` Comparison: 4813 vs SPNS - Alpha Spread
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4813
vs
SPNS

Over the past 12 months, Access Co Ltd has underperformed SPNS, delivering a return of -40% compared to the SPNS's +68% growth.

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4813
SPNS
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Valuation Comparison

Intrinsic Value
580.84 JPY
Overvaluation 8%
Intrinsic Value
Price
SPNS Intrinsic Value
26.26 USD
Overvaluation 40%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Access Co Ltd
TSE:4813
628 JPY
Sapiens International Corporation NV
NASDAQ:SPNS
43.45 USD
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Growth Comparison

Growth Over Time
4813, SPNS

4813
SPNS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Access Co Ltd
Revenue
Sapiens International Corporation NV
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
4813, SPNS

4813
SPNS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Access Co Ltd
TSE:4813
Sapiens International Corporation NV
NASDAQ:SPNS
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What is Free Cash Flow?

Gross Margin

Access Co Ltd
41.2%
SPNS
44.3%

Operating Margin

Access Co Ltd
-15%
SPNS
13.7%

Net Margin

Access Co Ltd
-34.3%
SPNS
11.4%

FCF Margin

Access Co Ltd
-18.7%
SPNS
12.5%

ROE

Access Co Ltd
-62.8%
SPNS
13.1%

ROA

Access Co Ltd
-38.2%
SPNS
9%

ROIC

Access Co Ltd
-30.5%
SPNS
10.9%

ROCE

Access Co Ltd
-24.4%
SPNS
13.9%

Solvency Comparison

Access Co Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Sapiens International Corporatio...
Equity Waterfall
Assets
Liabilities
Equity
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
4813, SPNS

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Performance Gap
4813, SPNS

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4813
SPNS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
4813, SPNS

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4813
SPNS
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