` Comparison: AMT, DFS - Alpha Spread

AMT
vs
DFS

Over the past 12 months, AMT has underperformed DFS, delivering a return of -57% compared to the DFS's +14% growth.

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AMT
DFS
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Stocks Compared:
AMT DFS
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Valuation Comparison

AMT Intrinsic Value
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DFS Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
AmeriTrust Financial Technologies Inc
XTSX:AMT
0.045 CAD
Discover Financial Services
NYSE:DFS
200.05 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
AMT, DFS

AMT
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
AmeriTrust Financial Technologies Inc
Revenue
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Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
AMT, DFS

AMT
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
AmeriTrust Financial Technologies Inc
XTSX:AMT
Discover Financial Services
NYSE:DFS
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

AMT
41.5%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
AmeriTrust Financial Technologies Inc
Discover Financial Services
Not applicable for financial companies

Operating Margin

AMT
-608.4%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
AmeriTrust Financial Technologies Inc
Discover Financial Services
Not applicable for financial companies

Net Margin

AMT
-11.5%
DFS
24.9%

FCF Margin

AMT
-446.8%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
AmeriTrust Financial Technologies Inc
Discover Financial Services
Not applicable for financial companies

ROE

AMT
4.2%
DFS
32.8%

ROA

AMT
-4.3%
DFS
3.7%

ROIC

AMT
2 850.5%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
AmeriTrust Financial Technologies Inc
Discover Financial Services
Not applicable for financial companies

ROCE

AMT
193.9%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
AmeriTrust Financial Technologies Inc
Discover Financial Services
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
AMT, DFS

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AMT
DFS
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Performance Gap
AMT, DFS

Performance Gap Between AMT and DFS
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Performance By Year
AMT, DFS

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AMT
DFS
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