AIB Group PLC

XMUN:A5G

Profit and capital: AIB reported profit after tax of EUR 939 million, with return on tangible equity of 23.2% and CET1 of 16.1%, supported by strong organic capital generation of about 170 bps.

Lending growth: New lending rose 10% to EUR 7.5 billion, gross loans grew 3% to EUR 74.5 billion, and management said it is on track to deliver full-year loan growth of about 5%.

Income resilience: Net interest margin held at 2.68% and management said net interest income should exceed EUR 3.8 billion in 2026, even with a more competitive deposit market.

Shareholder returns: The interim dividend was increased to EUR 0.19528 per share, up almost 60% year on year, while the EUR 1 billion buyback remains in progress with EUR 410 million completed by June.

Digital and AI: AIB said it is moving beyond AI experimentation and into operational use across hundreds of workflows, while its new mobile app was launched and will be fully rolled out by the end of October.

Strategic outlook: Management will refresh medium-term targets for the 2030 strategy next March, but said the next cycle will stay focused on customer service, business growth, and operational efficiency.