Rizal Commercial Banking Corp
XPHS:RCB
Balance Sheet
Balance Sheet Decomposition
Rizal Commercial Banking Corp
Rizal Commercial Banking Corp
Balance Sheet
Rizal Commercial Banking Corp
| Dec-2001 | Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
86 710
|
93 849
|
94 245
|
107 682
|
99 688
|
108 485
|
116 641
|
161 709
|
161 997
|
165 425
|
183 376
|
190 903
|
237 960
|
252 231
|
295 902
|
303 383
|
351 149
|
393 802
|
444 887
|
485 607
|
530 930
|
551 041
|
640 410
|
732 239
|
|
| Investments |
31 782
|
36 914
|
39 235
|
36 807
|
46 583
|
67 288
|
73 609
|
55 717
|
75 169
|
106 469
|
101 654
|
117 527
|
118 235
|
138 223
|
139 887
|
118 837
|
114 156
|
160 381
|
207 523
|
149 453
|
281 605
|
439 878
|
423 043
|
475 622
|
|
| PP&E Net |
4 285
|
4 213
|
4 075
|
15 382
|
14 998
|
13 372
|
11 265
|
11 417
|
9 821
|
5 826
|
14 113
|
7 507
|
8 814
|
7 031
|
7 602
|
8 876
|
8 946
|
8 415
|
11 059
|
13 062
|
12 660
|
11 264
|
9 129
|
8 033
|
|
| PP&E Gross |
4 285
|
4 213
|
4 075
|
15 382
|
14 998
|
13 372
|
11 265
|
11 417
|
9 821
|
5 826
|
14 113
|
7 507
|
8 814
|
7 031
|
7 602
|
8 876
|
8 946
|
8 415
|
11 059
|
13 062
|
12 660
|
11 264
|
9 129
|
8 033
|
|
| Accumulated Depreciation |
2 213
|
2 510
|
2 833
|
3 235
|
2 468
|
2 427
|
2 284
|
4 176
|
4 358
|
3 296
|
5 816
|
4 425
|
4 047
|
5 606
|
5 895
|
6 711
|
6 556
|
8 389
|
8 422
|
12 337
|
8 439
|
16 318
|
17 599
|
15 840
|
|
| Intangible Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
264
|
0
|
652
|
915
|
982
|
879
|
1 958
|
1 965
|
1 977
|
1 945
|
1 902
|
2 184
|
2 338
|
2 362
|
2 237
|
2 248
|
|
| Goodwill |
789
|
746
|
936
|
269
|
0
|
0
|
0
|
427
|
426
|
0
|
426
|
426
|
426
|
426
|
426
|
426
|
426
|
426
|
426
|
426
|
426
|
426
|
426
|
426
|
|
| Long-Term Investments |
0
|
0
|
0
|
1 942
|
2 074
|
2 050
|
4 173
|
4 294
|
4 022
|
3 489
|
3 613
|
3 946
|
333
|
321
|
363
|
383
|
417
|
423
|
444
|
339
|
344
|
379
|
509
|
600
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
308
|
592
|
213
|
3 263
|
6 065
|
3 490
|
3 025
|
5 346
|
7 226
|
8 501
|
7 180
|
10 278
|
12 707
|
|
| Other Assets |
18 578
|
19 827
|
17 577
|
10 496
|
12 726
|
14 001
|
13 648
|
15 490
|
16 803
|
9 347
|
9 509
|
5 918
|
6 055
|
5 958
|
8 014
|
6 792
|
8 535
|
10 644
|
9 832
|
10 849
|
12 839
|
426
|
22 156
|
21 743
|
|
| Total Assets |
158 815
N/A
|
179 165
+13%
|
184 052
+3%
|
181 636
-1%
|
184 221
+1%
|
223 710
+21%
|
239 098
+7%
|
268 270
+12%
|
288 516
+8%
|
315 673
+9%
|
345 267
+9%
|
363 339
+5%
|
421 869
+16%
|
457 905
+9%
|
516 061
