mBank SA
WSE:MBK

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mBank SA Logo
mBank SA
WSE:MBK
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Price: 1 007 PLN 0.7% Market Closed
Market Cap: 42.8B PLN
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-
5Y
-
10Y
-1 959%
Investing Cash Flow
+
3Y
-58%
5Y
-80%
10Y
-
Financing Cash Flow
+
3Y
+74%
5Y
+55%
10Y
-

Cash Flow Statement
mBank SA

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Cash Flow Statement
Currency: PLN
Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
121
(52)
(381)
(341)
(225)
(234)
10
24
65
111
(237)
(203)
(151)
(140)
338
366
390
330
576
762
858
1 061
955
1 079
1 125
1 160
1 000
683
315
172
209
264
522
691
873
1 024
1 260
1 365
1 467
1 570
1 569
1 538
1 465
1 455
1 405
1 405
1 518
1 516
1 609
1 675
1 653
1 818
1 661
1 646
1 618
1 455
1 669
1 573
1 638
1 566
1 442
1 537
1 528
1 760
1 769
1 763
1 800
1 529
1 556
1 674
1 555
1 408
1 208
947
610
970
991
837
(591)
(381)
(22)
(2 547)
(108)
(352)
(875)
2 012
971
934
1 577
2 099
2 974
3 530
4 244
4 653
Depreciation & Amortization
235
182
169
169
189
183
181
142
149
144
149
143
144
143
140
149
155
142
167
169
175
202
177
180
182
187
204
217
228
236
259
259
260
259
237
237
237
239
251
253
256
254
247
244
240
240
240
240
243
245
240
241
239
241
245
251
266
269
272
270
259
259
270
284
290
298
299
323
354
385
423
430
456
466
467
480
475
472
469
471
476
490
499
501
499
507
533
550
569
585
614
621
650
669
Stock-Based Compensation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
19
0
0
0
2
0
0
0
9
0
0
0
13
0
0
0
12
3
7
10
16
11
9
9
25
8
10
11
20
11
9
7
11
11
11
12
10
11
12
11
11
10
8
10
11
10
10
8
10
10
10
11
11
14
15
16
13
11
8
5
11
9
12
15
15
15
15
15
Other Non-Cash Items
66
28
27
58
(8)
(25)
565
307
205
220
486
(383)
(190)
(307)
610
25
(5)
57
966
(28)
(178)
(134)
978
(122)
(208)
(111)
2 306
1 004
964
611
1 486
(647)
201
102
4 290
2 363
3 131
6 691
4 968
2 726
2 009
(3 919)
(4 036)
(2 875)
(3 605)
(1 879)
(2 212)
(2 386)
(2 972)
(2 492)
(1 711)
(634)
(11)
(703)
(909)
(2 397)
(2 494)
(2 366)
(2 244)
(2 708)
(3 610)
(3 465)
(4 329)
(3 874)
(3 361)
(3 422)
(3 125)
(3 245)
(3 881)
(3 640)
(3 899)
(3 352)
(3 543)
(3 680)
(3 072)
(3 725)
(3 697)
(3 501)
(3 904)
(4 013)
(4 400)
(3 460)
(4 927)
(5 987)
(6 710)
(8 439)
(8 636)
(8 350)
(7 781)
(8 722)
(8 959)
(10 378)
(11 091)
(11 286)
Cash Taxes Paid
0
0
0
0
0
0
0
0
1
15
23
0
41
65
74
78
45
51
27
42
84
55
119
237
227
225
191
296
359
414
467
240
111
99
77
76
143
137
96
119
367
366
401
621
424
441
462
300
314
436
398
396
319
209
257
308
403
412
417
442
434
457
483
570
577
593
600
670
742
719
705
498
409
361
444
643
698
828
838
603
604
527
455
531
954
1 015
1 079
987
694
738
765
1 214
1 267
1 350
Cash Interest Paid
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 641
2 282
0
3 146
2 173
1 739
0
1 651
1 369
1 620
0
0
0
1 491
1 748
