` Comparison: OTP, SBK - Alpha Spread

O
OTP
vs
S
SBK

Over the past 12 months, OTP has significantly outperformed SBK, delivering a return of +87% compared to the SBK's +33% growth.

Valuation Growth Profitability Solvency Stocks Performance
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OTP
SBK
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Stocks Compared:
OTP SBK
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Valuation Comparison

OTP Intrinsic Value
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SBK Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
O
OTP Bank Nyrt
F:OTP
97.32 EUR
S
Standard Bank Group Ltd
JSE:SBK
29 249 Zac
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
OTP, SBK

OTP
SBK
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
O
OTP Bank Nyrt
Revenue
S
Standard Bank Group Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
OTP, SBK

OTP
SBK
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
O
OTP Bank Nyrt
F:OTP
FCF is not applicable for financial companies
S
Standard Bank Group Ltd
JSE:SBK
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

OTP
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

Operating Margin

OTP
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

Net Margin

OTP
32.7%
SBK
17.6%
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
S
Standard Bank Group Ltd

FCF Margin

OTP
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

ROE

OTP
22.2%
SBK
16.8%
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
S
Standard Bank Group Ltd

ROA

OTP
2.5%
SBK
1.4%
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
S
Standard Bank Group Ltd

ROIC

OTP
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

ROCE

OTP
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
OTP, SBK

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OTP
SBK
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
OTP, SBK

Performance Gap Between OTP and SBK
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Performance By Year
OTP, SBK

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OTP
SBK
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