` Comparison: SHFS vs BAC - Alpha Spread

S
SHFS
vs
BAC

Over the past 12 months, SHFS has underperformed BAC, delivering a return of -85% compared to the BAC's +10% growth.

Start AI Comparison

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
SHFS
BAC
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Smart Verdict is Ready!
See Who Stands Out.
All the numbers, charts, and metrics summarized into one smart verdict.
Stocks Compared:
Show Comparison Results
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

S
SHFS Intrinsic Value
6.1177 USD
Undervaluation 85%
Intrinsic Value
Price
BAC Intrinsic Value
65.1 USD
Undervaluation 23%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
S
SHF Holdings Inc
NASDAQ:SHFS
0.9418 USD
Bank of America Corp
NYSE:BAC
49.97 USD
No Stocks Selected

Compare the stock's valuation with its competitors.

Select Stocks to Compare
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
SHFS, BAC

SHFS
BAC
Add Stock
Revenue
www.alphaspread.com
No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
S
SHF Holdings Inc
Revenue
Bank of America Corp
Revenue

All metrics are calculated based on data from the last 10 years.

No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare

Profitability Comparison

Free Cash Flow
SHFS, BAC

SHFS
BAC
Add Stock
Free Cash Flow
www.alphaspread.com
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
S
SHF Holdings Inc
NASDAQ:SHFS
Bank of America Corp
NYSE:BAC
FCF is not applicable for financial companies
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
What is Free Cash Flow?

Gross Margin

SHFS
0%
BAC
LTM 3Y Avg 5Y Avg 10Y Avg
S
SHF Holdings Inc
Bank of America Corp
Not applicable for financial companies

Operating Margin

SHFS
-26%
BAC
LTM 3Y Avg 5Y Avg 10Y Avg
S
SHF Holdings Inc
Bank of America Corp
Not applicable for financial companies

Net Margin

SHFS
-568%
BAC
25.7%
LTM 3Y Avg 5Y Avg 10Y Avg
S
SHF Holdings Inc
Bank of America Corp

FCF Margin

SHFS
-55.3%
BAC
LTM 3Y Avg 5Y Avg 10Y Avg
S
SHF Holdings Inc
Bank of America Corp
Not applicable for financial companies

ROE

SHFS
-227.5%
BAC
9.7%
LTM 3Y Avg 5Y Avg 10Y Avg
S
SHF Holdings Inc
Bank of America Corp

ROA

SHFS
-130.9%
BAC
0.9%
LTM 3Y Avg 5Y Avg 10Y Avg
S
SHF Holdings Inc
Bank of America Corp

ROIC

SHFS
-39%
BAC
LTM 3Y Avg 5Y Avg 10Y Avg
S
SHF Holdings Inc
Bank of America Corp
Not applicable for financial companies

ROCE

SHFS
-8%
BAC
LTM 3Y Avg 5Y Avg 10Y Avg
S
SHF Holdings Inc
Bank of America Corp
Not applicable for financial companies

Solvency Comparison

No Stocks Selected

Compare company's equity waterfall with its competitors.

Select Stocks to Compare
Balance Sheet Comparison
No Stocks Selected

Compare company's balance sheet with its competitors.

Select Stocks to Compare

Stocks Performance

Stocks Performance
SHFS, BAC

Loading
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

Performance Gap
SHFS, BAC

Loading
SHFS
BAC
Difference
www.alphaspread.com

Performance By Year
SHFS, BAC

Loading
SHFS
BAC
Add Stock
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare SHFS to other stocks
FSR
FirstRand Ltd
F
More expensive
vs SHFS
CPI
Capitec Bank Holdings Lt...
C
More expensive
vs SHFS
SBK
Standard Bank Group Ltd
S
More expensive
vs SHFS
601398
Industrial and Commercia...
More expensive
vs SHFS
Unlock Full Access to Alpha Spread
Create Free Account
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett