` Comparison: ADMF vs DFS - Alpha Spread
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ADMF
vs
DFS

Over the past 12 months, ADMF has underperformed DFS, delivering a return of -5% compared to the DFS's +4% growth.

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ADMF
DFS
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Stocks Compared:
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Valuation Comparison

ADMF Intrinsic Value
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DFS Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
A
Adira Dinamika Multi Finance Tbk PT
IDX:ADMF
8 775 IDR
Discover Financial Services
NYSE:DFS
200.05 USD
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Growth Comparison

Growth Over Time
ADMF, DFS

ADMF
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
A
Adira Dinamika Multi Finance Tbk PT
Revenue
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Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
ADMF, DFS

ADMF
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
A
Adira Dinamika Multi Finance Tbk PT
IDX:ADMF
Discover Financial Services
NYSE:DFS
FCF is not applicable for financial companies
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Gross Margin

ADMF
0%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
A
Adira Dinamika Multi Finance Tbk PT
Discover Financial Services
Not applicable for financial companies

Operating Margin

ADMF
29.9%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
A
Adira Dinamika Multi Finance Tbk PT
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Not applicable for financial companies

Net Margin

ADMF
13.2%
DFS
24.9%

FCF Margin

ADMF
15.9%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
A
Adira Dinamika Multi Finance Tbk PT
Discover Financial Services
Not applicable for financial companies

ROE

ADMF
10.7%
DFS
32.8%

ROA

ADMF
3.7%
DFS
3.7%

ROIC

ADMF
7.1%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
A
Adira Dinamika Multi Finance Tbk PT
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Not applicable for financial companies

ROCE

ADMF
10.1%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
A
Adira Dinamika Multi Finance Tbk PT
Discover Financial Services
Not applicable for financial companies

Solvency Comparison

A
Adira Dinamika Multi Finance Tbk...
Equity Waterfall
Assets
Liabilities
Equity
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Equity Waterfall
Assets
Liabilities
Equity
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
ADMF, DFS

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ADMF
DFS
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Performance Gap
ADMF, DFS

Performance Gap Between ADMF and DFS
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Performance By Year
ADMF, DFS

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ADMF
DFS
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