` Comparison: SECB vs CPI - Alpha Spread

S
SECB
vs
C
CPI

Over the past 12 months, SECB has underperformed CPI, delivering a return of -1% compared to the CPI's +50% growth.

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SECB
CPI
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Valuation Comparison

SECB Intrinsic Value
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CPI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
S
Security Bank Corp
XPHS:SECB
72.5 PHP
C
Capitec Bank Holdings Ltd
JSE:CPI
467 500 Zac
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
SECB, CPI

SECB
CPI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
S
Security Bank Corp
Revenue
C
Capitec Bank Holdings Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
SECB, CPI

SECB
CPI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
S
Security Bank Corp
XPHS:SECB
FCF is not applicable for financial companies
C
Capitec Bank Holdings Ltd
JSE:CPI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

SECB
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
S
Security Bank Corp
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Operating Margin

SECB
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
S
Security Bank Corp
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Net Margin

SECB
18.5%
CPI
24.6%

FCF Margin

SECB
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
S
Security Bank Corp
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

ROE

SECB
9.9%
CPI
30.7%

ROA

SECB
1.4%
CPI
6.5%

ROIC

SECB
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
S
Security Bank Corp
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

ROCE

SECB
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
S
Security Bank Corp
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
SECB, CPI

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Performance Gap
SECB, CPI

Performance Gap Between SECB and CPI
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Performance By Year
SECB, CPI

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SECB
CPI
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Compare SECB to other stocks
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JPMorgan Chase & Co
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SBK
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BAC
Bank of America Corp
More expensive
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601398
Industrial and Commercia...
More expensive
vs SECB
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett