Credit Agricole SA
DUS:XCA
Income Statement
Income Statement
Credit Agricole SA
| Dec-2002 | Jun-2003 | Dec-2003 | Jun-2004 | Dec-2004 | Jun-2005 | Sep-2005 | Dec-2005 | Jun-2006 | Dec-2006 | Jun-2007 | Dec-2007 | Jun-2008 | Dec-2008 | Jun-2009 | Dec-2009 | Jun-2010 | Dec-2010 | Jun-2011 | Dec-2011 | Jun-2012 | Dec-2012 | Jun-2013 | Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
1 550
|
1 855
|
3 374
|
4 141
|
2 953
|
5 861
|
15 872
|
8 935
|
18 982
|
9 651
|
10 158
|
7 908
|
9 858
|
12 113
|
12 721
|
14 290
|
15 735
|
14 894
|
14 931
|
15 169
|
15 380
|
14 594
|
12 987
|
12 685
|
12 379
|
11 347
|
11 213
|
11 558
|
11 351
|
11 739
|
12 660
|
12 276
|
11 598
|
11 570
|
11 617
|
11 444
|
11 417
|
11 818
|
12 041
|
12 121
|
12 832
|
13 047
|
13 240
|
14 244
|
14 730
|
14 299
|
0
|
0
|
0
|
|
| Interest Income |
23 798
|
22 094
|
22 043
|
23 821
|
23 984
|
41 611
|
51 622
|
40 773
|
50 501
|
46 618
|
59 232
|
44 120
|
37 381
|
47 106
|
43 184
|
35 346
|
32 213
|
32 374
|
33 558
|
34 570
|
34 513
|
32 210
|
29 457
|
28 599
|
27 729
|
26 879
|
26 234
|
26 269
|
26 147
|
25 050
|
24 979
|
24 704
|
24 198
|
24 817
|
25 486
|
25 107
|
24 454
|
23 534
|
23 084
|
23 797
|
25 044
|
30 013
|
44 665
|
59 120
|
64 409
|
63 444
|
0
|
0
|
0
|
|
| Interest Expense |
22 248
|
20 239
|
18 669
|
19 680
|
21 031
|
35 750
|
0
|
31 838
|
31 519
|
36 967
|
49 074
|
36 212
|
27 523
|
34 993
|
30 463
|
21 056
|
16 478
|
17 480
|
18 627
|
19 401
|
19 133
|
17 616
|
16 470
|
15 914
|
15 350
|
15 532
|
15 021
|
14 711
|
14 796
|
13 311
|
12 319
|
12 428
|
12 600
|
13 247
|
13 869
|
13 663
|
13 037
|
11 716
|
11 043
|
11 676
|
12 212
|
16 966
|
31 425
|
44 876
|
49 679
|
49 145
|
0
|
0
|
0
|
|
| Non Interest Income |
4 181
|
4 276
|
6 946
|
9 686
|
14 251
|
15 133
|
16 273
|
5 026
|
27 915
|
7 243
|
47 533
|
12 035
|
34 829
|
18 212
|
27 200
|
4 705
|
47 647
|
8 702
|
43 636
|
12 007
|
40 527
|
15 615
|
10 737
|
22 006
|
34 081
|
54 275
|
56 317
|
50 635
|
50 593
|
48 734
|
50 688
|
51 052
|
50 559
|
56 816
|
66 408
|
69 254
|
61 439
|
52 137
|
65 965
|
68 293
|
57 516
|
28 473
|
30 570
|
38 702
|
39 728
|
42 881
|
51 084
|
36 848
|
52 274
|
|
| Revenue |
5 731
N/A
|
6 131
+7%
|
10 320
+68%
|
13 827
+34%
|
17 204
+24%
|
20 994
+22%
|
32 145
+53%
|
13 961
-57%
|
46 897
+236%
|
16 894
-64%
|
57 691
+241%
|
19 943
-65%
|
44 687
+124%
|
30 325
-32%
|
39 921
+32%
|
18 995
-52%
