` Comparison: SOFI vs AXP - Alpha Spread
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SOFI
vs
AXP

Over the past 12 months, SOFI has outperformed AXP, delivering a return of +31% compared to the AXP's +16% growth.

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SOFI
AXP
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Stocks Compared:
SOFI AXP
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Valuation Comparison

SOFI Intrinsic Value
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AXP Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
SoFi Technologies Inc
NASDAQ:SOFI
19.2 USD
American Express Co
NYSE:AXP
341.85 USD
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Growth Comparison

Growth Over Time
SOFI, AXP

SOFI
AXP
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
SoFi Technologies Inc
Revenue
American Express Co
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
SOFI, AXP

SOFI
AXP
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
American Express Co
NYSE:AXP
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Gross Margin

SOFI
AXP
61.5%
LTM 3Y Avg 5Y Avg 10Y Avg
SoFi Technologies Inc
Not applicable for financial companies
American Express Co

Operating Margin

SOFI
AXP
17.7%
LTM 3Y Avg 5Y Avg 10Y Avg
SoFi Technologies Inc
Not applicable for financial companies
American Express Co

Net Margin

SOFI
13.3%
AXP
13.8%

FCF Margin

SOFI
AXP
20.6%
LTM 3Y Avg 5Y Avg 10Y Avg
SoFi Technologies Inc
Not applicable for financial companies
American Express Co

ROE

SOFI
5.7%
AXP
33.6%

ROA

SOFI
1.1%
AXP
3.7%

ROIC

SOFI
AXP
4.7%
LTM 3Y Avg 5Y Avg 10Y Avg
SoFi Technologies Inc
Not applicable for financial companies
American Express Co

ROCE

SOFI
AXP
11.1%
LTM 3Y Avg 5Y Avg 10Y Avg
SoFi Technologies Inc
Not applicable for financial companies
American Express Co

Solvency Comparison

SoFi Technologies Inc
Equity Waterfall
Assets
Liabilities
Equity
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American Express Co
Equity Waterfall
Assets
Liabilities
Equity
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
SOFI, AXP

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SOFI
AXP
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Performance Gap
SOFI, AXP

Performance Gap Between SOFI and AXP
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Performance By Year
SOFI, AXP

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