` QD (Qudian Inc) vs BAJFINANCE (Bajaj Finance Ltd) Comparison - Alpha Spread
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QD
vs
BAJFINANCE

Over the past 12 months, QD has outperformed BAJFINANCE, delivering a return of +12% compared to the BAJFINANCE's +1% growth.

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QD
BAJFINANCE
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Stocks Compared:
QD BAJFINANCE
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Valuation Comparison

QD Intrinsic Value
2.36 USD
Overvaluation 15%
Intrinsic Value
Price $2.77
BAJFINANCE Intrinsic Value
892.24 INR
Overvaluation 2%
Intrinsic Value
Price ₹909.65
Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
Qudian Inc
NYSE:QD
2.77 USD
Bajaj Finance Ltd
NSE:BAJFINANCE
909.65 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
QD, BAJFINANCE

QD
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Qudian Inc
Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
QD, BAJFINANCE

QD
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Qudian Inc
NYSE:QD
Bajaj Finance Ltd
NSE:BAJFINANCE
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What is Free Cash Flow?

Gross Margin

QD
7.8%
BAJFINANCE
60.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Qudian Inc
Bajaj Finance Ltd

Operating Margin

QD
-231.8%
BAJFINANCE
43.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Qudian Inc
Bajaj Finance Ltd

Net Margin

QD
386.3%
BAJFINANCE
22.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Qudian Inc
Bajaj Finance Ltd

FCF Margin

QD
-844.3%
BAJFINANCE
-83.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Qudian Inc
Bajaj Finance Ltd

ROE

QD
4.6%
BAJFINANCE
19%
LTM 3Y Avg 5Y Avg 10Y Avg
Qudian Inc
Bajaj Finance Ltd

ROA

QD
4.3%
BAJFINANCE
3.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Qudian Inc
Bajaj Finance Ltd

ROIC

QD
-7.6%
BAJFINANCE
5.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Qudian Inc
Bajaj Finance Ltd

ROCE

QD
-2.7%
BAJFINANCE
8.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Qudian Inc
Bajaj Finance Ltd

Solvency Comparison

Qudian Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Bajaj Finance Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
QD, BAJFINANCE

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Performance Gap
QD, BAJFINANCE

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QD
BAJFINANCE
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
QD, BAJFINANCE

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