` Comparison: PGL, SYF - Alpha Spread

PGL
vs
SYF

Over the past 12 months, PGL has underperformed SYF, delivering a return of 0% compared to the SYF's +30% growth.

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PGL
SYF
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Stocks Compared:
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Valuation Comparison

PGL Intrinsic Value
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SYF Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Prospa Group Ltd
ASX:PGL
0.445 AUD
Synchrony Financial
NYSE:SYF
86.74 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
PGL, SYF

PGL
SYF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Prospa Group Ltd
Revenue
Synchrony Financial
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PGL, SYF

PGL
SYF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Prospa Group Ltd
ASX:PGL
Synchrony Financial
NYSE:SYF
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

PGL
75.9%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Prospa Group Ltd
Synchrony Financial
Not applicable for financial companies

Operating Margin

PGL
-16.9%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Prospa Group Ltd
Synchrony Financial
Not applicable for financial companies

Net Margin

PGL
-11.9%
SYF
18.6%

FCF Margin

PGL
22%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Prospa Group Ltd
Synchrony Financial
Not applicable for financial companies

ROE

PGL
-28.6%
SYF
21.1%

ROA

PGL
-3.6%
SYF
3%

ROIC

PGL
-3.7%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Prospa Group Ltd
Synchrony Financial
Not applicable for financial companies

ROCE

PGL
-5.2%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Prospa Group Ltd
Synchrony Financial
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PGL, SYF

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PGL
SYF
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Performance Gap
PGL, SYF

Performance Gap Between PGL and SYF
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Performance By Year
PGL, SYF

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PGL
SYF
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