` Comparison: SUS, DFS - Alpha Spread

SUS
vs
DFS

Over the past 12 months, SUS has significantly outperformed DFS, delivering a return of +53% compared to the DFS's +13% growth.

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SUS
DFS
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Valuation Comparison

SUS Intrinsic Value
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DFS Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
S&U PLC
LSE:SUS
2 210 GBX
Discover Financial Services
NYSE:DFS
200.05 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
SUS, DFS

SUS
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
S&U PLC
Revenue
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Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
SUS, DFS

SUS
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
S&U PLC
LSE:SUS
Discover Financial Services
NYSE:DFS
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Gross Margin

SUS
84.8%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Discover Financial Services
Not applicable for financial companies

Operating Margin

SUS
41.7%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Discover Financial Services
Not applicable for financial companies

Net Margin

SUS
18.7%
DFS
24.9%

FCF Margin

SUS
90.2%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Discover Financial Services
Not applicable for financial companies

ROE

SUS
8.4%
DFS
32.8%

ROA

SUS
4.4%
DFS
3.7%

ROIC

SUS
7.4%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Discover Financial Services
Not applicable for financial companies

ROCE

SUS
9.9%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
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Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
SUS, DFS

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SUS
DFS
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Performance Gap
SUS, DFS

Performance Gap Between SUS and DFS
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Performance By Year
SUS, DFS

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SUS
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