` Comparison: IMJS vs SYF - Alpha Spread
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I
IMJS
vs
SYF

Over the past 12 months, IMJS has underperformed SYF, delivering a return of +10% compared to the SYF's +20% growth.

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IMJS
SYF
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Stocks Compared:
IMJS SYF
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Valuation Comparison

IMJS Intrinsic Value
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SYF Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
I
Indomobil Multi Jasa Tbk PT
IDX:IMJS
204 IDR
Synchrony Financial
NYSE:SYF
72.95 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
IMJS, SYF

IMJS
SYF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
I
Indomobil Multi Jasa Tbk PT
Revenue
Synchrony Financial
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
IMJS, SYF

IMJS
SYF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
I
Indomobil Multi Jasa Tbk PT
IDX:IMJS
Synchrony Financial
NYSE:SYF
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

IMJS
38.7%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
I
Indomobil Multi Jasa Tbk PT
Synchrony Financial
Not applicable for financial companies

Operating Margin

IMJS
18.4%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
I
Indomobil Multi Jasa Tbk PT
Synchrony Financial
Not applicable for financial companies

Net Margin

IMJS
4%
SYF
18.3%

FCF Margin

IMJS
-18.9%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
I
Indomobil Multi Jasa Tbk PT
Synchrony Financial
Not applicable for financial companies

ROE

IMJS
5.1%
SYF
20.8%

ROA

IMJS
0.7%
SYF
2.9%

ROIC

IMJS
2.2%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
I
Indomobil Multi Jasa Tbk PT
Synchrony Financial
Not applicable for financial companies

ROCE

IMJS
5.5%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
I
Indomobil Multi Jasa Tbk PT
Synchrony Financial
Not applicable for financial companies

Solvency Comparison

I
Indomobil Multi Jasa Tbk PT
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Synchrony Financial
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
IMJS, SYF

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IMJS
SYF
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Performance Gap
IMJS, SYF

Performance Gap Between IMJS and SYF
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Performance By Year
IMJS, SYF

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IMJS
SYF
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