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Financeira Alfa SA CFI
BOVESPA:CRIV3

Watchlist Manager
Financeira Alfa SA CFI
BOVESPA:CRIV3
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Price: 6.98 BRL Market Closed
Market Cap: R$716.5m
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Net Margin

3.6%
Current
Declining
by 0.9%
vs 3-y average of 4.5%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
3.6%
=
Net Income
R$18.6m
/
Revenue
R$522.2m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
3.6%
=
Net Income
R$18.6m
/
Revenue
R$522.2m

Peer Comparison

Market Distribution

In line with most companies in Brazil
Percentile
34rd
Based on 634 companies
34rd percentile
3.6%
Low
-6 965.9% — 2.1%
Typical Range
2.1% — 15.5%
High
15.5% — 1 493%
Distribution Statistics
Brazil
Min -6 965.9%
30th Percentile 2.1%
Median 8.9%
70th Percentile 15.5%
Max 1 493%

Other Profitability Ratios

Financeira Alfa SA CFI
Glance View

Market Cap
716.5m BRL
Industry
Financial Services

Financeira Alfa SA CFI is a BR-based company operating in Consumer Finance industry. The company is headquartered in Sao Paulo, Sao Paulo. Financeira Alfa SA CFI, formerly Financeira Alfa SA Credito Financiamento e Investimentos, formerly known as Companhia Real De Investimento - Credito Financiamento e Investimentos, is a Brazil-based company that offers a range of credit and financing services. The firm provides various financial services and products, such as direct consumer credits, personal loans, credit cards and car financing services, among others. The firm mainly offers its services and financing solutions to the automobile market, retail groups and employees of big companies. The firm is active in Brazil. Financeira Alfa SA Credito Financiamento e Investimentos is a part of Conglomerado Financeiro Alfa, which is led by Banco Alfa de Investimento SA.

CRIV3 Intrinsic Value
Not Available
F
What is Intrinsic Value?

See Also

Summary
CRIV3 intrinsic value, competitors valuation, and company profile.
DCF Valuation
CRIV3 stock valuation using Discount Cash Flow valuation method.
Relative Valuation
CRIV3 stock valuation using valuation multiples.
Wall Street Estimates
CRIV3 price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
CRIV3 stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
3.6%
=
Net Income
R$18.6m
/
Revenue
R$522.2m
What is Financeira Alfa SA CFI's current Net Margin?

The current Net Margin for Financeira Alfa SA CFI is 3.6%, which is below its 3-year median of 4.5%.

How has Net Margin changed over time?

Over the last 3 years, Financeira Alfa SA CFI’s Net Margin has decreased from 11.2% to 3.6%. During this period, it reached a low of 3.6% on Jan 31, 2024 and a high of 15.4% on Dec 31, 2021.

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