` Comparison: AMT vs SOFI - Alpha Spread

AMT
vs
SOFI

Over the past 12 months, AMT has underperformed SOFI, delivering a return of -9% compared to the SOFI's +55% growth.

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AMT
SOFI
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Valuation Comparison

AMT Intrinsic Value
0.01 CAD
Overvaluation 75%
Intrinsic Value
Price
SOFI Intrinsic Value
12.64 USD
Overvaluation 29%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
AmeriTrust Financial Technologies Inc
XTSX:AMT
0.05 CAD
SoFi Technologies Inc
NASDAQ:SOFI
17.7 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
AMT, SOFI

AMT
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
AmeriTrust Financial Technologies Inc
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
AMT, SOFI

AMT
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
AmeriTrust Financial Technologies Inc
XTSX:AMT
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

AMT
41.5%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
AmeriTrust Financial Technologies Inc
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

AMT
-608.4%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
AmeriTrust Financial Technologies Inc
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

AMT
-11.5%
SOFI
13.3%

FCF Margin

AMT
-446.8%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
AmeriTrust Financial Technologies Inc
SoFi Technologies Inc
Not applicable for financial companies

ROE

AMT
4.2%
SOFI
5.7%

ROA

AMT
-4.3%
SOFI
1.1%

ROIC

AMT
2 850.5%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
AmeriTrust Financial Technologies Inc
SoFi Technologies Inc
Not applicable for financial companies

ROCE

AMT
193.9%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
AmeriTrust Financial Technologies Inc
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
AMT, SOFI

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Performance Gap
AMT, SOFI

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AMT
SOFI
Difference
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Performance By Year
AMT, SOFI

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AMT
SOFI
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett