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Synchrony Financial
NYSE:SYF

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Synchrony Financial
NYSE:SYF
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Price: 37.22 USD -0.16% Market Closed
Updated: Dec 1, 2022

Intrinsic Value

The intrinsic value of one SYF stock under the Base Case scenario is 65.44 USD. Compared to the current market price of 37.22 USD, Synchrony Financial is Undervalued by 43%.

The Intrinsic Value is calculated as the average of the two valuation methods:

SYF Intrinsic Value
Base Case
65.44 USD
Undervaluation 43%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Wall St
Price Targets

SYF Price Targets Summary
Synchrony Financial

Wall Street analysts forecast SYF stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for SYF is 40.21 USD .

Lowest
Price Target
Not Available
Average
Price Target
40.21 USD
8% Upside
Highest
Price Target
Not Available
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

SYF Competitors
Synchrony Financial

Ownership

SYF Shareholders
Major Shareholders

Insiders don't own a significant part of the company.

Top 25 shareholders own 55.13% of the company. Insiders own 1.29%. The biggest insider is Keane Margaret M (See remarks), who owns 0.3684% of Synchrony Financial.

Insiders
1.29%
Institutions
80.5%
Other
18.21%
Insiders
1.29%
Keane Margaret M
See remarks
Ownership
0.3684%
Market Value
61.8M USD
Shares
1 659 849
Doubles Brian D
See remarks
Ownership
0.1876%
Market Value
31.5M USD
Shares
845 278
Greig Henry F
See remarks
Ownership
0.0963%
Market Value
16.1M USD
Shares
433 865
Quindlen Thomas M
See remarks
Ownership
0.0734%
Market Value
12.3M USD
Shares
330 727
Mehta Neeraj
See remarks
Ownership
0.0704%
Market Value
11.8M USD
Shares
317 123
Mothner Jonathan S
See remarks
Ownership
0.0552%
Market Value
9.3M USD
Shares
248 896
Wenzel Brian J. Sr.
See remarks
Ownership
0.0493%
Market Value
8.3M USD
Shares
222 198
Howse Curtis
See remarks
Ownership
0.0361%
Market Value
6M USD
Shares
162 543
Whynott Paul
See remarks
Ownership
0.0353%
Market Value
5.9M USD
Shares
158 913
Casellas Alberto
See remarks
Ownership
0.0342%
Market Value
5.7M USD
Shares
153 880
Juel Carol
See remarks
Ownership
0.0318%
Market Value
5.3M USD
Shares
143 161
Fasoli David
See remarks
Ownership
0.0312%
Market Value
5.2M USD
Shares
140 774
Naylor Jeffrey G
Director
Ownership
0.0305%
Market Value
5.1M USD
Shares
137 402
Graylin Will W
Director
Ownership
0.0266%
Market Value
4.5M USD
Shares
119 820
Schaller Bart
See remarks
Ownership
0.0248%
Market Value
4.2M USD
Shares
111 560
Hartnack Richard C
Director
Ownership
0.0225%
Market Value
3.8M USD
Shares
101 278
Guthrie Roy A
Director
Ownership
0.0207%
Market Value
3.5M USD
Shares
93 402
Coviello Arthur W Jr
Director
Ownership
0.0167%
Market Value
2.8M USD
Shares
75 178
Richie Laurel
Director
Ownership
0.0153%
Market Value
2.6M USD
Shares
69 006
Alves Paget Leonard
Director
Ownership
0.0148%
Market Value
2.5M USD
Shares
66 806
Snowe Olympia J.
Director
Ownership
0.0139%
Market Value
2.3M USD
Shares
62 780
Parker P.w.
Director
Ownership
0.0087%
Market Value
1.5M USD
Shares
39 040
Zane Ellen M
Director
Ownership
0.0077%
Market Value
1.3M USD
Shares
34 548
Melito David P
See remarks
Ownership
0.0069%
Market Value
1.2M USD
Shares
30 934
Aguirre Fernando
Director
Ownership
0.0068%
Market Value
1.1M USD
Shares
30 614
Chytil Kamila K
Director
Ownership
0.0013%
Market Value
222k USD
Shares
5 954
Institutions
80.5%
Back

SYF Insider Trading
Buy and sell transactions by insiders

Synchrony Financial insiders have only sold shares in the past 12 months.

