Santander Bank Polska SA
WSE:SPL
Balance Sheet
Balance Sheet Decomposition
Santander Bank Polska SA
Santander Bank Polska SA
Balance Sheet
Santander Bank Polska SA
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
12 450
|
13 714
|
16 860
|
17 810
|
20 781
|
23 950
|
35 137
|
34 570
|
32 838
|
38 017
|
39 868
|
68 091
|
85 820
|
94 914
|
103 069
|
107 557
|
137 460
|
143 403
|
141 436
|
146 391
|
152 509
|
159 520
|
174 776
|
162 838
|
|
| Investments |
7 346
|
6 972
|
8 205
|
9 530
|
9 604
|
12 486
|
17 504
|
15 646
|
16 598
|
18 419
|
14 486
|
27 022
|
36 466
|
32 539
|
35 558
|
36 054
|
52 745
|
49 580
|
72 792
|
79 842
|
80 516
|
97 473
|
108 051
|
110 448
|
|
| PP&E Net |
902
|
696
|
593
|
519
|
494
|
543
|
637
|
596
|
548
|
500
|
480
|
633
|
757
|
830
|
878
|
931
|
986
|
1 713
|
1 514
|
1 250
|
1 186
|
1 260
|
1 284
|
1 307
|
|
| PP&E Gross |
0
|
696
|
593
|
519
|
494
|
543
|
637
|
596
|
548
|
500
|
480
|
0
|
757
|
830
|
878
|
0
|
986
|
1 713
|
0
|
0
|
1 186
|
1 260
|
1 284
|
0
|
|
| Accumulated Depreciation |
0
|
580
|
625
|
654
|
715
|
668
|
707
|
766
|
818
|
849
|
895
|
0
|
1 572
|
1 344
|
1 358
|
0
|
1 398
|
1 498
|
0
|
0
|
1 788
|
1 747
|
1 777
|
0
|
|
| Intangible Assets |
263
|
297
|
237
|
174
|
135
|
115
|
174
|
182
|
173
|
151
|
127
|
507
|
505
|
466
|
487
|
490
|
819
|
772
|
708
|
693
|
741
|
882
|
980
|
988
|
|
| Goodwill |
0
|
4
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2 542
|
2 542
|
1 689
|
1 689
|
1 712
|
1 712
|
1 712
|
1 712
|
1 712
|
1 712
|
1 712
|
1 712
|
1 689
|
|
| Long-Term Investments |
300
|
332
|
77
|
73
|
36
|
13
|
72
|
82
|
87
|
105
|
116
|
63
|
43
|
831
|
871
|
889
|
892
|
903
|
998
|
933
|
921
|
968
|
967
|
991
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
291
|
473
|
435
|
392
|
368
|
210
|
278
|
309
|
245
|
258
|
480
|
1 183
|
1 253
|
1 535
|
1 473
|
1 772
|
1 851
|
2 008
|
2 389
|
2 492
|
1 758
|
1 420
|
667
|
|
| Other Assets |
816
|
293
|
266
|
374
|
480
|
494
|
518
|
385
|
393
|
519
|
754
|
4 111
|
3 196
|
2 008
|
1 971
|
5 163
|
3 690
|
3 072
|
3 400
|
3 730
|
4 331
|
2 363
|
5 770
|
7 898
|
|
| Total Assets |
24 913
N/A
|
24 158
-3%
|
27 546
+14%
|
29 311
+6%
|
32 992
+13%
|
41 319
+25%
|
57 433
+39%
|
54 065
-6%
|
53 154
-2%
|
59 797
+12%
|
60 019
+0%
|
106 060
+77%
|
134 502
+27%
|
139 709
+4%
|
150 100
+7%
|
156 955
+5%
|
206 656
+32%
|
209 476
+1%
|
228 749
+9%
|
243 017
+6%
|
257 517
+6%
|
276 652
+7%
|
304 374
+10%
|
308 150
+1%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
332
|
342
|
512
|
0
|
1 003
|
648
|
0
|
1 589
|
1 237
|
2 085
|
1 402
|
0
|
|
| Accrued Liabilities |
603
|
490
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
162
|
366
|
747
|
752
|
0
|
567
|
519
|
0
|
453
|
807
|
963
|
989
|
0
|
|
| Short-Term Debt |
20
|
0
|
733
|
1 000
|
0
|
0
|
1 243
|
1 519
|
0
|
0
|
0
|
4 610
|
7 208
|
5 260
|
1 634
|
6 940
|
9 897
|
991
|
654
|
510
|
2 325
|
310
|
1 230
|
2 581
|
|
| Total Deposits |
20 190
|
17 932
|
20 619
|
22 532
|
26 830
|
32 835
|
46 906
|
45 054
|
44 497
|
49 335
|
48 428
|
80 216
|
96 139
|
102 312
|
115 084
|
114 264
|
152 450
|
161 512
|
176 896
|
189 774
|
200 528
|
213 434
|
237 177
|
232 990
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
8
|
49
|
14
|
0
|
