` Comparison: 3V64 vs PYPL - Alpha Spread

3V64
vs
PYPL

Over the past 12 months, 3V64 has significantly outperformed PYPL, delivering a return of -12% compared to the PYPL's 36% drop.

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3V64
PYPL
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Valuation Comparison

3V64 Intrinsic Value
200.15 EUR
Overvaluation 26%
Intrinsic Value
Price
PYPL Intrinsic Value
94.3 USD
Undervaluation 52%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Visa Inc
XETRA:3V64
269.05 EUR
PayPal Holdings Inc
NASDAQ:PYPL
44.9 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
3V64, PYPL

3V64
PYPL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Visa Inc
Revenue
PayPal Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
3V64, PYPL

3V64
PYPL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Visa Inc
XETRA:3V64
PayPal Holdings Inc
NASDAQ:PYPL
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What is Free Cash Flow?

Gross Margin

3V64
81.1%
PYPL
41.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Visa Inc
PayPal Holdings Inc

Operating Margin

3V64
67%
PYPL
19.3%
LTM 3Y Avg 5Y Avg 10Y Avg
Visa Inc
PayPal Holdings Inc

Net Margin

3V64
49.8%
PYPL
15.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Visa Inc
PayPal Holdings Inc

FCF Margin

3V64
55.4%
PYPL
16.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Visa Inc
PayPal Holdings Inc

ROE

3V64
53.4%
PYPL
25.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Visa Inc
PayPal Holdings Inc

ROA

3V64
21.8%
PYPL
6.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Visa Inc
PayPal Holdings Inc

ROIC

3V64
29.7%
PYPL
17.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Visa Inc
PayPal Holdings Inc

ROCE

3V64
43.3%
PYPL
19.1%
LTM 3Y Avg 5Y Avg 10Y Avg
Visa Inc
PayPal Holdings Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
3V64, PYPL

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Performance Gap
3V64, PYPL

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3V64
PYPL
Difference
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Performance By Year
3V64, PYPL

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3V64
PYPL
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett