Lexinfintech Holdings Ltd
NASDAQ:LX
Intrinsic Value
Lexinfintech Holdings Ltd. engages in the provision of online consumer finance platforms. [ Read More ]
The intrinsic value of one
LX
stock under the Base Case scenario is
18.67
USD.
Compared to the current market price of 1.7 USD,
Lexinfintech Holdings Ltd
is
Undervalued by 91%.
LX could be a value trap.A value trap occurs when a stock looks inexpensive based on fundamental analysis but fails to reach its intrinsic valuation over time, often due to underlying issues not reflected in quantitative data.
Scrutinize beyond numbers; assess long-term potential.
Lexinfintech Holdings Ltd's market capitalization is 279.6m USD.
LX stock price is 1.7 USD.
LX stock price (1.7 USD) is 91% less than its Intrinsic Value (18.67 USD).
LX's ROE (Return on Equity) for the past 12 months is positive and is equal to 12%.
LX's ROIC (Return on Invested Capital) for the past 12 months is positive and is equal to 7%.
LX has positive Net Income for the last twelve months.
LX's Revenue has been growing by 4% per year for the last 3 years.
LX's ROIC (Return on Invested Capital) has decreased in the last 3 years from 12% to 7%.
LX's Revenue is forecast to grow at a rate of 7% per year over the next 3 years.
LX has positive three-year average ROIC (Return on Invested Capital): 8%. The company is efficient at using invested capital to generate operating income.
LX has positive Operating Income for the last twelve months.
LX's Revenue has grown by an exceptional 32% over the past 12 months.
LX's short-term assets (19B CNY) exceed its short-term liabilties (12B CNY).
LX's long-term assets (23B CNY) exceed its long-term liabilties (13B CNY).
LX has positive three-year average ROE (Return on Equity): 21%. The company is efficient at transforming stockholders' equity into net income.
LX's ROE (Return on Equity) has significantly decreased in the last 3 years from 39% to 12%.
LX has positive Gross Profit for the last twelve months.
LX has positive Free Cash Flow for the last twelve months.
LX has negative Net Debt. This means that the company has more cash and short-term investments (3B CNY) than debt (1B CNY).
LX's Altman Z-Score is very low and is equal to 1.47.
LX's D/E (Debt to Equity) is very low and is equal to 0.15.
LX earns more than enough operating income (2B CNY) to safely cover interest payments on its debt (5m CNY).
Valuation Backtest
Lexinfintech Holdings Ltd
Run backtest to discover the historical profit from buying and selling
LX
stocks based on their intrinsic value.
Analyze the historical link between intrinsic value and market price to make more informed investment decisions.
Fundamental Analysis
Lexinfintech Holdings Ltd
Balance Sheet Decomposition
Lexinfintech Holdings Ltd
| Current Assets | 18.5B |
| Cash & Short-Term Investments | 2.6B |
| Receivables | 10.1B |
| Other Current Assets | 5.8B |
| Non-Current Assets | 4.6B |
| Long-Term Investments | 255m |
| PP&E | 446.6m |
| Intangibles | 897.3m |
| Other Non-Current Assets | 3B |
| Current Liabilities | 12.3B |
| Accounts Payable | 49.8m |
| Accrued Liabilities | 4.4B |
| Short-Term Debt | 502m |
| Other Current Liabilities | 7.3B |
| Non-Current Liabilities | 1.1B |
| Long-Term Debt | 980.1m |
| Other Non-Current Liabilities | 126m |
Earnings Waterfall
Lexinfintech Holdings Ltd
|
Revenue
|
13.1B
CNY
|
|
Cost of Revenue
|
-8.5B
CNY
|
|
Gross Profit
|
4.5B
CNY
|
|
Operating Expenses
|
-2.6B
CNY
|
|
Operating Income
|
1.9B
CNY
|
|
Other Expenses
|
-813.2m
CNY
|
|
Net Income
|
1.1B
CNY
|
Free Cash Flow Analysis
Lexinfintech Holdings Ltd
LX Profitability Score
Profitability Due Diligence
Lexinfintech Holdings Ltd's profitability score is 56/100. The higher the profitability score, the more profitable the company is.
Score
Lexinfintech Holdings Ltd's profitability score is 56/100. The higher the profitability score, the more profitable the company is.
LX Solvency Score
Solvency Due Diligence
Lexinfintech Holdings Ltd's solvency score is 69/100. The higher the solvency score, the more solvent the company is.
Score
Lexinfintech Holdings Ltd's solvency score is 69/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
LX Price Targets Summary
Lexinfintech Holdings Ltd
According to Wall Street analysts, the average 1-year price target for
LX
is 2.51 USD
with a low forecast of 2.05 USD and a high forecast of 2.84 USD.
Shareholder Return
LX Price
Lexinfintech Holdings Ltd
| Average Annual Return | -32.82% |
| Standard Deviation of Annual Returns | 33% |
| Max Drawdown | -92% |
| Market Capitalization | 279.6m USD |
| Shares Outstanding | 164 496 992 |
| Percentage of Shares Shorted | 0.55% |
Company Profile
Lexinfintech Holdings Ltd
Country
Industry
Market Cap
Dividend Yield
Description
Lexinfintech Holdings Ltd. engages in the provision of online consumer finance platforms. The company is headquartered in Shenzhen, Guangdong. The company went IPO on 2017-12-21. The firm is primarily engaged in providing online direct sales services and online consumer finance services. The firm's online consumer finance platform, Fenqile, offers customers personal installment loans, installment purchase loans and other loan products. Through its online investment platform, Juzi Licai, the Company matches funding from individual investors with customer loans. The firm also offers Le Card credit line to its customers. The firm serves the credit needs of the customers aged between 18 and 36 in China.
Contact
IPO
Employees
Officers
The intrinsic value of one
LX
stock under the Base Case scenario is
18.67
USD.
Compared to the current market price of 1.7 USD,
Lexinfintech Holdings Ltd
is
Undervalued by 91%.
You don't have any saved screeners yet
