
Bendigo and Adelaide Bank Ltd
ASX:BEN

Net Margin
Bendigo and Adelaide Bank Ltd
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
Country | Company | Market Cap |
Net Margin |
||
---|---|---|---|---|---|
AU |
![]() |
Bendigo and Adelaide Bank Ltd
ASX:BEN
|
6.8B AUD |
25%
|
|
US |
![]() |
PNC Financial Services Group Inc
NYSE:PNC
|
68.9B USD |
26%
|
|
US |
![]() |
Truist Financial Corp
NYSE:TFC
|
51.5B USD |
34%
|
|
US |
![]() |
M&T Bank Corp
NYSE:MTB
|
29.5B USD |
27%
|
|
CN |
![]() |
Bank of Jiangsu Co Ltd
SSE:600919
|
198.9B CNY |
36%
|
|
US |
![]() |
Fifth Third Bancorp
NASDAQ:FITB
|
25.2B USD |
25%
|
|
US |
![]() |
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
24.6B USD |
26%
|
|
CN |
![]() |
Bank of Ningbo Co Ltd
SZSE:002142
|
176.8B CNY |
36%
|
|
US |
![]() |
Huntington Bancshares Inc
NASDAQ:HBAN
|
22.7B USD |
25%
|
|
JP |
![]() |
Resona Holdings Inc
TSE:8308
|
2.9T JPY |
22%
|
|
US |
![]() |
Regions Financial Corp
NYSE:RF
|
19.2B USD |
27%
|
Bendigo and Adelaide Bank Ltd
Glance View
Bendigo and Adelaide Bank Ltd is an emblematic figure in the Australian banking landscape, tracing its origins back to the 19th century when both Bendigo Building Society and Adelaide Bank began offering financial services with a distinct community-centric ethos. This spirit of community engagement has remained central to its operations even after their strategic merger in 2007, which was intended to consolidate financial resources and expand its national reach. The bank operates through a diverse array of channels, including a network of branches, strategic partnerships, and an online platform. Its formula for success lies not only in providing conventional banking services—such as deposits, loans, and wealth management—but also in nurturing a closer connection with local communities, often reinvesting in local projects and causes through its Community Bank model. This approach builds trust and loyalty, enabling Bendigo and Adelaide Bank to cultivate a stable customer base. Financially, the bank generates revenue primarily through the interest margin earned on its lending activities, complemented by fees from various banking services. It offers a range of products from personal and home loans to agribusiness solutions, capturing both individual and corporate clientele. Furthermore, Bendigo and Adelaide Bank has strategically steered investments towards technological enhancements, enabling more efficient service delivery and adapting to the digital transformation trend in the financial sector. Its success closely ties to its ability to balance traditional banking principles with modern technology-driven conveniences, providing tailored solutions that protect customer interests while ensuring profitability. In essence, the institution's blend of community-focused initiatives with a robust banking model has not only helped it endure market challenges but also position itself as a bank of choice for many Australians seeking both financial services and a commitment to their communities.

See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Bendigo and Adelaide Bank Ltd's most recent financial statements, the company has Net Margin of 24.5%.