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Pepper Money Ltd
ASX:PPM

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Pepper Money Ltd
ASX:PPM
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Price: 2.29 AUD Market Closed
Market Cap: AU$1B

ROE

12.1%
Current
Declining
by 0.9%
vs 3-y average of 13%

Return on Equity (ROE) measures how effectively a company generates profit from shareholders` equity. It shows how much net income is earned for each dollar invested by shareholders.

ROE
12.1%
=
Net Income
AU$99.1m
/
Avg Total Equity
AU$818.2m

Return on Equity (ROE) measures how effectively a company generates profit from shareholders` equity. It shows how much net income is earned for each dollar invested by shareholders.

ROE
12.1%
=
Net Income
AU$99.1m
/
Avg Total Equity
AU$818.2m

Peer Comparison

Country Company Market Cap ROE
AU
Pepper Money Ltd
ASX:PPM
1B AUD
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US
Rocket Companies Inc
NYSE:RKT
52.6B USD
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US
Mr Cooper Group Inc
NASDAQ:COOP
13.5B USD
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US
Federal National Mortgage Association
OTC:FNMA
8.8B USD
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US
UWM Holdings Corp
NYSE:UWMC
7.9B USD
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US
Enact Holdings Inc
NASDAQ:ACT
6.3B USD
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US
MGIC Investment Corp
NYSE:MTG
5.9B USD
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BM
Essent Group Ltd
NYSE:ESNT
5.9B USD
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US
Axos Financial Inc
NYSE:AX
5.5B USD
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US
PennyMac Financial Services Inc
NYSE:PFSI
4.8B USD
Loading...
US
Radian Group Inc
NYSE:RDN
4.5B USD
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Market Distribution

Higher than 78% of companies in Australia
Percentile
78th
Based on 2 919 companies
78th percentile
12.1%
Low
-8 644.7% — -17.8%
Typical Range
-17.8% — 9.1%
High
9.1% — 33 437.7%
Distribution Statistics
Australia
Min -8 644.7%
30th Percentile -17.8%
Median -0.3%
70th Percentile 9.1%
Max 33 437.7%

Pepper Money Ltd
Glance View

Pepper Money engages in the provision of home, car, and personal loan services. The company is headquartered in Sydney, New South Wales. The company went IPO on 2021-05-25. The firm operates various businesses in Europe, Asia and the Pacific regions. The company targets customer segments such as non-conforming borrowers that are unable to satisfy the criteria of the Australia Banks. The company offers categories of products, which includes mortgages for residential home loans, asset finances primarily for used cars and, loan servicing for residential mortgages and personal loans. The company offers a range of loan portfolios on behalf of third-party clients in Australia, Ireland, the United Kingdom and Spain. Its services include lending, asset servicing, broker portal and debt investor.

PPM Intrinsic Value
HIDDEN
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What is Return on Equity?
Return on Equity (ROE) measures how effectively a company generates profit from shareholders` equity. It shows how much net income is earned for each dollar invested by shareholders.
How is ROE calculated?

ROE is calculated by dividing the Net Income by the Avg Total Equity.

ROE
12.1%
=
Net Income
AU$99.1m
/
Avg Total Equity
AU$818.2m
What is Pepper Money Ltd's current ROE?

The current ROE for Pepper Money Ltd is 12.1%, which is below its 3-year median of 13%.

How has ROE changed over time?

Over the last 3 years, Pepper Money Ltd’s ROE has decreased from 22.8% to 12.1%. During this period, it reached a low of 11.8% on Dec 31, 2024 and a high of 22.8% on May 30, 2022.

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