|
63 382
+234%
|
23 596
-63%
|
58 567
+148%
|
27 176
-54%
|
55 907
+106%
|
30 209
-46%
|
23 724
-21%
|
34 691
+46%
|
46 460
+34%
|
65 622
+41%
|
67 530
+3%
|
62 193
-8%
|
61 944
0%
|
60 473
-2%
|
63 348
+5%
|
63 328
0%
|
62 157
-2%
|
68 386
+10%
|
78 025
+14%
|
80 698
+3%
|
72 856
-10%
|
63 955
-12%
|
78 006
+22%
|
80 414
+3%
|
70 348
-13%
|
41 520
-41%
|
43 810
+6%
|
52 946
+21%
|
54 458
+3%
|
57 180
+5%
|
51 084
-11%
|
36 848
-28%
|
52 274
+42%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(207)
|
(356)
|
(839)
|
(844)
|
(465)
|
(726)
|
(1 164)
|
(643)
|
(1 115)
|
(612)
|
(751)
|
(1 897)
|
(2 274)
|
(3 165)
|
(4 566)
|
(4 689)
|
(4 531)
|
(3 777)
|
(3 670)
|
(5 657)
|
(5 441)
|
(3 703)
|
(3 374)
|
(2 894)
|
(2 614)
|
(2 204)
|
(2 158)
|
(2 293)
|
(2 114)
|
(1 787)
|
(1 639)
|
(1 422)
|
(1 213)
|
(1 081)
|
(1 121)
|
(1 256)
|
(2 137)
|
(2 606)
|
(1 806)
|
(1 576)
|
(1 856)
|
(1 746)
|
(1 711)
|
(1 777)
|
(1 693)
|
(1 850)
|
(2 263)
|
(1 880)
|
(3 468)
|
|
| Non Interest Expense |
(4 251)
|
(4 278)
|
(7 628)
|
(9 876)
|
(12 895)
|
(13 841)
|
(20 665)
|
(8 127)
|
(35 475)
|
(9 431)
|
(48 827)
|
(13 229)
|
(41 501)
|
(25 988)
|
(34 537)
|
(12 807)
|
(56 361)
|
(17 211)
|
(51 467)
|
(21 705)
|
(50 657)
|
(28 226)
|
(23 108)
|
(28 870)
|
(41 149)
|
(60 183)
|
(61 401)
|
(56 089)
|
(56 248)
|
(55 339)
|
(57 159)
|
(55 977)
|
(54 628)
|
(60 809)
|
(70 695)
|
(73 490)
|
(65 703)
|
(56 761)
|
(69 500)
|
(70 758)
|
(61 184)
|
(31 903)
|
(32 816)
|
(41 623)
|
(42 611)
|
(44 704)
|
(49 594)
|
(30 654)
|
(40 614)
|
|
| Pre-Tax Income |
1 273
N/A
|
1 497
+18%
|
1 853
+24%
|
3 107
+68%
|
3 844
+24%
|
6 427
+67%
|
10 316
+61%
|
5 191
-50%
|
10 307
+99%
|
6 851
-34%
|
8 113
+18%
|
4 817
-41%
|
912
-81%
|
1 172
+29%
|
818
-30%
|
1 499
+83%
|
2 490
+66%
|
2 608
+5%
|
3 430
+32%
|
(186)
N/A
|
(191)
-3%
|
(1 720)
-801%
|
(2 758)
-60%
|
2 927
N/A
|
2 697
-8%
|
3 235
+20%
|
3 971
+23%
|
3 811
-4%
|
3 582
-6%
|
3 347
-7%
|
4 550
+36%
|
5 929
+30%
|
6 316
+7%
|
6 496
+3%
|
6 209
-4%
|
5 952
-4%
|
5 016
-16%
|
4 588
-9%
|
6 700
+46%
|
8 080
+21%
|
7 308
-10%
|
7 871
+8%
|
9 283
+18%
|
9 546
+3%
|
10 154
+6%
|
10 626
+5%
|
13 526
+27%
|
11 289
-17%
|
15 167
+34%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(212)
|
(319)
|
(567)
|
(892)
|
(822)
|
(1 363)
|
(2 099)
|
(942)
|
(2 096)
|
(1 590)
|
(1 474)
|
(257)
|
612
|
66
|
(272)
|
(211)
|
(628)
|
(877)
|
(1 255)
|
(1 026)
|
(785)
|
(391)
|
220
|
(98)
|
(163)
|
(470)
|
(867)
|
(898)
|
(448)
|
(695)
|
(1 091)
|
(1 732)
|
(1 879)
|
(1 466)
|
(1 536)
|
(456)
|
77
|
(1 129)
|
(1 557)
|
(1 236)
|
(1 411)
|
(1 806)
|
(2 055)
|
(2 200)
|
(2 316)
|
(2 472)
|
(3 299)
|
(2 525)
|
(3 558)
|
|
| Income from Continuing Operations |
1 061
|
1 178
|
1 286
|
2 215
|
3 022
|
5 064
|
8 217
|
4 249
|
8 211
|
5 261
|
6 639
|
4 560
|
1 524
|
1 238
|
546
|
1 288
|
1 862
|
1 731
|
2 175
|
(1 212)
|
(976)
|
(2 111)
|
(2 538)
|
2 829
|
2 534
|
2 765
|
3 104
|
2 913
|
3 134
|
2 652
|
3 459
|
4 197
|
4 437
|
5 030
|
4 673
|
5 496
|
5 093
|
3 459
|
5 143
|
6 844
|
5 897
|
6 065
|
7 228
|
7 346
|
7 838
|
8 154
|
10 227
|
8 764
|
11 609
|
|
| Income to Minority Interest |
3
|
(70)
|
(260)
|
(334)
|
(298)
|
(475)
|
(743)
|
(358)
|
(646)
|
(398)
|
(475)
|
(512)
|
(461)
|
(242)
|
(128)
|
(321)
|
(445)
|
(489)
|
(449)
|
(272)
|
(155)
|
42
|
(60)
|
(375)
|
(395)
|
(416)
|
(464)
|
(455)
|
(428)
|
(415)
|
(446)
|
(568)
|
(664)
|
(627)
|
(587)
|
(614)
|
(595)
|
(546)
|
(814)
|
(1 005)
|
(884)
|
(880)
|
(966)
|
(995)
|
(1 017)
|
(1 067)
|
(1 316)
|
(1 194)
|
(1 133)
|
|
| Net Income (Common) |
1 064
N/A
|
1 108
+4%
|
1 026
-7%
|
1 881
+83%
|
2 724
+45%
|
4 589
+68%
|
7 474
+63%
|
3 891
-48%
|
7 565
+94%
|
4 860
-36%
|
6 153
+27%
|
4 044
-34%
|
1 065
-74%
|
1 024
-4%
|
459
-55%
|
1 125
+145%
|
1 571
+40%
|
1 263
-20%
|
1 753
+39%
|
(1 470)
N/A
|
(2 442)
-66%
|
(6 389)
-162%
|
(5 591)
+12%
|
2 510
N/A
|
2 103
-16%
|
2 123
+1%
|
2 908
+37%
|
3 163
+9%
|
2 763
-13%
|
3 066
+11%
|
3 881
+27%
|
3 195
-18%
|
3 304
+3%
|
3 957
+20%
|
3 635
-8%
|
4 257
+17%
|
3 875
-9%
|
2 319
-40%
|
3 777
+63%
|
5 491
+45%
|
4 669
-15%
|
4 894
+5%
|
5 926
+21%
|
5 890
-1%
|
6 122
+4%
|
6 358
+4%
|
8 053
+27%
|
7 042
-13%
|
9 862
+40%
|
|
| EPS (Diluted) |
0.9
N/A
|
0.93
+3%
|
0.57
-39%
|
1.06
+86%
|
1.55
+46%
|
2.59
+67%
|
4.21
+63%
|
2.21
-48%
|
4.25
+92%
|
2.73
-36%
|
3.23
+18%
|
2.1
-35%
|
0.54
-74%
|
0.45
-17%
|
0.18
-60%
|
0.47
+161%
|
0.68
+45%
|
0.53
-22%
|
0.72
+36%
|
-0.61
N/A
|
-0.98
-61%
|
-2.58
-163%
|
-2.25
+13%
|
1.01
N/A
|
0.82
-19%
|
0.84
+2%
|
1.12
+33%
|
1.21
+8%
|
1.03
-15%
|
1.12
+9%
|
1.36
+21%
|
1.12
-18%
|
1.17
+4%
|
1.39
+19%
|
1.27
-9%
|
1.49
+17%
|
1.36
-9%
|
0.8
-41%
|
1.28
+60%
|
1.83
+43%
|
1.57
-14%
|
1.63
+4%
|
1.95
+20%
|
1.94
-1%
|
2.02
+4%
|
2.11
+4%
|
2.66
+26%
|
2.32
-13%
|
3.25
+40%
|
|