` Comparison: RFC, AXP - Alpha Spread

RFC
vs
AXP

Over the past 12 months, RFC has underperformed AXP, delivering a return of 0% compared to the AXP's +26% growth.

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RFC
AXP
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

RFC Intrinsic Value
Not Available
AXP Intrinsic Value
307.45 USD
Overvaluation 1%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Rifco Inc
XTSX:RFC
1.27 CAD
American Express Co
NYSE:AXP
311.61 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
RFC, AXP

RFC
AXP
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Rifco Inc
Revenue
American Express Co
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
RFC, AXP

RFC
AXP
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Rifco Inc
XTSX:RFC
American Express Co
NYSE:AXP
What is Free Cash Flow?

Gross Margin

RFC
0%
AXP
61.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
American Express Co

Operating Margin

RFC
67.3%
AXP
17.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
American Express Co

Net Margin

RFC
15.4%
AXP
13.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
American Express Co

FCF Margin

RFC
-14.9%
AXP
14.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
American Express Co

ROE

RFC
18.2%
AXP
32.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
American Express Co

ROA

RFC
2.4%
AXP
3.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
American Express Co

ROIC

RFC
8.7%
AXP
4.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
American Express Co

ROCE

RFC
10.7%
AXP
10.1%
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
American Express Co

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
RFC, AXP

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Performance Gap
RFC, AXP

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RFC
AXP
Difference
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Performance By Year
RFC, AXP

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RFC
AXP
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