` Comparison: 3653 vs SPNS - Alpha Spread
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3653
vs
SPNS

Over the past 12 months, Morpho Inc has underperformed SPNS, delivering a return of -40% compared to the SPNS's +64% growth.

Valuation Growth Profitability Solvency Stocks Performance
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3653
SPNS
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Stocks Compared:
3653 SPNS
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Valuation Comparison

Intrinsic Value
730.94 JPY
Overvaluation 11%
Intrinsic Value
Price
SPNS Intrinsic Value
27.03 USD
Overvaluation 38%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Morpho Inc
TSE:3653
821 JPY
Sapiens International Corporation NV
NASDAQ:SPNS
43.45 USD
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Growth Comparison

Growth Over Time
3653, SPNS

3653
SPNS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Morpho Inc
Revenue
Sapiens International Corporation NV
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
3653, SPNS

3653
SPNS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Morpho Inc
TSE:3653
Sapiens International Corporation NV
NASDAQ:SPNS
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What is Free Cash Flow?

Gross Margin

Morpho Inc
54.9%
SPNS
44.3%

Operating Margin

Morpho Inc
1.4%
SPNS
13.7%

Net Margin

Morpho Inc
-2.3%
SPNS
11.4%

FCF Margin

Morpho Inc
-6.7%
SPNS
12.5%

ROE

Morpho Inc
-2.1%
SPNS
13.1%

ROA

Morpho Inc
-1.8%
SPNS
9%

ROIC

Morpho Inc
-3.8%
SPNS
10.9%

ROCE

Morpho Inc
1.3%
SPNS
13.9%

Solvency Comparison

Morpho Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Sapiens International Corporatio...
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
3653, SPNS

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SPNS
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
3653, SPNS

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3653
SPNS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
3653, SPNS

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SPNS
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