` Comparison: OTPD vs CPI - Alpha Spread

O
OTPD
vs
C
CPI

Over the past 12 months, OTPD has underperformed CPI, delivering a return of -23% compared to the CPI's +46% growth.

Start AI Comparison

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
OTPD
CPI
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Smart Verdict is Ready!
See Who Stands Out.
All the numbers, charts, and metrics summarized into one smart verdict.
Stocks Compared:
Show Comparison Results
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

O
OTPD Intrinsic Value
18.37 USD
Undervaluation 7%
Intrinsic Value
Price
C
CPI Intrinsic Value
248 404.19 Zac
Overvaluation 44%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
O
OTP Bank Nyrt
LSE:OTPD
17 USD
C
Capitec Bank Holdings Ltd
JSE:CPI
447 349 Zac
No Stocks Selected

Compare the stock's valuation with its competitors.

Select Stocks to Compare
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
OTPD, CPI

OTPD
CPI
Add Stock
Revenue
www.alphaspread.com
No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
O
OTP Bank Nyrt
Revenue
C
Capitec Bank Holdings Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare

Profitability Comparison

Free Cash Flow
OTPD, CPI

OTPD
CPI
Add Stock
Free Cash Flow
www.alphaspread.com
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
O
OTP Bank Nyrt
LSE:OTPD
FCF is not applicable for financial companies
C
Capitec Bank Holdings Ltd
JSE:CPI
FCF is not applicable for financial companies
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
What is Free Cash Flow?

Gross Margin

OTPD
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Operating Margin

OTPD
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Net Margin

OTPD
32.7%
CPI
24.6%
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
C
Capitec Bank Holdings Ltd

FCF Margin

OTPD
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

ROE

OTPD
22.1%
CPI
30.7%
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
C
Capitec Bank Holdings Ltd

ROA

OTPD
2.5%
CPI
6.5%
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
C
Capitec Bank Holdings Ltd

ROIC

OTPD
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

ROCE

OTPD
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
O
OTP Bank Nyrt
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Solvency Comparison

No Stocks Selected

Compare company's equity waterfall with its competitors.

Select Stocks to Compare
Balance Sheet Comparison
No Stocks Selected

Compare company's balance sheet with its competitors.

Select Stocks to Compare

Stocks Performance

Stocks Performance
OTPD, CPI

Loading
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

Performance Gap
OTPD, CPI

Loading
OTPD
CPI
Difference
www.alphaspread.com

Performance By Year
OTPD, CPI

Loading
OTPD
CPI
Add Stock
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare OTPD to other stocks
JPM
JPMorgan Chase & Co
More expensive
vs OTPD
SBK
Standard Bank Group Ltd
S
More expensive
vs OTPD
601398
Industrial and Commercial Bank...
Cheaper
vs OTPD
BAC
Bank of America Corp
Cheaper
vs OTPD
Unlock Full Access to Alpha Spread
Create Free Account
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett