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Price: 25 PHP Market Closed

Market Cap: ₱60.5B

Income Statement

Net Interest Income

Non Interest Income

Currency: PHP

		Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025
Revenue
Net Interest Income		5 200	5 945	6 175	6 529	7 166	7 391	7 824	8 315	7 258	7 659	8 160	8 109	8 819	8 818	8 432	8 596	8 470	8 796	9 358	9 696	10 268	10 534	10 812	10 895	10 996	10 824	10 772	10 901	10 832	10 987	10 951	11 072	11 402	11 736	12 082	12 559	13 311	14 111	14 726	14 955	14 967	14 735	14 832	15 194	15 577	16 175	16 187	15 970	15 707	15 643	16 269	16 993	18 021	18 689	19 070	19 723	20 489	21 119	21 602	22 190	22 368	23 392	24 545	25 651	26 281	26 446	27 070	27 786	28 831	30 417	31 234	31 622	16 053	16 979	33 629	35 922	38 027	40 315	42 501	45 249	49 093	52 410
Interest Income		11 813	12 693	13 211	13 910	14 723	14 949	15 512	15 737	15 328	15 415	15 405	15 202	15 330	15 254	15 067	15 266	15 660	16 273	16 683	16 786	16 770	16 582	16 711	16 850	17 018	16 770	16 644	16 875	17 037	17 594	18 071	18 359	18 757	18 749	18 544	18 558	18 824	19 328	19 848	20 086	20 200	20 094	20 317	20 855	21 520	22 407	22 838	23 031	23 137	23 116	23 696	24 287	25 118	26 139	27 281	28 827	30 933	33 269	35 545	37 045	37 578	38 019	37 909	37 805	36 952	35 872	35 559	36 054	37 111	38 952	40 198	42 219	0	17 298	66 289	54 461	73 760	76 795	79 083	81 206	83 179	84 514
Interest Expense		6 614	6 748	7 036	7 382	7 556	7 557	7 688	7 422	8 070	7 756	7 245	7 092	6 511	6 436	6 636	6 671	7 190	7 477	7 325	7 090	6 502	6 048	5 899	5 955	6 022	5 946	5 872	5 974	6 205	6 607	7 120	7 287	7 355	7 013	6 462	5 999	5 513	5 217	5 122	5 131	5 233	5 359	5 485	5 661	5 943	6 232	6 651	7 061	7 430	7 473	7 427	7 294	7 097	7 450	8 211	9 104	10 444	12 150	13 943	14 855	15 210	14 627	13 364	12 154	10 671	9 426	8 489	8 268	8 280	8 535	8 964	10 597	11 730	16 364	32 660	34 584	35 733	36 480	36 582	35 957	34 086	32 104
Non Interest Income		4 639	4 095	3 282	3 124	4 056	4 283	3 680	3 839	5 054	5 761	6 444	6 296	4 381	3 784	3 769	4 621	4 597	4 486	5 098	5 331	5 886	6 316	6 439	7 731	8 602	8 689	9 167	9 202	10 130	11 221	11 458	11 474	11 342	12 067	11 787	11 100	9 810	9 316	7 895	6 998	7 102	8 001	8 690	8 441	6 655	6 132	6 797	6 979	7 114	6 680	6 812	6 843	7 100	7 311	6 557	6 555	6 006	7 192	9 056	12 626	13 490	14 314	15 554	12 007	11 726	10 092	7 272	7 750	7 563	7 772	9 639	12 969	7 946	6 072	16 383	18 428	18 794	18 607	12 883	13 868	14 632	14 108
Revenue		9 839 N/A	10 040 +2%	9 457 -6%	9 653 +2%	11 222 +16%	11 674 +4%	11 504 -1%	12 154 +6%	12 312 +1%	13 420 +9%	14 604 +9%	14 405 -1%	13 200 -8%	12 602 -5%	12 201 -3%	13 217 +8%	13 067 -1%	13 282 +2%	14 456 +9%	15 027 +4%	16 154 +7%	16 850 +4%	17 251 +2%	18 626 +8%	19 598 +5%	19 513 0%	19 939 +2%	20 103 +1%	20 962 +4%	22 208 +6%	22 409 +1%	22 546 +1%	22 744 +1%	23 803 +5%	23 869 +0%	23 659 -1%	23 121 -2%	23 427 +1%	22 621 -3%	21 953 -3%	22 069 +1%	22 736 +3%	23 522 +3%	23 635 +0%	22 232 -6%	22 307 +0%	22 984 +3%	22 949 0%	22 821 -1%	22 323 -2%	23 081 +3%	23 836 +3%	25 121 +5%	26 000 +3%	25 627 -1%	26 278 +3%	26 495 +1%	28 311 +7%	30 658 +8%	34 816 +14%	35 858 +3%	37 706 +5%	40 099 +6%	37 658 -6%	38 007 +1%	36 538 -4%	34 342 -6%	35 536 +3%	36 394 +2%	38 189 +5%	40 873 +7%	44 591 +9%	23 999 -46%	23 051 -4%	50 012 +117%	54 350 +9%	56 821 +5%	58 922 +4%	55 384 -6%	59 117 +7%	63 725 +8%	66 518 +4%
