` Comparison: FDCHF vs SYF - Alpha Spread
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FDCHF
vs
SYF

Over the past 12 months, FDCHF has significantly outperformed SYF, delivering a return of +39% compared to the SYF's +15% growth.

Valuation Growth Profitability Solvency Stocks Performance
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FDCHF
SYF
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Stocks Compared:
FDCHF SYF
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Valuation Comparison

FDCHF Intrinsic Value
2.97 USD
Undervaluation 27%
Intrinsic Value
Price
SYF Intrinsic Value
102.16 USD
Undervaluation 26%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Funding Circle Holdings PLC
OTC:FDCHF
2.18 USD
Synchrony Financial
NYSE:SYF
75.31 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
FDCHF, SYF

FDCHF
SYF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Funding Circle Holdings PLC
Revenue
Synchrony Financial
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FDCHF, SYF

FDCHF
SYF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Funding Circle Holdings PLC
OTC:FDCHF
Synchrony Financial
NYSE:SYF
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

FDCHF
0%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
Synchrony Financial
Not applicable for financial companies

Operating Margin

FDCHF
4.9%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
Synchrony Financial
Not applicable for financial companies

Net Margin

FDCHF
14.9%
SYF
18.3%

FCF Margin

FDCHF
-32.3%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
Synchrony Financial
Not applicable for financial companies

ROE

FDCHF
12.6%
SYF
20.8%

ROA

FDCHF
7.1%
SYF
2.9%

ROIC

FDCHF
4.6%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
Synchrony Financial
Not applicable for financial companies

ROCE

FDCHF
4%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
Synchrony Financial
Not applicable for financial companies

Solvency Comparison

Funding Circle Holdings PLC
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Synchrony Financial
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FDCHF, SYF

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FDCHF
SYF
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Performance Gap
FDCHF, SYF

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FDCHF
SYF
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
FDCHF, SYF

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FDCHF
SYF
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