+13%
|
521 193
+1%
|
553 988
+6%
|
644 595
+16%
|
767 079
+19%
|
772 106
+1%
|
959 133
+24%
|
1 154 108
+20%
|
1 238 332
+7%
|
1 360 153
+10%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
3 070
|
2 148
|
2 788
|
2 260
|
0
|
3 146
|
5 589
|
7 249
|
6 314
|
7 210
|
6 473
|
7 571
|
8 359
|
8 969
|
10 098
|
9 286
|
11 121
|
15 392
|
40 224
|
|
| Accrued Liabilities |
3 820
|
1 733
|
2 232
|
2 170
|
2 485
|
2 710
|
2 991
|
2 718
|
2 234
|
3 778
|
3 978
|
3 204
|
3 390
|
3 283
|
3 112
|
3 321
|
2 809
|
2 916
|
3 734
|
4 106
|
4 236
|
5 206
|
6 658
|
6 329
|
|
| Short-Term Debt |
8 518
|
25 092
|
19 571
|
16 930
|
22 066
|
24 323
|
18 471
|
27 455
|
16 617
|
29 982
|
28 942
|
26 387
|
39 895
|
39 799
|
49 404
|
37 643
|
43 967
|
56 001
|
101 606
|
13 167
|
55 904
|
66 660
|
50 858
|
86 616
|
|
| Total Deposits |
120 988
|
122 499
|
135 285
|
137 259
|
133 280
|
157 550
|
175 929
|
196 227
|
220 278
|
236 628
|
255 283
|
246 757
|
297 853
|
315 761
|
342 362
|
353 077
|
388 412
|
423 399
|
456 581
|
535 788
|
672 459
|
857 244
|
956 712
|
1 022 794
|
|
| Other Interest Bearing Liabilities |
6 915
|
6 836
|
1 233
|
773
|
286
|
3 630
|
1 010
|
320
|
271
|
0
|
377
|
375
|
233
|
388
|
418
|
822
|
405
|
880
|
1 464
|
1 150
|
4 634
|
4 587
|
1 467
|
116
|
|
| Other Current Liabilities |
0
|
0
|
0
|
0
|
0
|
126
|
96
|
69
|
180
|
0
|
157
|
252
|
214
|
384
|
421
|
444
|
499
|
597
|
476
|
727
|
987
|
571
|
1 337
|
1 301
|
|
| Total Current Liabilities |
12 338
|
26 825
|
21 803
|
19 100
|
24 551
|
30 229
|
23 706
|
33 030
|
21 291
|
33 760
|
36 223
|
35 432
|
50 748
|
49 780
|
60 147
|
47 881
|
54 846
|
67 873
|
114 785
|
28 098
|
70 413
|
83 558
|
74 245
|
134 470
|
|
| Long-Term Debt |
0
|
0
|
5 000
|
5 000
|
5 472
|
5 428
|
5 158
|
6 942
|
10 927
|
10 946
|
10 966
|
32 540
|
23 317
|
33 407
|
49 300
|
51 547
|
38 028
|
63 076
|
100 197
|
94 824
|
91 265
|
79 911
|
41 626
|
32 277
|
|
| Minority Interest |
319
|
347
|
304
|
141
|
117
|
283
|
312
|
44
|
4
|
142
|
195
|
30
|
23
|
22
|
24
|
26
|
28
|
26
|
19
|
17
|
18
|
8
|
6
|
6
|
|
| Other Liabilities |
5 755
|
7 146
|
7 981
|
7 604
|
7 923
|
3 481
|
4 274
|
4 113
|
5 203
|
8 178
|
4 572
|
6 073
|
4 910
|
5 438
|
5 705
|
5 733
|
5 270
|
8 197
|
11 202
|
10 868
|
9 282
|
12 447
|
12 007
|
12 005
|
|
| Total Liabilities |
146 315
N/A
|
163 654
+12%
|
171 606
+5%
|
169 877
-1%
|
171 394
+1%
|
200 035
+17%
|
209 766
+5%
|
240 589
+15%
|
257 966
+7%
|
289 654
+12%
|
307 616
+6%
|
321 207
+4%
|
377 084
+17%
|
404 796
+7%
|
457 956
+13%
