` Comparison: PT vs AXP - Alpha Spread
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PT
vs
AXP

Over the past 12 months, PT has underperformed AXP, delivering a return of -12% compared to the AXP's +14% growth.

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AXP
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Stocks Compared:
PT AXP
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Valuation Comparison

PT Intrinsic Value
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AXP Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Pintec Technology Holdings Ltd
NASDAQ:PT
0.96 USD
American Express Co
NYSE:AXP
345.91 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
PT, AXP

PT
AXP
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Pintec Technology Holdings Ltd
Revenue
American Express Co
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PT, AXP

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AXP
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Pintec Technology Holdings Ltd
NASDAQ:PT
American Express Co
NYSE:AXP
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What is Free Cash Flow?

Gross Margin

PT
63.4%
AXP
61.5%

Operating Margin

PT
-39.2%
AXP
17.7%

Net Margin

PT
-34%
AXP
13.8%

FCF Margin

PT
297.7%
AXP
20.6%

ROE

PT
2.9%
AXP
33.6%

ROA

PT
-11.3%
AXP
3.7%

ROIC

PT
-11.7%
AXP
4.7%

ROCE

PT
3.5%
AXP
11.1%

Solvency Comparison

Pintec Technology Holdings Ltd
Equity Waterfall
Assets
Liabilities
Equity
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American Express Co
Equity Waterfall
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Liabilities
Equity
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
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Performance Gap
PT, AXP

Performance Gap Between PT and AXP
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Performance By Year
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