` Comparison: SOFI vs 2718 - Alpha Spread

SOFI
vs
2718

Over the past 12 months, SOFI has significantly outperformed Shanghai Dongzheng Automotive Finance Co Ltd, delivering a return of +50% compared to the Shanghai Dongzheng Automotive Finance Co Ltd's 30% drop.

Start AI Comparison

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
SOFI
2718
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Smart Verdict is Ready!
See Who Stands Out.
All the numbers, charts, and metrics summarized into one smart verdict.
Stocks Compared:
Show Comparison Results
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

SOFI Intrinsic Value
12.61 USD
Overvaluation 22%
Intrinsic Value
Price $16.22
Intrinsic Value
86.63 HKD
Overvaluation 58%
Intrinsic Value
Price HK$204.8
Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
SoFi Technologies Inc
NASDAQ:SOFI
16.22 USD
Shanghai Dongzheng Automotive Finance Co Ltd
HKEX:2718
204.8 HKD
No Stocks Selected

Compare the stock's valuation with its competitors.

Select Stocks to Compare
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
SOFI, 2718

SOFI
2718
Add Stock
Revenue
www.alphaspread.com
No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
SoFi Technologies Inc
Revenue
Shanghai Dongzheng Automotive Finance Co Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare

Profitability Comparison

Free Cash Flow
SOFI, 2718

SOFI
2718
Add Stock
Free Cash Flow
www.alphaspread.com
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
Shanghai Dongzheng Automotive Finance Co Ltd
HKEX:2718
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
What is Free Cash Flow?

Gross Margin

SOFI
Shanghai Dongzheng Automotive Finance Co Ltd
53.9%
LTM 3Y Avg 5Y Avg 10Y Avg
SoFi Technologies Inc
Not applicable for financial companies
Shanghai Dongzheng Automotive Finance Co Ltd

Operating Margin

SOFI
Shanghai Dongzheng Automotive Finance Co Ltd
-2.9%
LTM 3Y Avg 5Y Avg 10Y Avg
SoFi Technologies Inc
Not applicable for financial companies
Shanghai Dongzheng Automotive Finance Co Ltd

Net Margin

SOFI
13.3%
Shanghai Dongzheng Automotive Finance Co Ltd
-6.9%

FCF Margin

SOFI
Shanghai Dongzheng Automotive Finance Co Ltd
2.3%
LTM 3Y Avg 5Y Avg 10Y Avg
SoFi Technologies Inc
Not applicable for financial companies
Shanghai Dongzheng Automotive Finance Co Ltd

ROE

SOFI
5.7%
Shanghai Dongzheng Automotive Finance Co Ltd
6.3%

ROA

SOFI
1.1%
Shanghai Dongzheng Automotive Finance Co Ltd
-2.8%

ROIC

SOFI
Shanghai Dongzheng Automotive Finance Co Ltd
-1.3%
LTM 3Y Avg 5Y Avg 10Y Avg
SoFi Technologies Inc
Not applicable for financial companies
Shanghai Dongzheng Automotive Finance Co Ltd

ROCE

SOFI
Shanghai Dongzheng Automotive Finance Co Ltd
2.8%
LTM 3Y Avg 5Y Avg 10Y Avg
SoFi Technologies Inc
Not applicable for financial companies
Shanghai Dongzheng Automotive Finance Co Ltd

Solvency Comparison

No Stocks Selected

Compare company's equity waterfall with its competitors.

Select Stocks to Compare
Balance Sheet Comparison
No Stocks Selected

Compare company's balance sheet with its competitors.

Select Stocks to Compare

Stocks Performance

Stocks Performance
SOFI, 2718

Loading
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

Performance Gap
SOFI, 2718

Loading
SOFI
2718
Difference
www.alphaspread.com

Performance By Year
SOFI, 2718

Loading
SOFI
2718
Add Stock
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare SOFI to other stocks
AXP
American Express Co
Cheaper
vs SOFI
COF
Capital One Financial Corp
Cheaper
vs SOFI
BAJFINANCE
Bajaj Finance Ltd
Cheaper
vs SOFI
DFS
Discover Financial Services
Cheaper
vs SOFI
Unlock Full Access to Alpha Spread
Create Free Account
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett