Watchlist Manager

Watchlist

Price: 6.935 AUD 1.69% Market Closed

Market Cap: AU$16.4B

Income Statement

Currency: AUD

		Jun-2002	Dec-2002	Jun-2003	Dec-2003	Jun-2004	Dec-2004	Jun-2005	Dec-2005	Jun-2006	Dec-2006	Jun-2007	Dec-2007	Jun-2008	Dec-2008	Jun-2009	Dec-2009	Jun-2010	Dec-2010	Jun-2011	Dec-2011	Jun-2012	Dec-2012	Jun-2013	Dec-2013	Jun-2014	Dec-2014	Jun-2015	Dec-2015	Jun-2016	Dec-2016	Jun-2017	Dec-2017	Jun-2018	Dec-2018	Jun-2019	Dec-2019	Jun-2020	Dec-2020	Jun-2021	Dec-2021	Jun-2022	Dec-2022	Jun-2023	Dec-2023	Jun-2024	Dec-2024	Jun-2025	Dec-2025
Revenue
Interest Expense		46	21	46	63	57	56	69	86	86	91	119	127	101	89	87	84	88	89	86	86	97	103	95	92	98	103	107	106	99	99	93	81	82	91	94	100	92	80	89	94	93	110	145	166	0	192	192	0
Gross Premiums Earned		4 023	3 863	5 265	6 679	6 815	6 984	7 221	7 207	7 103	7 091	8 078	8 596	8 203	8 425	8 414	8 221	8 447	9 426	11 262	11 250	10 241	9 400	9 953	10 891	11 629	13 102	13 999	14 620	15 954	15 979	15 284	15 033	12 402	12 835	13 070	13 108	13 215	13 310	8 545	13 836	9 071	13 208	13 205	13 989	13 931	14 120	14 879	16 784
Revenue		4 315 N/A	4 134 -4%	5 597 +35%	7 146 +28%	7 300 +2%	7 484 +3%	8 276 +11%	7 655 -8%	7 415 -3%	7 387 0%	8 443 +14%	9 007 +7%	8 632 -4%	9 364 +8%	9 202 -2%	8 486 -8%	9 004 +6%	9 902 +10%	11 743 +19%	12 050 +3%	11 153 -7%	10 024 -10%	10 194 +2%	11 020 +8%	12 060 +9%	13 885 +15%	14 567 +5%	14 938 +3%	16 434 +10%	16 323 -1%	15 535 -5%	15 380 -1%	12 663 -18%	13 075 +3%	13 433 +3%	13 459 +0%	13 417 0%	13 522 +1%	8 884 -34%	13 892 +56%	8 982 -35%	13 184 +47%	13 752 +4%	14 728 +7%	14 658 0%	14 817 +1%	15 527 +5%	17 346 +12%
Operating Income
Operating Expenses		(4 370)	(4 162)	(5 254)	(6 417)	(6 091)	(6 031)	(6 949)	(6 280)	(6 094)	(6 266)	(7 416)	(8 295)	(8 667)	(9 601)	(8 803)	(7 562)	(8 514)	(9 526)	(11 043)	(11 575)	(10 613)	(8 431)	(8 506)	(9 323)	(10 160)	(12 212)	(13 511)	(14 020)	(15 415)	(15 277)	(14 099)	(13 767)	(11 171)	(11 922)	(12 007)	(12 111)	(12 790)	(13 810)	(9 184)	(13 362)	(8 325)	(12 070)	(12 262)	(13 282)	(12 797)	(12 419)	(13 122)	(15 405)
Selling, General & Administrative		(297)	(273)	(348)	(442)	(386)	(333)	(390)	(289)	(298)	(329)	(532)	(680)	(1 017)	(995)	(496)	(341)	(359)	(502)	(434)	(218)	(625)	(268)	(245)	(216)	(256)	(337)	(465)	(442)	(285)	(277)	(290)	(315)	(284)	(210)	(193)	(183)	(193)	(298)	(386)	(280)	(169)	(191)	(222)	(224)	(206)	(140)	(136)	(137)
Benefits Claims Loss Adjustment		(3 881)	(3 779)	(5 066)	(6 296)	(6 267)	(6 494)	(6 737)	(6 722)	(6 570)	(6 588)	(7 671)	(8 440)	(8 187)	(8 907)	(8 679)	(7 703)	(8 508)	(9 444)	(11 091)	(11 597)	(10 333)	(8 658)	(8 795)	(9 676)	(10 489)	(12 367)	(13 458)	(13 909)	(15 244)	(15 171)	(14 246)	(13 907)	(11 225)	(11 886)	(12 167)	(12 329)	(12 865)	(13 889)	(9 116)	(13 459)	(8 059)	(11 796)	(12 040)	(13 058)	(12 776)	(12 371)	(12 986)	(15 268)
Other Operating Expenses		(192)	(110)	160	321	562	796	178	731	774	651	787	825	537	301	372	482	353	420	482	240	345	495	534	569	585	492	412	331	114	171	437	455	338	174	353	401	268	377	318	377	(97)	(83)	0	0	185	92	0	0
Operating Income		(55) N/A	(28) +49%	343 N/A	729 +113%	1 209 +66%	1 453 +20%	1 327 -9%	1 375 +4%	1 321 -4%	1 121 -15%	1 027 -8%	712 -31%	(35) N/A	(237) -577%	399 N/A	924 +132%	490 -47%	376 -23%	700 +86%	475 -32%	540 +14%	1 593 +195%	1 688 +6%	1 697 +1%	1 900 +12%	1 673 -12%	1 056 -37%	918 -13%	1 019 +11%	1 046 +3%	1 436 +37%	1 613 +12%	1 492 -8%	1 153 -23%	1 426 +24%	1 348 -5%	627 -53%	(288) N/A	(300) -4%	530 N/A	657 +24%	1 114 +70%	1 490 +34%	1 446 -3%	1 861 +29%	2 398 +29%	2 405 +0%	1 941 -19%
Pre-Tax Income
Interest Income Expense		(46)	(21)	(46)	(63)	(57)	(56)	(69)	(86)	(86)	(91)	(119)	(127)	(101)	(89)	(87)	(84)	(88)	(89)	(86)	(86)	(97)	(103)	(95)	(92)	(98)	(103)	(107)	(106)	(99)	(99)	(93)	(81)	(82)	(91)	(94)	(100)	(92)	(80)	(89)	(94)	(93)	(110)	(145)	(166)	(370)	(284)	(192)	(190)
Pre-Tax Income		(101) N/A	(49) +51%	297 N/A	666 +124%	1 152 +73%	1 397 +21%	1 258 -10%	1 289 +2%	1 235 -4%	1 030 -17%	908 -12%	585 -36%	(136) N/A	(326) -140%	312 N/A	840 +169%	402 -52%	287 -29%	614 +114%	389 -37%	443 +14%	1 490 +236%	1 593 +7%	1 605 +1%	1 802 +12%	1 570 -13%	949 -40%	812 -14%	920 +13%	947 +3%	1 343 +42%	1 532 +14%	1 410 -8%	1 062 -25%	1 332 +25%	1 248 -6%	535 -57%	(368) N/A	(389) -6%	436 N/A	564 +29%	1 004 +78%	1 345 +34%	1 280 -5%	1 491 +16%	2 114 +42%	2 213 +5%	1 751 -21%
Net Income
Tax Provision		18	5	(80)	(198)	(346)	(415)	(379)	(372)	(373)	(299)	(279)	(211)	(90)	5	(65)	(238)	(212)	(279)	(276)	(82)	(178)	(375)	(424)	(463)	(472)	(274)	(119)	(118)	(218)	(260)	(328)	(430)	(384)	(296)	(363)	(330)	(37)	240	125	(139)	(140)	(286)	(426)	(404)	(458)	(638)	(678)	(549)
Income from Continuing Operations		(83)	(44)	217	468	806	982	879	917	862	731	629	374	(226)	(321)	247	602	190	8	338	307	265	1 115	1 169	1 142	1 330	1 296	830	694	702	687	1 015	1 102	1 026	766	969	918	498	(128)	(264)	297	424	718	919	876	1 033	1 476	1 535	1 202
Income to Minority Interest		58	32	(64)	(75)	(141)	(152)	(119)	(112)	(103)	(88)	(77)	(57)	(35)	(46)	(66)	(96)	(99)	(85)	(88)	(67)	(58)	(95)	(106)	(80)	(97)	(126)	(102)	(79)	(77)	(82)	(77)	(51)	(79)	(85)	(98)	(53)	(59)	(176)	(150)	(83)	(77)	(54)	(94)	(133)	(135)	(207)	(176)	(116)
Net Income (Common)		(25) N/A	(23) +8%	132 N/A	383 +190%	636 +66%	800 +26%	731 -9%	791 +8%	759 -4%	643 -15%	552 -14%	317 -43%	(261) N/A	(367) -41%	181 N/A	506 +180%	91 -82%	(77) N/A	250 N/A	233 -7%	207 -11%	524 +153%	776 +48%	957 +23%	1 233 +29%	1 170 -5%	728 -38%	615 -16%	625 +2%	605 -3%	929 +54%	1 034 +11%	923 -11%	872 -6%	1 076 +23%	859 -20%	435 -49%	(308) N/A	(427) -39%	206 N/A	347 +68%	663 +91%	825 +24%	743 -10%	898 +21%	1 269 +41%	1 359 +7%	1 086 -20%
EPS (Diluted)		-0.02 N/A	-0.01 +50%	0.09 N/A	0.22 +144%	0.38 +73%	0.49 +29%	0.46 -6%	0.5 +9%	0.47 -6%	0.4 -15%	0.33 -18%	0.18 -45%	-0.14 N/A	-0.2 -43%	0.09 N/A	0.25 +178%	0.04 -84%	-0.04 N/A	0.12 N/A	0.11 -8%	0.1 -9%	0.24 +140%	0.35 +46%	0.43 +23%	0.54 +26%	0.49 -9%	0.31 -37%	0.23 -26%	0.26 +13%	0.25 -4%	0.39 +56%	0.42 +8%	0.37 -12%	0.34 -8%	0.42 +24%	0.36 -14%	0.19 -47%	-0.13 N/A	-0.17 -31%	0.08 N/A	0.13 +63%	0.25 +92%	0.28 +12%	0.26 -7%	0.32 +23%	0.47 +47%	0.53 +13%	0.42 -21%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

Join more than 319,100+ value investors using Alpha Spread

Create Free Account

or see our plans & pricing

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

What is Intrinsic Value? Help Center Contact Us

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Most Undervalued Stocks Wide Economic Moat Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2026 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.