Pre-Tax Income
Loan Loss Provision		(2 213)	(2 579)	(2 394)	(2 672)	(1 567)	(1 645)	(1 548)	(1 713)	(1 749)	(2 105)	(2 074)	(1 670)	(942)	(356)	(341)	(847)	(998)	(1 043)	(1 473)	(1 554)	(2 243)	(2 490)	(2 392)	(3 122)	(3 186)	(3 091)	(3 054)	(2 165)	(2 538)	(2 791)	(2 535)	(2 620)	(2 486)	(2 616)	(2 646)	(2 416)	(2 054)	(1 878)	(2 153)	(2 134)	(2 509)	(2 890)	(2 734)	(2 520)	(2 350)	(1 812)	(1 953)	(1 996)	(1 770)	(1 639)	(1 712)	(2 053)	(2 155)	(2 279)	(1 906)	(1 899)	(1 899)	(2 576)	(3 846)	(5 802)	(7 397)	(7 865)	(9 917)	(9 407)	(9 375)	(8 710)	(6 504)	(6 085)	(6 048)	(6 664)	(5 585)	(5 730)	(3 704)	(3 461)	(6 888)	(7 064)	(7 039)	(7 543)	(8 619)	(9 845)	(11 492)	(13 664)
Non Interest Expense		(6 517)	(6 338)	(6 024)	(5 813)	(7 698)	(7 526)	(7 575)	(7 763)	(8 047)	(8 149)	(8 486)	(8 552)	(8 168)	(8 130)	(8 001)	(8 766)	(8 976)	(9 234)	(9 728)	(9 475)	(9 831)	(10 077)	(10 304)	(10 536)	(11 085)	(11 123)	(11 615)	(12 254)	(12 454)	(12 902)	(13 055)	(13 309)	(13 557)	(14 082)	(14 227)	(14 093)	(14 474)	(14 420)	(14 555)	(14 682)	(14 236)	(14 679)	(14 883)	(15 250)	(15 061)	(15 591)	(16 267)	(17 104)	(17 355)	(17 638)	(17 734)	(17 289)	(17 815)	(18 415)	(18 824)	(19 484)	(19 403)	(20 155)	(20 563)	(21 339)	(21 798)	(22 123)	(22 437)	(22 065)	(22 139)	(22 485)	(22 368)	(22 766)	(22 535)	(22 934)	(23 968)	(25 032)	(14 076)	(14 791)	(29 609)	(35 275)	(35 923)	(38 100)	(33 777)	(35 933)	(38 561)	(38 615)
Pre-Tax Income		1 108 N/A	1 124 +1%	1 040 -7%	1 168 +12%	1 958 +68%	2 502 +28%	2 380 -5%	2 678 +13%	2 516 -6%	3 166 +26%	4 044 +28%	4 182 +3%	4 089 -2%	4 113 +1%	3 857 -6%	3 603 -7%	3 093 -14%	3 006 -3%	3 256 +8%	3 999 +23%	4 080 +2%	4 284 +5%	4 555 +6%	4 968 +9%	5 327 +7%	5 299 -1%	5 270 -1%	5 684 +8%	5 970 +5%	6 515 +9%	6 819 +5%	6 617 -3%	6 701 +1%	7 105 +6%	6 996 -2%	7 150 +2%	6 593 -8%	7 129 +8%	5 913 -17%	5 137 -13%	5 324 +4%	5 167 -3%	5 905 +14%	5 865 -1%	4 821 -18%	4 904 +2%	4 764 -3%	3 849 -19%	3 696 -4%	3 046 -18%	3 635 +19%	4 494 +24%	5 151 +15%	5 306 +3%	4 897 -8%	4 895 0%	5 193 +6%	5 580 +7%	6 249 +12%	7 675 +23%	6 663 -13%	7 718 +16%	7 745 +0%	6 186 -20%	6 493 +5%	5 343 -18%	5 470 +2%	6 685 +22%	7 811 +17%	8 591 +10%	11 320 +32%	13 829 +22%	6 219 -55%	4 799 -23%	13 515 +182%	12 011 -11%	13 859 +15%	13 279 -4%	12 988 -2%	13 339 +3%	13 672 +2%	14 239 +4%
Net Income
