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Intrinsic Value

Is SYF undervalued or overvalued?

See the intrinsic value estimate for Synchrony Financial and find out whether today’s valuation is cheap or expensive by its own historical standards.

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SYF Intrinsic Value
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Today vs. history

SYF looks undervalued.
But is it cheap by its own standards?

See how today’s valuation compares with SYF’s past valuations and how the stock performed after similar periods.

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Intrinsic Value Locked
Margin of Safety 20% Locked
Current Price $75.08
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Fundamental Analysis

What Synchrony Financial Does

Financial Services Financials

Synchrony Financial is a consumer finance company that helps people pay for purchases over time. It mainly issues private-label credit cards and other financing products that are tied to stores, healthcare providers, home-improvement businesses, and other merchants. For shoppers, it is the lender behind the checkout screen; for business partners, it is a way to offer financing without building a lending operation themselves.

Headquarters
United States of America US
Employees
20 000
IPO date
Jul 31, 2014
Read the full company overview
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Synchrony Financial has no economic moat

No Moat Narrow Wide

Customers and retail partners can choose among many ways to borrow or pay, so Synchrony has no strong barrier keeping them from competing providers. Its cards and financing options compete on features like pricing, rewards, credit limits and service rather than on a hard-to-copy advantage.

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Financials
Efficiency

Wall St Price Targets

Capital Returns

Buyback Yield
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Competitive Landscape

Ownership

SYF Insider Trading
Buy and sell transactions by insiders

What is the Intrinsic Value of one SYF stock?

The intrinsic value for Synchrony Financial (SYF) under the Base Case is hidden USD.

Is SYF stock undervalued or overvalued?

Compared with the current market price of 75.08 USD, the stock appears hidden.

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