During the last 12 months Synchrony Financial insiders have not bought any shares, and sold 12.2M USD worth of shares. The last transaction was made on Dec 1, 2022 by Juel Carol (See remarks), who sold 2.5M USD worth of SYF shares.

Sold
0-3
months
4.6M USD
3
3-6
months
4.2M USD
1
6-9
months
2M USD
2
9-12
months
1.3M USD
1
Bought
0-3
months
0
0 USD
3-6
months
0
0 USD
6-9
months
0
0 USD
9-12
months
0
0 USD
Cumulative Transactions Amount
Period Sold Bought Net
3 Months
4.6M USD
N/A
-4.6M
6 Months
8.8M USD
N/A
-8.8M
9 Months
10.8M USD
N/A
-10.8M
12 Months
12.2M USD
N/A
-12.2M
Purchases
20
Sales
90
Why is insider trading important?

Shareholder Return

SYF Price
Synchrony Financial

1M 1M
+4%
6M 6M
+4%
1Y 1Y
-13%
3Y 3Y
+8%
5Y 5Y
+17%
Annual Price Range
37.22
52w Low
27.43
52w High
48.58
Price Metrics
Average Annual Return 5.72%
Standard Deviation of Annual Returns 36.81%
Max Drawdown -66%

Company Profile

Synchrony Financial

Country

United States of America

Industry

Financial Services

Market Cap

17.1B USD

Dividend Yield

2.48%

Description

Synchrony Financial engages in the provision of consumer financial services. The company is headquartered in Stamford, Connecticut and currently employs 18,000 full-time employees. The company went IPO on 2014-07-31. The company is focused on delivering digitally enabled product suites. The company primarily offers private label, dual card, co-brand and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through its subsidiary Synchrony Bank (the Bank). The company offers a range of deposit products, such as certificates of deposit, individual retirement accounts (IRAs), money market accounts and savings accounts. The company also take deposits at the Bank through third-party securities brokerage firm that offer its insured deposit products to their customers. The company provides label and co-branded credit cards, and installment loans to retailers. The company offers financing programs across key industries, including digital, health and wellness, retail, home, auto, powersports, jewelry, and pets. The company offers its credit products through five sales platforms: Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle.

Contact

CONNECTICUT
Stamford
777 Long Ridge Rd
+12035856730.0
https://www.synchrony.com/

IPO

2014-07-31

Employees

18 000

Officers

Exec. Chair of the Board
Ms. Margaret M. Keane
Pres, CEO & Director
Mr. Brian D. Doubles
Exec. VP & CFO
Mr. Brian J. Wenzel Sr.
Exec. VP & Chief Technology and Operating Officer
Ms. Carol D. Juel
Exec. VP and CEO of Diversified, Value & Lifestyle Platforms
Mr. Thomas M. Quindlen
Exec. VP and CEO of Health & Wellness
Mr. Alberto Casellas
Show More
Sr. VP, Chief Accounting Officer & Controller
Mr. David P. Melito
Sr. VP of Investor Relations
Ms. Kathryn Harmon Miller
Exec. VP, Gen. Counsel & Sec.
Mr. Jonathan S. Mothner Esq.
EVP, Chief Strategy Officer & Corp. Devel. Leader
Ms. Trish Mosconi
Show Less

See Also

Similar Stocks
What is the Intrinsic Value of one SYF stock?

The intrinsic value of one SYF stock under the Base Case scenario is 65.44 USD.

Is SYF stock undervalued or overvalued?

Compared to the current market price of 37.22 USD, Synchrony Financial is Undervalued by 43%.