Change Financial Ltd
ASX:CCA
Income Statement
Earnings Waterfall
Change Financial Ltd
Income Statement
Change Financial Ltd
| Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||
| Interest Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Revenue |
1
N/A
|
1
+51%
|
1
+26%
|
1
+8%
|
0
-58%
|
(0)
N/A
|
0
N/A
|
2
+7 721%
|
6
+210%
|
8
+30%
|
8
+3%
|
9
+6%
|
9
+0%
|
9
+2%
|
10
+18%
|
13
+27%
|
15
+13%
|
|
| Operating Income | ||||||||||||||||||
| Operating Expenses |
(9)
|
(11)
|
(10)
|
(8)
|
(5)
|
(3)
|
(4)
|
(5)
|
(9)
|
(12)
|
(12)
|
(12)
|
(11)
|
(11)
|
(11)
|
(14)
|
(16)
|
|
| Selling, General & Administrative |
(8)
|
(10)
|
(9)
|
(7)
|
(4)
|
(3)
|
(3)
|
(5)
|
(8)
|
(11)
|
(11)
|
(10)
|
(9)
|
(9)
|
(9)
|
(12)
|
(13)
|
|
| Depreciation & Amortization |
(0)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
|
| Other Operating Expenses |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(0)
|
(1)
|
(0)
|
|
| Operating Income |
(9)
N/A
|
(10)
-14%
|
(9)
+10%
|
(7)
+24%
|
(5)
+29%
|
(3)
+29%
|
(3)
0%
|
(3)
+9%
|
(3)
-3%
|
(4)
-24%
|
(4)
+11%
|
(3)
+13%
|
(3)
+18%
|
(2)
+8%
|
(1)
+63%
|
(1)
+4%
|
(1)
-13%
|
|
| Pre-Tax Income | ||||||||||||||||||
| Interest Income Expense |
0
|
0
|
0
|
(0)
|
1
|
1
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
(0)
|
0
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
(1)
|
(1)
|
0
|
0
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Pre-Tax Income |
(9)
N/A
|
(10)
-14%
|
(9)
+10%
|
(8)
+11%
|
(5)
+41%
|
(2)
+53%
|
(4)
-58%
|
(3)
+9%
|
(3)
-3%
|
(4)
-25%
|
(4)
+9%
|
(3)
+13%
|
(3)
+19%
|
(2)
+12%
|
(1)
+67%
|
(1)
-5%
|
(1)
-8%
|
|
| Net Income | ||||||||||||||||||
| Tax Provision |
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
|
| Income from Continuing Operations |
(9)
|
(10)
|
(9)
|
(8)
|
(5)
|
(2)
|
(4)
|
(3)
|
(3)
|
(4)
|
(4)
|
(4)
|
(3)
|
(2)
|
(1)
|
(1)
|
(1)
|
|
| Net Income (Common) |
(9)
N/A
|
(10)
-15%
|
(9)
+11%
|
(8)
+11%
|
(5)
+41%
|
(2)
+53%
|
(4)
-58%
|
(3)
+4%
|
(3)
-3%
|
(4)
-18%
|
(4)
+8%
|
(4)
+7%
|
(3)
+17%
|
(2)
+15%
|
(3)
-3%
|
(3)
-8%
|
(2)
+30%
|
|
| EPS (Diluted) |
-0.11
N/A
|
-0.13
-18%
|
-0.1
+23%
|
-0.08
+20%
|
-0.04
+50%
|
-0.02
+50%
|
-0.01
+50%
|
-0.01
N/A
|
-0.01
N/A
|
-0.01
N/A
|
-0.01
N/A
|
-0.01
N/A
|
-0.01
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
|