Lexinfintech Holdings Ltd
NASDAQ:LX
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Lexinfintech Holdings Ltd
NASDAQ:LX
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Intrinsic Value
The intrinsic value of Lexinfintech Holdings Ltd (LX) under the Base Case is 4.43 USD per share.
Compared with the current market price of 0.634 USD, the stock appears
Undervalued by 86% .
The intrinsic value is calculated using the DCF method. The model assumes net margin rises from 13% last year to 16% by 2031, above its five-year average of 11%. Revenue grows about -12% a year over the next five years, less than a third of its five-year pace of 2%.
Do our valuations actually work? See backtest results .
Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Lexinfintech Does
Lexinfintech Holdings is a Chinese consumer finance and fintech company best known for helping young, creditworthy consumers get access to installment credit. It connects borrowers with lenders through online applications and uses technology to underwrite loans, manage risk, and service the accounts. The company also sells consumer products and services around credit, payments, and financial access rather than acting like a traditional bank.
- Headquarters
- China CN
- Employees
- 7 169
- IPO date
- Dec 21, 2017
Lexinfintech Holdings has no economic moat
Lexinfintech Holdings Ltd lacks an economic moat, leaving it vulnerable to competitive pressures and market challenges.
Read the full moat analysis
Revenue & Expenses Breakdown
Lexinfintech Holdings Ltd
Earnings Waterfall
Lexinfintech Holdings Ltd
The intrinsic value for Lexinfintech Holdings Ltd (LX) under the Base Case is 4.43 USD.
Compared with the current market price of 0.634 USD, the stock appears Undervalued by 86% .