` Comparison: RFC vs DFS - Alpha Spread
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RFC
vs
DFS

Over the past 12 months, RFC has underperformed DFS, delivering a return of 0% compared to the DFS's +2% growth.

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RFC
DFS
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Stocks Compared:
RFC DFS
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Valuation Comparison

RFC Intrinsic Value
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DFS Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Rifco Inc
XTSX:RFC
1.27 CAD
Discover Financial Services
NYSE:DFS
200.05 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
RFC, DFS

RFC
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Rifco Inc
Revenue
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Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
RFC, DFS

RFC
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Rifco Inc
XTSX:RFC
Discover Financial Services
NYSE:DFS
FCF is not applicable for financial companies
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Gross Margin

RFC
0%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
Discover Financial Services
Not applicable for financial companies

Operating Margin

RFC
67.3%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
Discover Financial Services
Not applicable for financial companies

Net Margin

RFC
15.4%
DFS
24.9%

FCF Margin

RFC
-14.9%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
Discover Financial Services
Not applicable for financial companies

ROE

RFC
18.2%
DFS
32.8%

ROA

RFC
2.4%
DFS
3.7%

ROIC

RFC
8.7%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
Discover Financial Services
Not applicable for financial companies

ROCE

RFC
10.7%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Rifco Inc
Discover Financial Services
Not applicable for financial companies

Solvency Comparison

Rifco Inc
Equity Waterfall
Assets
Liabilities
Equity
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Equity Waterfall
Assets
Liabilities
Equity
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
RFC, DFS

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RFC
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Performance Gap
RFC, DFS

Performance Gap Between RFC and DFS
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Performance By Year
RFC, DFS

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RFC
DFS
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