Tax Provision		(21)	(274)	(646)	(367)	(954)	(531)	(571)	(659)	(627)	(695)	(752)	(753)	(846)	(856)	(888)	(960)	(920)	(897)	(931)	(939)	(745)	(750)	(794)	(789)	(1 014)	(993)	(893)	(996)	(915)	(955)	(989)	(873)	(745)	(907)	(876)	(1 262)	(1 259)	(1 038)	(1 130)	(756)	(914)	(930)	(840)	(831)	307	424	447	1 146	174	23	(28)	(722)	(841)	(867)	(772)	(781)	(872)	(1 087)	(1 429)	(2 051)	(1 275)	(1 326)	(1 909)	(1 310)	(1 475)	(1 054)	(235)	(330)	(728)	(947)	(1 429)	(2 026)	287	595	(1 298)	(1 229)	(3 412)	(3 878)	(3 468)	(3 593)	(3 255)	(2 756)
Income from Continuing Operations		1 088	849	393	801	1 003	1 970	1 809	2 018	1 889	2 470	3 290	3 428	3 244	3 257	2 969	2 642	2 173	2 108	2 324	3 060	3 335	3 534	3 761	4 179	4 313	4 306	4 377	4 688	5 055	5 560	5 830	5 744	5 956	6 198	6 120	5 888	5 334	6 091	4 783	4 381	4 410	4 237	5 065	5 034	5 128	5 328	5 211	4 995	3 870	3 069	3 607	3 772	4 310	4 439	4 125	4 114	4 321	4 493	4 820	5 624	5 388	6 392	5 836	4 876	5 018	4 289	5 235	6 355	7 083	7 644	9 891	11 803	6 506	5 394	12 217	10 782	10 447	9 401	9 520	9 746	10 417	11 483
Income to Minority Interest		158	141	123	111	257	151	158	187	163	90	46	(13)	(36)	(104)	(41)	(34)	(19)	54	(6)	(7)	(7)	(6)	(7)	(7)	(33)	(10)	(13)	(25)	(26)	(26)	(22)	(13)	(7)	(6)	(9)	(9)	(13)	0	0	(3)	1	0	1	1	1	1	0	0	(2)	(2)	(3)	(4)	(2)	(4)	(3)	(2)	(1)	0	1	1	(1)	1	0	1	2	2	2	0	(1)	(1)	(1)	0	0	0	1	0	0	0	0	0	1	1
Net Income (Common)		1 246 N/A	991 -20%	517 -48%	912 +76%	1 260 +38%	2 123 +68%	1 968 -7%	2 206 +12%	2 053 -7%	2 560 +25%	3 337 +30%	3 416 +2%	2 663 -22%	2 593 -3%	2 301 -11%	1 970 -14%	1 657 -16%	1 667 +1%	1 858 +11%	2 603 +40%	2 841 +9%	3 057 +8%	3 315 +8%	3 734 +13%	3 848 +3%	3 863 +0%	3 931 +2%	4 230 +8%	4 601 +9%	5 106 +11%	5 380 +5%	5 303 -1%	5 535 +4%	5 778 +4%	5 697 -1%	5 465 -4%	4 903 -10%	5 660 +15%	4 359 -23%	3 962 -9%	3 969 +0%	3 797 -4%	4 624 +22%	4 593 -1%	4 910 +7%	5 110 +4%	4 992 -2%	4 776 -4%	3 868 -19%	3 068 -21%	3 605 +18%	3 769 +5%	4 308 +14%	4 435 +3%	4 122 -7%	4 112 0%	4 320 +5%	4 493 +4%	4 821 +7%	5 625 +17%	5 387 -4%	6 392 +19%	5 836 -9%	4 877 -16%	4 700 -4%	3 973 -15%	4 918 +24%	6 036 +23%	6 118 +1%	6 679 +9%	8 926 +34%	10 839 +21%	6 506 -40%	5 394 -17%	11 150 +107%	9 714 -13%	9 379 -3%	8 333 -11%	8 424 +1%	8 650 +3%	9 322 +8%	10 388 +11%
EPS (Diluted)		1.83 N/A	1.47 -20%	0.77 -48%	1.35 +75%	1.85 +37%	3.12 +69%	2.89 -7%	3.24 +12%	2.62 -19%	3.18 +21%	3.63 +14%	3.57 -2%	2.64 -26%	2.06 -22%	3.21 +56%	2.01 -37%	1.55 -23%	1.56 +1%	2.07 +33%	2.65 +28%	2.85 +8%	3.02 +6%	3.28 +9%	3.7 +13%	3.81 +3%	3.82 +0%	3.61 -5%	4.02 +11%	4.15 +3%	4.17 +0%	4.39 +5%	4.33 -1%	4.52 +4%	4.66 +3%	4.52 -3%	4.22 -7%	3.68 -13%	4.13 +12%	3.14 -24%	2.89 -8%	2.9 +0%	2.77 -4%	3.07 +11%	3.23 +5%	3.36 +4%	3.4 +1%	3.32 -2%	3.17 -5%	2.57 -19%	2.04 -21%	2.39 +17%	2.5 +5%	2.87 +15%	2.94 +2%	1.72 -41%	2.12 +23%	2.62 +24%	2.32 -11%	2.49 +7%	2.9 +16%	2.78 -4%	3.3 +19%	3.01 -9%	2.51 -17%	2.43 -3%	2.05 -16%	2.54 +24%	3.03 +19%	3.09 +2%	3.27 +6%	4.38 +34%	5.32 +21%	3.19 -40%	4.2 +32%	5.07 +21%	4.01 -21%	3.87 -3%	5.79 +50%	3.48 -40%	12.82 +268%	3.85 -70%	10.49 +172%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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