Change Financial Ltd
ASX:CCA
Prices of ASX stocks are not being updated. The latest CCA price on Alpha Spread is from Oct 14, 2026. Financials, forecasts and intrinsic value keep updating.
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Change Financial Ltd
ASX:CCA
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AU |
Intrinsic Value
The intrinsic value of Change Financial Ltd (CCA) under the Base Case is 0.055 AUD per share.
Compared with the last price of 0.042 AUD on Oct 14, the stock appears
Undervalued by 24% .
The intrinsic value is calculated using the DCF method. The model assumes net margin rises from 2.7% last year to 16% by 2031, higher than in any of the last six years. Revenue grows about 15% in 2027, then slows: about 9% a year on average over the next five years, less than half its five-year pace of 24%.
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Cheap or expensive for this stock?
This block shows whether today’s valuation is cheap or expensive compared with the stock’s own history, and what happened after similar valuations in the past.
We compare the gap between the stock’s price and our estimated value over time.
- Undervalued can still be historically expensive. The stock may trade below our estimated value, but usually offer an even bigger discount.
- Overvalued can still be historically cheap. The stock may trade above our estimated value, but usually carry an even higher premium.
Market expectations can differ from our model, which may not fully capture everything affecting the price. That is why some stocks regularly trade above our estimated value and others below it.
The scale and chart show how today’s valuation compares with the past. The cards summarize past returns and waiting times until the stock stopped being cheap or expensive. This can happen because the price changed, our estimated value changed, or both.
Only completed periods are included. These are past results, not forecasts. The usual historical range does not necessarily mean fair value.
Fundamental Analysis
What Change Financial Does
Change Financial Ltd is a financial technology company that builds software for banks, card issuers, and payment programs. Its main products help customers issue and manage payment cards, process transactions, handle account administration, and connect to payment networks. The company sells these tools as software and related services rather than as a consumer-facing brand.
- Headquarters
- Australia AU
- IPO date
- Jun 30, 2016
Earnings Waterfall
Change Financial Ltd
The intrinsic value for Change Financial Ltd (CCA) under the Base Case is 0.055 AUD.
Compared with the last price of 0.042 AUD on Oct 14, the stock appears Undervalued by 24% .