PINE4 Intrinsic Valuation and Fundamental Analysis - Banco Pine SA - Alpha Spread

Banco Pine SA
BOVESPA:PINE4

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Banco Pine SA Logo
Banco Pine SA
BOVESPA:PINE4
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Price: 4.88 BRL -6.15% Market Closed
Market Cap: 1B BRL
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Intrinsic Value

PINE4's intrinsic value estimate is unreliable because it is based only on its multiples and doesn't use a DCF valuation.

The intrinsic value of one PINE4 stock under the Base Case scenario is 3.55 BRL. Compared to the current market price of 4.88 BRL, Banco Pine SA is Overvalued by 27%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PINE4 Intrinsic Value
3.55 BRL
Overvaluation 27%
Intrinsic Value
Price
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Base Case
Best Case

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Banco Pine SA

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
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Quarterly
TTM

Balance Sheet Decomposition
Banco Pine SA

Net Loans 5.4B
Investments 10.9B
PP&E 8.9m
Intangibles 1.1m
Other Assets 1.7B
Total Deposits 8.2B
Short Term Debt 4.7B
Long Term Debt 208.4m
Other Liabilities 4B

Wall St
Price Targets

PINE4 Price Targets Summary
Banco Pine SA

There are no price targets for PINE4.
Lowest
Price Target
Not Available
Average
Price Target
Not Available
Highest
Price Target
Not Available
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Previous Payment
-
Today
Next Payment
-
Today
Oct 13, 2024
Previous Payment
-
Next Payment
-
Ex-Dividend Date
-
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Shareholder Yield

Current shareholder yield for PINE4 is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Profile

Banco Pine SA Logo
Banco Pine SA

Country

Brazil

Industry

Banking

Market Cap

1B BRL

Dividend Yield

10.84%

Description

Banco Pine SA provides wholesale banking services to corporate customers. The company is headquartered in Sao Paulo, Sao Paulo. The company went IPO on 2007-04-02. The Bank specializes in the provision of financial services for enterprises, such as various types of credit, credit cards, trade financing, guarantees, investment banking, assets and wealth management, financial advisory services, treasury products and pension funds, among others. As of December 31, 2011, the Company had a number of subsidiaries, including Pine Investimentos Distribuidora de Titulos e Valores Mobiliarios Ltda (Pine Investimentos), BP Empreendimentos e Participacoes SA (BP Empreendimentos), BP Promotora de Servicos Bancarios Ltda (BP Promotora), Pine Corretora de Seguros Ltda (Pine Corretora) and Pine Assessoria e Consultoria Ltda (Pine Assessoria).

Contact

SAO PAULO
Sao Paulo
Av. Pres. Juscelino Kubitschek, 1830 - Sl 44,54,64, 4 5 E 6 And Bloco 4 Condominio Ed Sao Luiz, Vila Nova Conceicao
+551133725200
www.pine.com

IPO

2007-04-02

Employees

390

Officers

See Also

Discover More
What is the Intrinsic Value of one PINE4 stock?

The intrinsic value of one PINE4 stock under the Base Case scenario is 3.55 BRL.

Is PINE4 stock undervalued or overvalued?

Compared to the current market price of 4.88 BRL, Banco Pine SA is Overvalued by 27%.

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