` Comparison: B4P, BAJFINANCE - Alpha Spread

B
B4P
vs
BAJFINANCE

Over the past 12 months, B4P has outperformed BAJFINANCE, delivering a return of +70% compared to the BAJFINANCE's +54% growth.

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B4P
BAJFINANCE
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Stocks Compared:
B4P BAJFINANCE
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Valuation Comparison

B4P Intrinsic Value
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BAJFINANCE Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
B
Beforepay Group Ltd
ASX:B4P
2.75 AUD
Bajaj Finance Ltd
NSE:BAJFINANCE
1 026.4 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
B4P, BAJFINANCE

B4P
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
B
Beforepay Group Ltd
Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
B4P, BAJFINANCE

B4P
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
B
Beforepay Group Ltd
ASX:B4P
Bajaj Finance Ltd
NSE:BAJFINANCE
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What is Free Cash Flow?

Gross Margin

B4P
96.2%
BAJFINANCE
60.5%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Beforepay Group Ltd
Bajaj Finance Ltd

Operating Margin

B4P
27.3%
BAJFINANCE
43%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Beforepay Group Ltd
Bajaj Finance Ltd

Net Margin

B4P
16.7%
BAJFINANCE
24.2%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Beforepay Group Ltd
Bajaj Finance Ltd

FCF Margin

B4P
11.9%
BAJFINANCE
-87.2%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Beforepay Group Ltd
Bajaj Finance Ltd

ROE

B4P
19.3%
BAJFINANCE
19.3%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Beforepay Group Ltd
Bajaj Finance Ltd

ROA

B4P
9%
BAJFINANCE
3.9%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Beforepay Group Ltd
Bajaj Finance Ltd

ROIC

B4P
24.3%
BAJFINANCE
5.5%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Beforepay Group Ltd
Bajaj Finance Ltd

ROCE

B4P
15.8%
BAJFINANCE
8.3%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Beforepay Group Ltd
Bajaj Finance Ltd

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
B4P, BAJFINANCE

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B4P
BAJFINANCE
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Performance Gap
B4P, BAJFINANCE

Performance Gap Between B4P and BAJFINANCE
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Performance By Year
B4P, BAJFINANCE

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