2 050
2 338
1 030
989
881
700
793
842
876
938
1 311
1 312
1 427
1 522
1 186
1 260
1 142
1 055
780
519
368
253
294
376
797
1 797
2 737
3 985
4 842
5 536
6 088
6 001
6 366
5 552
5 359
5 169
4 709
4 944
Change in Working Capital
(2 609)
(1 846)
(1 372)
397
414
636
1 683
824
1 163
(1 324)
664
1 032
2 005
2 709
(3 252)
(1 476)
(5 421)
(5 458)
(3 377)
(2 903)
(3 264)
(2 577)
(7 566)
(6 287)
(4 279)
(6 599)
(11 421)
(12 823)
(11 836)
(8 503)
(2 626)
3 322
(2 748)
(3 036)
(7 041)
(6 417)
(2 457)
(2 868)
(5 092)
(4 119)
(4 437)
3 102
5 876
3 591
7 248
(653)
(417)
3 458
3 680
6 468
299
(5 000)
(4 039)
(1 267)
6 036
9 863
9 739
4 888
8 692
6 892
3 954
3 001
(325)
6 785
3 048
7 183
2 158
(991)
5 427
4 446
2 467
2 960
6 421
3 474
3 324
16 763
14 736
18 850
14 830
4 551
(450)
7 636
12 522
10 660
13 571
2 961
26 632
12 127
9 454
12 732
3 837
(1 398)
2 865
4 275
Cash from Operating Activities
(2 186)
N/A
(1 688)
+23%
(1 558)
+8%
283
N/A
369
+30%
561
+52%
2 440
+335%
1 331
-45%
1 595
+20%
(844)
N/A
1 061
N/A
588
-45%
1 807
+207%
2 406
+33%
(2 164)
N/A
(937)
+57%
(4 880)
-421%
(4 930)
-1%
(1 668)
+66%
(2 001)
-20%
(2 411)
-20%
(1 448)
+40%
(5 458)
-277%
(5 150)
+6%
(3 179)
+38%
(5 364)
-69%
(7 911)
-47%
(10 919)
-38%
(10 330)
+5%
(7 485)
+28%
(671)
+91%
3 198
N/A
(1 765)
N/A
(1 984)
-12%
(1 641)
+17%
(2 793)
-70%
2 172
N/A
5 428
+150%
1 595
-71%
430
-73%
(604)
N/A
974
N/A
3 552
+265%
2 416
-32%
5 286
+119%
(887)
N/A
(872)
+2%
2 825
N/A
2 560
-9%
5 895
+130%
482
-92%
(3 573)
N/A
(2 148)
+40%
(82)
+96%
6 990
N/A
9 172
+31%
9 181
+0%
4 365
-52%
8 358
+91%
6 020
-28%
2 044
-66%
1 331
-35%
(2 855)
N/A
4 956
N/A
1 747
-65%
5 823
+233%
1 133
-81%
(2 384)
N/A
3 457
N/A
2 866
-17%
547
-81%
1 448
+165%
4 542
+214%
1 208
-73%
1 328
+10%
14 488
+991%
12 504
-14%
16 658
+33%
10 804
-35%
627
-94%
(4 395)
N/A
2 118
N/A
7 986
+277%
4 822
-40%
6 486
+35%
(2 959)
N/A
19 499
N/A
5 260
-73%
3 819
-27%
6 694
+75%
(1 534)
N/A
(7 624)
-397%
(3 333)
+56%
(1 688)
+49%
Investing Cash Flow
Capital Expenditures
(234)
(144)
(82)
(81)
(68)
(79)
(82)
(105)
(114)
(115)
(205)
(202)
(205)
(190)
(153)
(149)
(155)
(123)
(135)
(145)
(142)
(240)
(285)
(309)
(369)
(392)
(378)
(368)
(328)
(277)
(260)
(237)
(239)
(222)
(240)
(256)
(271)
(300)
(306)
(332)
(321)
(308)
(267)
(238)
(231)
(232)
(216)
(226)
(244)
(234)
(251)
(284)
(292)
(318)
(343)
(338)
(366)
(363)
(376)
(412)
(422)
(399)
(461)
(442)
(449)
(553)
(559)
(535)
(517)
(536)
(501)
(540)
(566)
(510)
(552)
(640)
(673)
(671)
(589)
(564)
(529)
(513)
(563)
(549)
(621)
(705)
(719)
(763)
(756)
(805)
(903)
(898)
(895)
(901)
Other Items
(590)
(496)
52
347
444
503
136
100
51
246
304
302
361
116
58
52
(114)
(165)
(118)
30
159
243
149
273
313
279
782
523
520
538
133
131
160
190
106
106
81
130
119
122
135
50
51
50
51
57
70
71
60
63
55
483
470
467
634
205
418
404
239
245
44
68
52
466
468
430
600
150
144
176
51
94
