` Comparison: BAC, WFC - Alpha Spread

BAC
vs
WFC

Over the past 12 months, BAC has underperformed WFC, delivering a return of 0% compared to the WFC's +33% growth.

Valuation Growth Profitability Solvency Stocks Performance
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BAC
WFC
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Stocks Compared:
BAC WFC
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Valuation Comparison

BAC Intrinsic Value
39.86 USD
Undervaluation 18%
Intrinsic Value
Price
WFC Intrinsic Value
101.5465 USD
Undervaluation 6%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Bank of America Corp
SGO:BAC
32.7 USD
Wells Fargo & Co
NYSE:WFC
95.4338 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
BAC, WFC

BAC
WFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Bank of America Corp
Revenue
Wells Fargo & Co
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
BAC, WFC

BAC
WFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Bank of America Corp
SGO:BAC
FCF is not applicable for financial companies
Wells Fargo & Co
NYSE:WFC
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

BAC
WFC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank of America Corp
Not applicable for financial companies
Wells Fargo & Co
Not applicable for financial companies

Operating Margin

BAC
WFC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank of America Corp
Not applicable for financial companies
Wells Fargo & Co
Not applicable for financial companies

Net Margin

BAC
26.3%
WFC
24.1%

FCF Margin

BAC
WFC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank of America Corp
Not applicable for financial companies
Wells Fargo & Co
Not applicable for financial companies

ROE

BAC
9.4%
WFC
11%

ROA

BAC
0.8%
WFC
1%

ROIC

BAC
WFC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank of America Corp
Not applicable for financial companies
Wells Fargo & Co
Not applicable for financial companies

ROCE

BAC
WFC
LTM 3Y Avg 5Y Avg 10Y Avg
Bank of America Corp
Not applicable for financial companies
Wells Fargo & Co
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
BAC, WFC

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BAC
WFC
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
BAC, WFC

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BAC
WFC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
BAC, WFC

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WFC
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