` 2858 (Yixin Group Ltd) vs DFS (Discover Financial Services) Comparison - Alpha Spread

2858
vs
DFS

Over the past 12 months, Yixin Group Ltd has outperformed DFS, delivering a return of +23% compared to the DFS's +21% growth.

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2858
DFS
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Valuation Comparison

Intrinsic Value
3.8 HKD
Undervaluation 43%
Intrinsic Value
Price HK$2.16
DFS Intrinsic Value
219.33 USD
Undervaluation 9%
Intrinsic Value
Price $200.05
Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
Yixin Group Ltd
HKEX:2858
2.16 HKD
Discover Financial Services
NYSE:DFS
200.05 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
2858, DFS

2858
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Yixin Group Ltd
Revenue
Discover Financial Services
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
2858, DFS

2858
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Yixin Group Ltd
HKEX:2858
Discover Financial Services
NYSE:DFS
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

Yixin Group Ltd
55.9%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Yixin Group Ltd
Discover Financial Services
Not applicable for financial companies

Operating Margin

Yixin Group Ltd
16.1%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Yixin Group Ltd
Discover Financial Services
Not applicable for financial companies

Net Margin

Yixin Group Ltd
10.4%
DFS
24.9%

FCF Margin

Yixin Group Ltd
-7.3%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Yixin Group Ltd
Discover Financial Services
Not applicable for financial companies

ROE

Yixin Group Ltd
7.2%
DFS
32.8%

ROA

Yixin Group Ltd
2.3%
DFS
3.7%

ROIC

Yixin Group Ltd
2.8%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Yixin Group Ltd
Discover Financial Services
Not applicable for financial companies

ROCE

Yixin Group Ltd
5.9%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Yixin Group Ltd
Discover Financial Services
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
2858, DFS

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Performance Gap
2858, DFS

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2858
DFS
Difference
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Performance By Year
2858, DFS

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2858
DFS
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Compare 2858 to other stocks
AXP
American Express Co
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vs Yixin Group Ltd
BAJFINANCE
Bajaj Finance Ltd
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vs Yixin Group Ltd
SYF
Synchrony Financial
More expensive
vs Yixin Group Ltd
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett