` Comparison: FPAY vs 538402 - Alpha Spread

FPAY
vs
S
538402

Over the past 12 months, FPAY has outperformed SPS, delivering a return of -100% compared to the SPS's 0% growth.

Start AI Comparison

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
FPAY
538402
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Smart Verdict is Ready!
See Who Stands Out.
All the numbers, charts, and metrics summarized into one smart verdict.
Stocks Compared:
Show Comparison Results
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

FPAY Intrinsic Value
HIDDEN
Show
SPS Intrinsic Value
HIDDEN
Show
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
FlexShopper Inc
NASDAQ:FPAY
0.0001 USD
S
SPS Finquest Ltd
BSE:538402
178.75 INR
No Stocks Selected

Compare the stock's valuation with its competitors.

Select Stocks to Compare
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
FPAY, 538402

FPAY
538402
Add Stock
Revenue
www.alphaspread.com
No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
FlexShopper Inc
Revenue
S
SPS Finquest Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare

Profitability Comparison

Free Cash Flow
FPAY, 538402

FPAY
538402
Add Stock
Free Cash Flow
www.alphaspread.com
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
FlexShopper Inc
NASDAQ:FPAY
S
SPS Finquest Ltd
BSE:538402
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
What is Free Cash Flow?

Gross Margin

FPAY
54.9%
SPS
94.1%
LTM 3Y Avg 5Y Avg 10Y Avg
FlexShopper Inc
S
SPS Finquest Ltd

Operating Margin

FPAY
16.3%
SPS
67.2%
LTM 3Y Avg 5Y Avg 10Y Avg
FlexShopper Inc
S
SPS Finquest Ltd

Net Margin

FPAY
-3.4%
SPS
3.7%
LTM 3Y Avg 5Y Avg 10Y Avg
FlexShopper Inc
S
SPS Finquest Ltd

FCF Margin

FPAY
-31.5%
SPS
265.8%
LTM 3Y Avg 5Y Avg 10Y Avg
FlexShopper Inc
S
SPS Finquest Ltd

ROE

FPAY
-15%
SPS
0.5%
LTM 3Y Avg 5Y Avg 10Y Avg
FlexShopper Inc
S
SPS Finquest Ltd

ROA

FPAY
-2.6%
SPS
0.4%
LTM 3Y Avg 5Y Avg 10Y Avg
FlexShopper Inc
S
SPS Finquest Ltd

ROIC

FPAY
-3.8%
SPS
4.5%
LTM 3Y Avg 5Y Avg 10Y Avg
FlexShopper Inc
S
SPS Finquest Ltd

ROCE

FPAY
13.8%
SPS
7.6%
LTM 3Y Avg 5Y Avg 10Y Avg
FlexShopper Inc
S
SPS Finquest Ltd

Solvency Comparison

No Stocks Selected

Compare company's equity waterfall with its competitors.

Select Stocks to Compare
Balance Sheet Comparison
No Stocks Selected

Compare company's balance sheet with its competitors.

Select Stocks to Compare

Stocks Performance

Stocks Performance
FPAY, 538402

Loading
FPAY
538402
Add Stock
www.alphaspread.com
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

Performance Gap
FPAY, 538402

Performance Gap Between FPAY and 538402
HIDDEN
Show

Performance By Year
FPAY, 538402

Loading
FPAY
538402
Add Stock
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare FPAY to other stocks
IRFC
Indian Railway Finance C...
PFC
Power Finance Corporatio...
8593
Mitsubishi HC Capital In...
8421
Shinkin Central Bank
Custom
Choose any stock
Unlock Full Access to Alpha Spread
Create Free Account