117
118
108
107
96
96
81
82
82
68
67
86
102
103
104
53
49
63
48
81
205
194
Cash from Investing Activities
(824)
N/A
(640)
+22%
(29)
+95%
267
N/A
377
+41%
426
+13%
54
-87%
(6)
N/A
(63)
-950%
129
N/A
99
-23%
101
+2%
155
+53%
(74)
N/A
(95)
-28%
(97)
-2%
(268)
-176%
(287)
-7%
(253)
+12%
(115)
+55%
17
N/A
2
-88%
(137)
N/A
(37)
+73%
(57)
-54%
(112)
-96%
403
N/A
155
-62%
192
+24%
258
+34%
(127)
N/A
(108)
+15%
(81)
+25%
(31)
+62%
(134)
-332%
(150)
-12%
(189)
-26%
(170)
+10%
(187)
-10%
(209)
-12%
(186)
+11%
(259)
-39%
(216)
+17%
(188)
+13%
(180)
+4%
(174)
+3%
(147)
+16%
(156)
-6%
(185)
-19%
(172)
+7%
(196)
-14%
199
N/A
178
-11%
149
-16%
291
+95%
(133)
N/A
52
N/A
41
-21%
(137)
N/A
(167)
-22%
(378)
-126%
(331)
+12%
(409)
-24%
24
N/A
18
-25%
(123)
N/A
42
N/A
(384)
N/A
(371)
+3%
(359)
+3%
(450)
-25%
(446)
+1%
(449)
-1%
(392)
+13%
(444)
-13%
(533)
-20%
(577)
-8%
(574)
+1%
(508)
+11%
(482)
+5%
(446)
+7%
(446)
+0%
(496)
-11%
(463)
+7%
(519)
-12%
(603)
-16%
(615)
-2%
(710)
-15%
(707)
+0%
(742)
-5%
(856)
-15%
(817)
+5%
(690)
+15%
(707)
-2%
Financing Cash Flow
Net Issuance of Common Stock
0
0
0
(5)
(5)
(5)
(5)
0
550
550
550
550
0
13
31
61
81
78
65
36
20
15
14
13
12
7
3
3
0
0
0
0
1 966
1 966
1 966
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Net Issuance of Debt
321
614
455
626
1 078
485
1 316
1 108
782
1 156
484
404
228
379
113
(620)
1 038
1 754
2 858
3 083
1 924
3 118
4 141
5 369
6 322
6 265
8 596
6 743
5 435
2 971
(519)
29
(1 007)
(923)
(879)
(2 671)
(2 327)
(2 453)
(2 020)
(1 414)
(1 796)
(2 906)
(45)
(1 316)
(790)
100
(2 883)
(4 042)
(1 885)
(1 569)
1 048
5 042
1 612
(107)
(4 951)
(6 726)
(4 164)
(120)
276
(859)
(2 218)
(3 132)
(1 743)
(2 411)
139
1 489
(823)
(902)
(5 007)
(6 482)
(1 601)
(219)
679
(3 287)
(4 860)
(6 458)
(5 752)
(557)
(1 935)
366
(207)
(5 836)
(3 690)
(5 497)
(4 625)
2 588
1 761
2 647
2 429
726
1 038
(713)
1 869
(2 825)
Cash Paid for Dividends
(119)
(233)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(5)
0
(7)
(21)
(16)
(17)
(10)
(4)
(13)
(12)
(12)
(9)
0
(1)
(3)
(3)
(3)
(2)
(2)
0
(7)
0
(7)
0
(7)
(7)
0
0
(421)
(421)
(421)
0
(717)
(717)
(717)
0
0
0
0
0
0
0
(8)
0
(13)
(13)
(5)
0
(218)
(218)
(218)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other
484
758
817
85
90
(110)
(167)
(168)
(193)
(198)
(156)
236
249
196
234
(446)
(228)
(83)
(78)
1 136
899
716
(116)
(131)
566
603
(59)
225
(516)
(530)
(461)
80
95
108
(347)
(83)
(79)
(132)
(493)
(36)
(49)
3
(356)
(290)
(200)
(116)
458
440
345
293
390
372
381
387
(370)
(348)
(287)
(271)
(133)
(130)
(129)
(126)
(123)
(117)
(109)
(136)
652
657
659
696
(90)
(88)
(89)
(91)
(85)
(93)
(69)
(64)
(60)
(45)
(61)
(72)
(94)
(126)
(160)
(182)
(192)
(192)
(184)
(178)
1 328
1 338
1 258
1 292
Cash from Financing Activities
688
N/A
1 143
+66%
1 272
+11%
707
-44%
1 167
+65%
604
-48%
1 144
+89%
939
-18%
1 138
+21%
1 509
+33%
878
-42%
1 190
+36%
478
-60%
588
+23%