|
459 086
+0%
|
486 989
+6%
|
563 451
+16%
|
684 248
+21%
|
670 745
-2%
|
848 071
+26%
|
1 037 755
+22%
|
1 086 063
+5%
|
1 201 668
+11%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
6 330
|
8 330
|
6 352
|
6 331
|
6 330
|
7 385
|
10 488
|
10 487
|
10 113
|
10 113
|
11 427
|
11 412
|
12 760
|
12 760
|
14 002
|
14 002
|
14 002
|
19 359
|
22 512
|
22 512
|
22 512
|
22 512
|
24 198
|
24 198
|
|
| Retained Earnings |
3 364
|
4 634
|
3 250
|
2 596
|
3 643
|
5 696
|
6 753
|
7 662
|
9 370
|
5 817
|
9 603
|
12 675
|
16 148
|
18 636
|
21 986
|
24 849
|
28 388
|
29 458
|
33 663
|
37 607
|
42 792
|
52 564
|
61 424
|
67 394
|
|
| Additional Paid In Capital |
2 379
|
2 379
|
2 119
|
2 651
|
2 651
|
2 651
|
6 104
|
6 104
|
6 572
|
6 040
|
9 382
|
9 397
|
16 148
|
16 148
|
22 635
|
22 635
|
22 635
|
32 061
|
42 568
|
42 568
|
42 505
|
42 493
|
58 228
|
58 228
|
|
| Unrealized Security Profit/Loss |
210
|
0
|
0
|
2
|
40
|
2 915
|
1 039
|
1 541
|
466
|
43
|
2 282
|
3 145
|
5 005
|
682
|
518
|
621
|
1 974
|
266
|
2 193
|
2 070
|
1 923
|
6 392
|
6 044
|
5 798
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
953
|
953
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
13 719
|
13 719
|
9 287
|
9 287
|
0
|
0
|
|
| Other Equity |
217
|
169
|
726
|
183
|
163
|
5 028
|
4 947
|
4 967
|
4 981
|
4 959
|
4 957
|
5 503
|
4 734
|
4 883
|
0
|
0
|
0
|
0
|
0
|
14 463
|
14 463
|
14 463
|
14 463
|
14 463
|
|
| Total Equity |
12 499
N/A
|
15 512
+24%
|
12 446
-20%
|
11 759
-6%
|
12 827
+9%
|
23 675
+85%
|
29 332
+24%
|
27 681
-6%
|
30 549
+10%
|
26 019
-15%
|
37 651
+45%
|
42 132
+12%
|
44 785
+6%
|
53 109
+19%
|
58 105
+9%
|
62 107
+7%
|
66 999
+8%
|
81 144
+21%
|
82 831
+2%
|
101 361
+22%
|
111 062
+10%
|
116 353
+5%
|
152 269
+31%
|
158 485
+4%
|
|
| Total Liabilities & Equity |
158 815
N/A
|
179 165
+13%
|
184 052
+3%
|
181 636
-1%
|
184 221
+1%
|
223 710
+21%
|
239 098
+7%
|
268 270
+12%
|
288 516
+8%
|
315 673
+9%
|
345 267
+9%
|
363 339
+5%
|
421 869
+16%
|
457 905
+9%
|
516 061
+13%
|
521 193
+1%
|
553 988
+6%
|
644 595
+16%
|
767 079
+19%
|
772 106
+1%
|
959 133
+24%
|
1 154 108
+20%
|
1 238 332
+7%
|
1 360 153
+10%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
465
|
679
|
679
|
679
|
679
|
679
|
1 033
|
1 033
|
1 009
|
1 063
|
1 224
|
1 224
|
1 369
|
1 369
|
1 502
|
1 502
|
1 502
|
1 936
|
1 936
|
1 936
|
2 037
|
2 037
|
2 420
|
2 420
|
|
| Preferred Shares Outstanding |
200
|
200
|
2
|
0
|
0
|
105
|
86
|
86
|
3
|
21
|
3
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|