83
|
0
|
155
|
101
|
624
|
228
|
84
|
193
|
288
|
344
|
79
|
0
|
81
|
1 175
|
741
|
1 072
|
|
| Total Current Liabilities |
623
|
490
|
733
|
1 000
|
8
|
49
|
1 257
|
1 519
|
83
|
0
|
155
|
4 873
|
8 530
|
6 577
|
2 982
|
7 133
|
11 755
|
2 502
|
733
|
2 552
|
4 450
|
4 533
|
4 362
|
3 653
|
|
| Long-Term Debt |
382
|
2 333
|
1 200
|
840
|
646
|
1 767
|
154
|
0
|
395
|
441
|
409
|
1 881
|
4 908
|
4 845
|
5 968
|
7 384
|
12 013
|
14 006
|
14 621
|
16 008
|
12 558
|
12 263
|
14 397
|
16 505
|
|
| Deferred Income Tax |
0
|
139
|
304
|
315
|
294
|
203
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
|
| Minority Interest |
8
|
16
|
31
|
55
|
117
|
235
|
240
|
108
|
151
|
127
|
93
|
611
|
1 521
|
1 176
|
1 238
|
1 436
|
1 564
|
1 548
|
1 663
|
1 682
|
1 797
|
1 928
|
1 914
|
80
|
|
| Other Liabilities |
1 194
|
705
|
1 640
|
1 187
|
1 137
|
1 888
|
3 904
|
1 456
|
1 406
|
2 538
|
2 049
|
4 607
|
6 873
|
5 406
|
5 047
|
5 098
|
3 844
|
4 477
|
7 842
|
7 470
|
13 560
|
12 732
|
13 996
|
19 497
|
|
| Total Liabilities |
22 397
N/A
|
21 615
-3%
|
24 526
+13%
|
25 929
+6%
|
29 032
+12%
|
36 977
+27%
|
52 461
+42%
|
48 137
-8%
|
46 531
-3%
|
52 441
+13%
|
51 135
-2%
|
92 188
+80%
|
117 971
+28%
|
120 317
+2%
|
130 319
+8%
|
135 316
+4%
|
181 626
+34%
|
184 044
+1%
|
201 754
+10%
|
217 486
+8%
|
230 849
+6%
|
244 889
+6%
|
271 846
+11%
|
272 724
+0%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
730
|
730
|
730
|
730
|
730
|
730
|
730
|
731
|
731
|
731
|
746
|
935
|
992
|
992
|
992
|
993
|
1 021
|
1 021
|
1 022
|
1 022
|
1 022
|
1 022
|
1 022
|
1 022
|
|
| Retained Earnings |
280
|
105
|
432
|
373
|
865
|
1 187
|
1 191
|
1 208
|
1 115
|
1 381
|
1 561
|
2 112
|
2 278
|
10 601
|
11 491
|
3 055
|
15 015
|
15 119
|
2 837
|
3 686
|
4 569
|
23 065
|
23 750
|
10 092
|
|
| Additional Paid In Capital |
375
|
381
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
7 035
|
7 035
|
0
|
7 982
|
7 982
|
0
|
0
|
7 982
|
7 982
|
7 982
|
0
|
|
| Unrealized Security Profit/Loss |
193
|
160
|
156
|
250
|
509
|
363
|
336
|
422
|
433
|
545
|
872
|
709
|
952
|
970
|
377
|
670
|
1 073
|
1 331
|
1 839
|
1 355
|
2 781
|
858
|
296
|
914
|
|
| Other Equity |
938
|
1 167
|
1 702
|
2 029
|
1 857
|
2 062
|
2 717
|
3 567
|
4 345
|
4 699
|
5 705
|
10 116
|
12 309
|
207
|
115
|
16 920
|
60
|
21
|
21 297
|
22 178
|
23 858
|
551
|
69
|
23 398
|
|
| Total Equity |
2 516
N/A
|
2 543
+1%
|
3 019
+19%
|
3 382
+12%
|
3 960
+17%
|
4 342
+10%
|
4 973
+15%
|
5 928
+19%
|
6 623
+12%
|
7 356
+11%
|
8 884
+21%
|
13 872
+56%
|
16 531
+19%
|
19 392
+17%
|
19 781
+2%
|
21 639
+9%
|
25 031
+16%
|
25 432
+2%
|
26 995
+6%
|
25 532
-5%
|
26 668
+4%
|
31 763
+19%
|
32 527
+2%
|
35 426
+9%
|
|
| Total Liabilities & Equity |
24 913
N/A
|
24 158
-3%
|
27 546
+14%
|
29 311
+6%
|
32 992
+13%
|
41 319
+25%
|
57 433
+39%
|
54 065
-6%
|
53 154
-2%
|
59 797
+12%
|
60 019
+0%
|
106 060
+77%
|
134 502
+27%
|
139 709
+4%
|
150 100
+7%
|
156 955
+5%
|
206 656
+32%
|
209 476
+1%
|
228 749
+9%
|
243 017
+6%
|
257 517
+6%
|
276 652
+7%
|
304 374
+10%
|
308 150
+1%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
73
|
73
|
73
|
73
|
73
|
73
|
73
|
73
|
73
|
73
|
75
|
94
|
99
|
99
|
99
|
99
|
102
|
102
|
102
|
102
|
102
|
102
|
102
|
102
|
|