379
-36%
(1 004)
N/A
886
N/A
1 748
+97%
2 839
+62%
4 241
+49%
2 833
-33%
3 833
+35%
4 029
+5%
5 246
+30%
6 886
+31%
6 864
0%
8 528
+24%
6 962
-18%
4 920
-29%
2 441
-50%
(983)
N/A
107
N/A
1 052
+883%
1 149
+9%
738
-36%
(787)
N/A
(2 413)
-207%
(2 585)
-7%
(2 519)
+3%
(1 458)
+42%
(1 845)
-27%
(2 910)
-58%
(401)
+86%
(1 606)
-300%
(1 411)
+12%
(437)
+69%
(2 846)
-551%
(4 024)
-41%
(2 256)
+44%
(1 992)
+12%
721
N/A
4 698
+552%
1 992
-58%
279
-86%
(5 320)
N/A
(7 073)
-33%
(4 450)
+37%
(391)
+91%
135
N/A
(998)
N/A
(2 360)
-136%
(3 270)
-39%
(1 871)
+43%
(2 532)
-35%
(188)
+93%
1 135
N/A
(389)
N/A
(462)
-19%
(4 349)
-841%
(5 786)
-33%
(1 691)
+71%
(307)
+82%
591
N/A
(3 378)
N/A
(4 945)
-46%
(6 553)
-33%
(5 821)
+11%
(620)
+89%
(1 995)
-222%
322
N/A
(267)
N/A
(5 909)
-2 109%
(3 784)
+36%
(5 624)
-49%
(4 785)
+15%
2 406
N/A
1 569
-35%
2 455
+56%
2 245
-9%
547
-76%
2 366
+332%
625
-74%
3 128
+400%
(1 533)
N/A
Change in Cash
Effect of Foreign Exchange Rates
0
0
0
0
0
0
0
0
0
0
(94)
27
(96)
(107)
(3)
(89)
14
10
2
(42)
(19)
(25)
(1)
(10)
12
1
157
172
153
227
(45)
(29)
(34)
(73)
(24)
(38)
(32)
(9)
(19)
(13)
(28)
(59)
(31)
(30)
(28)
(56)
(28)
(35)
(15)
5
19
15
11
20
(16)
(24)
15
(28)
(12)
(86)
(33)
36
(40)
54
13
(123)
21
9
(29)
108
(9)
188
(4)
(20)
31
(115)
17
38
(10)
(212)
53
126
4
150
(74)
(157)
(2)
8
10
(17)
2
2
(15)
7
Net Change in Cash
(2 322)
N/A
(1 185)
+49%
(315)
+73%
1 257
N/A
1 913
+52%
1 591
-17%
3 638
+129%
2 264
-38%
2 670
+18%
794
-70%
1 944
+145%
1 906
-2%
2 344
+23%
2 813
+20%
(1 883)
N/A
(2 127)
-13%
(4 248)
-100%
(3 459)
+19%
920
N/A
2 083
+126%
420
-80%
2 362
+462%
(1 567)
N/A
49
N/A
3 662
+7 373%
1 389
-62%
1 177
-15%
(3 630)
N/A
(5 065)
-40%
(4 559)
+10%
(1 826)
+60%
3 168
N/A
(828)
N/A
(939)
-13%
(1 061)
-13%
(3 768)
-255%
(462)
+88%
2 664
N/A
(1 130)
N/A
(1 250)
-11%
(2 663)
-113%
(2 254)
+15%
2 904
N/A
592
-80%
3 667
+519%
(1 554)
N/A
(3 893)
-151%
(1 390)
+64%
104
N/A
3 736
+3 492%
1 026
-73%
1 339
+31%
33
-98%
366
+1 009%
1 945
+431%
1 942
0%
4 798
+147%
3 987
-17%
8 344
+109%
4 769
-43%
(727)
N/A
(2 234)
-207%
(5 175)
-132%
2 502
N/A
1 590
-36%
6 712
+322%
807
-88%
(3 221)
N/A
(1 292)
+60%
(3 171)
-145%
(1 603)
+49%
883
N/A
4 680
+430%
(2 582)
N/A
(4 030)
-56%
7 287
N/A
6 123
-16%
15 502
+153%
8 291
-47%
255
-97%
(5 055)
N/A
(4 111)
+19%
3 710
N/A
(1 115)
N/A
1 108
N/A
(1 313)
N/A
20 451
N/A
7 013
-66%
5 367
-23%
6 483
+21%
(22)
N/A
(7 813)
-36 239%
(910)
+88%
(3 921)
-331%

See Also

Summary
MBK intrinsic value, competitors valuation, and company profile.
DCF Valuation
MBK stock valuation using Discount Cash Flow valuation method.
Relative Valuation
MBK stock valuation using valuation multiples.
Wall Street Estimates
MBK price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
MBK stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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