)
|
(798)
|
(685)
|
(473)
|
(924)
|
(865)
|
(835)
|
(879)
|
(971)
|
(1 020)
|
(730)
|
(736)
|
(856)
|
(1 093)
|
(1 303)
|
|
| Pre-Tax Income |
345
N/A
|
388
+12%
|
388
0%
|
385
-1%
|
448
+16%
|
424
-5%
|
445
+5%
|
476
+7%
|
461
-3%
|
460
0%
|
464
+1%
|
471
+1%
|
500
+6%
|
495
-1%
|
521
+5%
|
552
+6%
|
573
+4%
|
161
-72%
|
370
+129%
|
461
+25%
|
600
+30%
|
671
+12%
|
427
-36%
|
536
+25%
|
911
+70%
|
935
+3%
|
990
+6%
|
1 086
+10%
|
1 724
+59%
|
|
| Net Income | ||||||||||||||||||||||||||||||
| Tax Provision |
(9)
|
(21)
|
(21)
|
(28)
|
(30)
|
32
|
16
|
1
|
13
|
(74)
|
(73)
|
(78)
|
(51)
|
(55)
|
(71)
|
(76)
|
(136)
|
(39)
|
(85)
|
(107)
|
(120)
|
(139)
|
(108)
|
(141)
|
(228)
|
(231)
|
(230)
|
(256)
|
(331)
|
|
| Income from Continuing Operations |
336
|
367
|
367
|
357
|
418
|
457
|
460
|
478
|
474
|
386
|
391
|
394
|
449
|
441
|
451
|
477
|
437
|
123
|
285
|
355
|
480
|
532
|
319
|
394
|
683
|
705
|
760
|
829
|
1 392
|
|
| Income to Minority Interest |
(3)
|
(3)
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
333
N/A
|
364
+9%
|
367
+1%
|
357
-3%
|
418
+17%
|
456
+9%
|
460
+1%
|
477
+4%
|
473
-1%
|
386
-18%
|
391
+1%
|
393
+1%
|
449
+14%
|
441
-2%
|
450
+2%
|
477
+6%
|
437
-8%
|
123
-72%
|
269
+119%
|
180
-33%
|
455
+153%
|
508
+11%
|
294
-42%
|
370
+26%
|
659
+78%
|
681
+3%
|
738
+8%
|
796
+8%
|
1 359
+71%
|
|
| EPS (Diluted) |
1.33
N/A
|
1.45
+9%
|
1.46
+1%
|
1.43
-2%
|
1.67
+17%
|
1.83
+10%
|
1.84
+1%
|
1.91
+4%
|
1.89
-1%
|
3.86
+104%
|
3.91
+1%
|
3.93
+1%
|
4.49
+14%
|
4.4
-2%
|
4.5
+2%
|
4.77
+6%
|
4.38
-8%
|
1.39
-68%
|
3.02
+117%
|
2.02
-33%
|
5.11
+153%
|
5.69
+11%
|
3.36
-41%
|
4.48
+33%
|
8.03
+79%
|
8.61
+7%
|
9.32
+8%
|
10.03
+8%
|
17.2
+71%
|
|