` Comparison: APP vs BAJFINANCE - Alpha Spread
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APP
vs
BAJFINANCE

Over the past 12 months, APP has underperformed BAJFINANCE, delivering a return of 0% compared to the BAJFINANCE's +17% growth.

Valuation Growth Profitability Solvency Stocks Performance
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APP
BAJFINANCE
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Stocks Compared:
APP BAJFINANCE
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Valuation Comparison

APP Intrinsic Value
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BAJFINANCE Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Appreciate Group PLC
LSE:APP
42.2 GBX
Bajaj Finance Ltd
NSE:BAJFINANCE
979.8 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
APP, BAJFINANCE

APP
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Appreciate Group PLC
Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
APP, BAJFINANCE

APP
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Appreciate Group PLC
LSE:APP
Bajaj Finance Ltd
NSE:BAJFINANCE
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What is Free Cash Flow?

Gross Margin

APP
25.2%
BAJFINANCE
60.5%

Operating Margin

APP
4.9%
BAJFINANCE
43.2%

Net Margin

APP
4.2%
BAJFINANCE
22.9%

FCF Margin

APP
12.8%
BAJFINANCE
-83.6%

ROE

APP
43.1%
BAJFINANCE
19%

ROA

APP
2.1%
BAJFINANCE
3.9%

ROIC

APP
5.1%
BAJFINANCE
5.8%

ROCE

APP
35.4%
BAJFINANCE
8.7%

Solvency Comparison

Appreciate Group PLC
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Bajaj Finance Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
APP, BAJFINANCE

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BAJFINANCE
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
APP, BAJFINANCE

Performance Gap Between APP and BAJFINANCE
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Performance By Year
APP, BAJFINANCE

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APP
BAJFINANCE
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