PSC Insurance Group Ltd
ASX:PSI
Income Statement
Earnings Waterfall
PSC Insurance Group Ltd
Revenue
|
319.2m
AUD
|
Operating Expenses
|
-224m
AUD
|
Operating Income
|
95.2m
AUD
|
Other Expenses
|
-31.2m
AUD
|
Net Income
|
63.9m
AUD
|
Income Statement
PSC Insurance Group Ltd
Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | |||||||||||||||||
Revenue |
67
N/A
|
77
+13%
|
84
+10%
|
89
+5%
|
100
+13%
|
110
+10%
|
117
+7%
|
138
+18%
|
176
+27%
|
195
+11%
|
206
+6%
|
231
+12%
|
253
+9%
|
271
+7%
|
298
+10%
|
319
+7%
|
|
Operating Income | |||||||||||||||||
Operating Expenses |
(48)
|
(53)
|
(55)
|
(60)
|
(71)
|
(82)
|
(80)
|
(98)
|
(130)
|
(151)
|
(151)
|
(167)
|
(179)
|
(190)
|
(207)
|
(224)
|
|
Selling, General & Administrative |
(44)
|
(50)
|
(51)
|
(56)
|
(66)
|
(76)
|
(74)
|
(89)
|
(115)
|
(134)
|
(133)
|
(146)
|
(156)
|
(166)
|
(181)
|
(196)
|
|
Depreciation & Amortization |
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(5)
|
(11)
|
(15)
|
(15)
|
(18)
|
(20)
|
(21)
|
(22)
|
(25)
|
|
Other Operating Expenses |
(2)
|
(3)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
|
Operating Income |
20
N/A
|
23
+16%
|
30
+28%
|
29
-2%
|
29
+2%
|
28
-6%
|
37
+34%
|
40
+8%
|
46
+15%
|
43
-6%
|
55
+26%
|
64
+17%
|
74
+15%
|
81
+9%
|
91
+13%
|
95
+5%
|
|
Pre-Tax Income | |||||||||||||||||
Interest Income Expense |
(2)
|
(1)
|
(2)
|
15
|
12
|
(2)
|
4
|
3
|
(12)
|
(3)
|
6
|
3
|
(10)
|
(8)
|
(0)
|
10
|
|
Non-Reccuring Items |
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(3)
|
(5)
|
(5)
|
(8)
|
(7)
|
(2)
|
(5)
|
(20)
|
(22)
|
(11)
|
(12)
|
|
Total Other Income |
0
|
0
|
0
|
3
|
0
|
1
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Pre-Tax Income |
16
N/A
|
21
+29%
|
27
+31%
|
47
+73%
|
40
-14%
|
24
-41%
|
37
+55%
|
38
+2%
|
25
-33%
|
33
+29%
|
58
+79%
|
62
+6%
|
44
-28%
|
51
+15%
|
80
+56%
|
93
+17%
|
|
Net Income | |||||||||||||||||
Tax Provision |
(5)
|
(7)
|
(7)
|
(12)
|
(13)
|
(8)
|
(11)
|
(11)
|
(7)
|
(9)
|
(17)
|
(18)
|
(17)
|
(19)
|
(23)
|
(28)
|
|
Income from Continuing Operations |
11
|
14
|
20
|
35
|
28
|
15
|
25
|
26
|
19
|
24
|
41
|
44
|
27
|
32
|
56
|
65
|
|
Income to Minority Interest |
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
|
Net Income (Common) |
10
N/A
|
14
+38%
|
20
+44%
|
35
+77%
|
28
-21%
|
15
-46%
|
25
+66%
|
26
+4%
|
18
-30%
|
23
+29%
|
40
+76%
|
43
+7%
|
27
-38%
|
32
+19%
|
56
+76%
|
64
+15%
|
|
EPS (Diluted) |
0.05
N/A
|
0.07
+40%
|
0.09
+29%
|
0.15
+67%
|
0.12
-20%
|
0.06
-50%
|
0.1
+67%
|
0.1
N/A
|
0.06
-40%
|
0.08
+33%
|
0.13
+63%
|
0.13
N/A
|
0.08
-38%
|
0.09
+13%
|
0.16
+78%
|
0.18
+13%
|