` Comparison: LX vs LU - Alpha Spread

LX
vs
LU

Over the past 12 months, LX has underperformed LU, delivering a return of -67% compared to the LU's 24% drop.

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LX
LU
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Stocks Compared:
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Valuation Comparison

LX Intrinsic Value
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LU Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
Lexinfintech Holdings Ltd
NASDAQ:LX
2.155 USD
Lufax Holding Ltd
NYSE:LU
1.87 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
LX, LU

Revenue
www.alphaspread.com
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Lexinfintech Holdings Ltd
Revenue
Lufax Holding Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
LX, LU

Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Lexinfintech Holdings Ltd
NASDAQ:LX
Lufax Holding Ltd
NYSE:LU
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What is Free Cash Flow?

Gross Margin

LX
34%
LU
0%

Operating Margin

LX
12.1%
LU
-7.1%

Net Margin

LX
12.8%
LU
-15.8%

FCF Margin

LX
12.4%
LU
7.1%

ROE

LX
14.8%
LU
-4.5%

ROA

LX
7.4%
LU
-1.8%

ROIC

LX
6.3%
LU
-2.5%

ROCE

LX
12.2%
LU
-1.7%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
LX, LU

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Performance Gap
LX, LU

Performance Gap Between LX and LU
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Performance By Year
LX, LU

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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett