` Comparison: BINA vs BAC - Alpha Spread

BINA
vs
BAC

Over the past 12 months, BINA has underperformed BAC, delivering a return of -1% compared to the BAC's +43% growth.

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BINA
BAC
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Valuation Comparison

BINA Intrinsic Value
173.83 IDR
Overvaluation 96%
Intrinsic Value
Price Rp4 250
BAC Intrinsic Value
67.28 USD
Undervaluation 22%
Intrinsic Value
Price $52.54
Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
Bank Ina Perdana Tbk PT
IDX:BINA
4 250 IDR
Bank of America Corp
NYSE:BAC
52.54 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
BINA, BAC

BINA
BAC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Bank Ina Perdana Tbk PT
Revenue
Bank of America Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
BINA, BAC

BINA
BAC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Bank Ina Perdana Tbk PT
IDX:BINA
FCF is not applicable for financial companies
Bank of America Corp
NYSE:BAC
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

BINA
BAC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ina Perdana Tbk PT
Not applicable for financial companies
Bank of America Corp
Not applicable for financial companies

Operating Margin

BINA
BAC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ina Perdana Tbk PT
Not applicable for financial companies
Bank of America Corp
Not applicable for financial companies

Net Margin

BINA
0.6%
BAC
25.7%

FCF Margin

BINA
BAC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ina Perdana Tbk PT
Not applicable for financial companies
Bank of America Corp
Not applicable for financial companies

ROE

BINA
0.1%
BAC
9.7%

ROA

BINA
0%
BAC
0.9%

ROIC

BINA
BAC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ina Perdana Tbk PT
Not applicable for financial companies
Bank of America Corp
Not applicable for financial companies

ROCE

BINA
BAC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank Ina Perdana Tbk PT
Not applicable for financial companies
Bank of America Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
BINA, BAC

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Performance Gap
BINA, BAC

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BINA
BAC
Difference
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Performance By Year
BINA, BAC

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BINA
BAC
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JPMorgan Chase & Co
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Capitec Bank Holdings Ltd
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Industrial and Commercial Bank...
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett